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Software · head to head

Remitly vs Spendee

Remitly logo

Remitly

Software

Send money faster to loved ones abroad

From
On request
Rated
-
Full reviewWebsite
Spendee logo

Spendee

Software

Budget and money management made easy

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Spendee has a free tier, so it costs nothing to try first.
  • Each has a real cost: Remitly no fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor; Spendee the free Basic plan allows one cash wallet and one budget
  • They diverge on capability: Remitly covers International remittances, Spendee covers Expense tracking.

Where they differ

Only the attributes on which Remitly and Spendee actually diverge.

Attributes where Remitly and Spendee differ
AttributeRemitlySpendee
Starting priceOn requestFree
Pricing modeltransactionfreemium
Free tierNoYes
Founded20112013

Identical on both: platforms (Web, IOS, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Remitly

  • International remittances
  • Multiple delivery methods
  • Send money to 200+ countries
  • Currency conversion

Only in Spendee

  • Expense tracking
  • Budget management
  • Shared wallets
  • Financial analytics

Both cover

  • Bank accounts
  • Web support
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Remitly

  • Sending cross border remittances from a phone or browsernot Spendee
  • Delivering funds to bank accounts, cash pickup and mobile wallets abroadnot Spendee

Spendee

  • Tracking personal spending across cash and bank accountsnot Remitly
  • Sharing a budget or wallet with a partner or householdnot Remitly

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Remitly

  • No fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor
  • The Express and Economy delivery options have no published price difference

Spendee

  • The free Basic plan allows one cash wallet and one budget
  • Shared wallets are excluded from the free plan
  • Premium at $5.99 a month is triple the $1.99 Plus plan, and the pricing page does not quantify what separates them beyond shared wallets
  • Bank sync depends on a supported bank list rather than being universal

Pricing, plan by plan

Remitly

On request
  • Express$undefined/month
    • Fast transfers
    • Multiple delivery methods
  • Economy$undefined/month
    • Lower cost option
    • 3-4 day delivery

Spendee

Free
  • FreeFree
    • Expense tracking
    • Budget creation
    • 3 wallets
  • Premium$6.99/month
    • Unlimited wallets
    • Advanced analytics
    • Investment tracking

Which should you pick?

Choose Remitly if

  • You need international remittances.
  • You work on Web, IOS, Android.
  • You also want multiple delivery methods.
Remitly review

Choose Spendee if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want budget management.
Spendee review

Questions people ask

Is Remitly or Spendee better?
Neither clearly leads. Remitly starts at On request and Spendee at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Remitly or Spendee?
Spendee has a free tier; the other does not. Paid plans start at On request for Remitly and Free for Spendee.
Does Remitly or Spendee run on more platforms?
Both run on Web, IOS, Android, so platform support will not decide this one for you.
Can I use Spendee for free?
Yes. Spendee has a free tier, so you can try it without paying. Remitly starts at On request.
What is Remitly best used for?
Remitly is most often used for sending cross border remittances from a phone or browser, delivering funds to bank accounts, cash pickup and mobile wallets abroad. Of those, sending cross border remittances from a phone or browser and delivering funds to bank accounts, cash pickup and mobile wallets abroad are not what Spendee is typically brought in for.
What can Remitly do that Spendee cannot?
Remitly covers International remittances, Multiple delivery methods, Send money to 200+ countries, Currency conversion. Spendee covers Expense tracking, Budget management, Shared wallets, Financial analytics. Both handle Bank accounts, Web support, IOS support, Android support.
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