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Software · head to head

Mint vs Quicken

Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Quicken logo

Quicken

Software

Take control of your finances

From
$3.99/month
Rated
-

The short version

  • Only Mint has a free tier, so it costs nothing to try first.
  • Each has a real cost: Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere; Quicken quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • They diverge on capability: Mint covers Expense tracking, Quicken covers Budget creation.

Where they differ

Only the attributes on which Mint and Quicken actually diverge.

Attributes where Mint and Quicken differ
AttributeMintQuicken
Starting priceFree$3.99/month
Pricing modelfreesubscription
Free tierYesNo
PlatformsWeb, iOS, AndroidWeb, iOS, Android, Windows, macOS
Founded20061983

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Bank accounts
  • Investment accounts
  • Credit cards
  • Windows support

What people use each for

The jobs each tool is most often brought in to do.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Quicken
  • Users transitioning to Credit Karma for continued money management featuresnot Quicken

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Mint
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Mint
  • Users preferring local data storage via Classic desktop editionsnot Mint

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Quicken

  • Quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • Renewal pricing significantly higher than introductory rate; annual cost jumps from $47.88 (promotional) to $83.88 (regular renewal)

Pricing, plan by plan

Mint

Free

No published plan breakdown. See the Mint review.

Quicken

$3.99/month

No published plan breakdown. See the Quicken review.

Which should you pick?

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.

Questions people ask

Is Mint or Quicken better?
Neither clearly leads. Mint starts at Free and Quicken at $3.99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mint or Quicken?
Mint has a free tier; the other does not. Paid plans start at Free for Mint and $3.99/month for Quicken.
Does Mint or Quicken run on more platforms?
Mint runs on Web, iOS, Android. Quicken runs on Web, iOS, Android, Windows, macOS.
Can I use Mint for free?
Yes. Mint has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
What is Mint best used for?
Mint is most often used for legacy free budget tracking for users with supported bank connections, users transitioning to credit karma for continued money management features. Of those, legacy free budget tracking for users with supported bank connections and users transitioning to credit karma for continued money management features are not what Quicken is typically brought in for.
What can Mint do that Quicken cannot?
Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Quicken covers Budget creation, Bill management, Investment tracking, Tax planning.

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