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Personal Finance · head to head

Quicken vs Robinhood

Quicken logo

Quicken

Personal Finance

Take control of your finances

From
$3.99/month
Rated
-
Full reviewWebsite
Robinhood logo

Robinhood

Personal Finance

Investing for everyone

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Robinhood has a free tier, so it costs nothing to try first.
  • Each has a real cost: Quicken promotional pricing available only for annual billing; higher rates apply for monthly billing; Robinhood robinhood Gold costs 5 USD a month after a 30 day free trial
  • They diverge on capability: Quicken covers Budget creation, Robinhood covers Commission-free trading.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Quicken and Robinhood actually diverge.

Attributes where Quicken and Robinhood differ
AttributeQuickenRobinhood
Starting price$3.99/monthFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsWeb, iOS, Android, Windows, macOSWeb, IOS, Android
Founded19832013

Identical on both: user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Investment accounts
  • Credit cards
  • Windows support
  • Mac support

Only in Robinhood

  • Commission-free trading
  • Options trading
  • Crypto trading
  • Fractional shares
  • Crypto wallets
  • Web support
  • Android support

Both cover

  • Bank accounts
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Robinhood
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Robinhood
  • Users preferring local data storage via Classic desktop editionsnot Robinhood

Robinhood

  • Commission free trading of US stocks and ETFs from a phonenot Quicken
  • Options and futures trading for retail investorsnot Quicken
  • Holding an IRA with a contribution matchnot Quicken

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Quicken

  • Promotional pricing available only for annual billing; higher rates apply for monthly billing
  • Subscriptions auto-renew at current rates unless manually cancelled

Robinhood

  • Robinhood Gold costs 5 USD a month after a 30 day free trial
  • The 3.35 percent APY on brokerage cash is available only to Gold subscribers
  • The 3 percent IRA contribution match requires keeping the Gold subscription for one year and leaving the assets in the IRA for five years, and is capped at 225 USD against 2026 contribution maximums
  • Reduced contract fees of 0.50 USD per futures contract and 0.35 USD per index option apply only to Gold subscribers
  • Management fees are waived only above 100K USD in expert managed portfolios

Pricing, plan by plan

Quicken

$3.99/month
  • Quicken Simplifi$3.99/month
    • Billed annually at promotional rate
    • Regular price $6.99/month
    • Mobile and web access
  • Quicken Business & Personal$4.99/month
    • Billed annually at promotional rate
    • Regular price $8.99/month
    • Mobile and web access

Robinhood

Free
  • FreeFree
    • Commission-free trading
    • Real-time data
    • Mobile app
  • Gold$4.99/month
    • All Free features
    • Extended hours trading
    • Premium research

Which should you pick?

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.
Quicken review

Choose Robinhood if

  • You need commission-free trading.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want options trading.
Robinhood review

Questions people ask

Is Quicken or Robinhood better?
Neither clearly leads. Quicken starts at $3.99/month and Robinhood at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Quicken or Robinhood?
Robinhood has a free tier; the other does not. Paid plans start at $3.99/month for Quicken and Free for Robinhood.
Does Quicken or Robinhood run on more platforms?
Quicken runs on Web, iOS, Android, Windows, macOS. Robinhood runs on Web, IOS, Android.
Can I use Robinhood for free?
Yes. Robinhood has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
What is Quicken best used for?
Quicken is most often used for individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking, freelancers and self-employed managing business and personal finances via quicken business & personal plan, users preferring local data storage via classic desktop editions. Of those, individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking and freelancers and self-employed managing business and personal finances via quicken business & personal plan are not what Robinhood is typically brought in for.
What can Quicken do that Robinhood cannot?
Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Robinhood covers Commission-free trading, Options trading, Crypto trading, Fractional shares. Both handle Bank accounts, IOS support.

Answered from the vendors’ own pages

Quicken: How much does Quicken cost?

Quicken Simplifi starts at $3.99/month (billed annually) or $6.99/month (monthly billing). Quicken Business & Personal costs $4.99/month (annual) or $8.99/month (monthly). Annual billing offers savings versus monthly subscriptions.

Source
Robinhood: What is the minimum amount needed to open a Robinhood account?

You can get started with as little as $1.

Source
Quicken: What is the difference between Quicken Simplifi and Quicken Business & Personal?

Quicken Business & Personal includes the ability to run up to 10 businesses at no extra cost, making it suitable for freelancers and small business owners. Quicken Simplifi is designed for personal finance and couples. Both are available on mobile and web.

Source
Robinhood: What does Robinhood Gold cost and what does it include?

Robinhood Gold is $5 per month and includes zero management fees on portfolios exceeding $100,000 through Robinhood Strategies.

Source
Quicken: Can I cancel my Quicken subscription anytime?

Subscriptions auto-renew at then-current rates unless cancelled. The page indicates cancellation is possible but does not specify the cancellation process or any early termination fees.

Source
Robinhood: Are there trading commissions on Robinhood?

Robinhood offers 24/5 commission-free stock and ETF trading. Other fees may apply to your brokerage account as detailed in the RHF Fee Schedule.

Source
Robinhood: What cash back rate does Robinhood's credit card offer?

The Robinhood Agentic Credit Card offers 3% cash back on purchases.

Source
Robinhood: How much FDIC insurance coverage do Robinhood Cash Card accounts have?

Cash Card accounts are covered up to $250,000 through FDIC insurance via Sutton Bank.

Source
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