Is Fakturoid or Qonto better?

Neither clearly leads. Fakturoid starts at Free and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Fakturoid or Qonto?

Fakturoid has a free tier; the other does not. Paid plans start at Free for Fakturoid and €9/month for Qonto.

Does Fakturoid or Qonto run on more platforms?

Both run on Web, so platform support will not decide this one for you.

Can I use Fakturoid for free?

Yes. Fakturoid has a free tier, so you can try it without paying. Qonto starts at €9/month.

What is Fakturoid best used for?

Fakturoid is most often used for automating invoice creation with qr codes and payment links, tracking late payments and sending automatic reminders, automating vat compliance and quarterly tax calculations, extracting expenses from receipts with ai data capture. Of those, automating invoice creation with qr codes and payment links and tracking late payments and sending automatic reminders are not what Qonto is typically brought in for.

Accounting · head to head

Fakturoid vs Qonto

Fakturoid

Accounting

Czech online invoicing software for entrepreneurs and small businesses

From: Free
Rated: -

Full review Website

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From: €9/month
Rated: -

Full review Website

The short version

Only Fakturoid has a free tier, so it costs nothing to try first.
Each has a real cost: Fakturoid free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited; Qonto pricing in EUR only, not USD
Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Fakturoid and Qonto actually diverge.

Attributes where Fakturoid and Qonto differ
Attribute	Fakturoid	Qonto
Starting price	Free	€9/month
Pricing model	freemium	subscription
Free tier	Yes	No

Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

Fakturoid

Automating invoice creation with QR codes and payment linksnot Qonto
Tracking late payments and sending automatic remindersnot Qonto
Automating VAT compliance and quarterly tax calculationsnot Qonto
Extracting expenses from receipts with AI data capturenot Qonto

Qonto

Business bankingnot Fakturoid
Team paymentsnot Fakturoid
Cash flow managementnot Fakturoid
Multi-currency transfersnot Fakturoid
Freelancer paymentsnot Fakturoid

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fakturoid

Free Zdarma plan is capped at just 5 clients, though invoices themselves are unlimited
VAT compliance features, inventory management and payment gateways (GoPay, PayPal) are reserved for the top Na maximum tier at 393 Kc/month, not available on the two cheaper paid plans

Qonto

Pricing in EUR only, not USD
Basic tier limited to 30 transfers per month
Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
Business tier minimum commitment for small team accounts
Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Pricing, plan by plan

Fakturoid

Free

FreeFree
- Up to 5 customers
- Professional invoices with QR codes
- 6 invoice designs
Lite$151/month
- Unlimited customers
- Expense tracking
- Tax compliance features
Everyday$211/month
- Automatic payment matching
- Automatic reminders
- AI expense extraction (100 extractions for 400 CZK)
Maximum$393/month
- Recurring invoices
- All VAT filings
- Business cases

Qonto

€9/month

Basic (Self-Employed)$9/month
- 30 transfers
- 1 physical + 2 virtual cards
- Account remuneration 5% for 2 months
Smart (Self-Employed)$19/month
- 100 transfers
- 2 physical + 50 virtual cards
- Account remuneration
Premium (Self-Employed)$39/month
- 200 transfers
- 2 physical + 50 virtual + 50 Instant cards
Essential (Business)$49/month
- 250 transfers
- 5 physical + 50 virtual cards
- Multiple sub-accounts

Which should you pick?

Choose Fakturoid if

You want to start without paying.

Fakturoid review

Choose Qonto if

Nothing in the data separates Qonto from Fakturoid on the points above - pick on price and on how each one feels to use.

Qonto review

Questions people ask

Is Fakturoid or Qonto better?: Neither clearly leads. Fakturoid starts at Free and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fakturoid or Qonto?: Fakturoid has a free tier; the other does not. Paid plans start at Free for Fakturoid and €9/month for Qonto.
Does Fakturoid or Qonto run on more platforms?: Both run on Web, so platform support will not decide this one for you.
Can I use Fakturoid for free?: Yes. Fakturoid has a free tier, so you can try it without paying. Qonto starts at €9/month.
What is Fakturoid best used for?: Fakturoid is most often used for automating invoice creation with qr codes and payment links, tracking late payments and sending automatic reminders, automating vat compliance and quarterly tax calculations, extracting expenses from receipts with ai data capture. Of those, automating invoice creation with qr codes and payment links and tracking late payments and sending automatic reminders are not what Qonto is typically brought in for.

Answered from the vendors’ own pages

Fakturoid: Is there a free plan for Fakturoid?

Yes. Fakturoid offers a free plan for businesses with up to 5 customers. It includes professional invoices with QR codes, 6 invoice designs, mobile app access, fast support, and 1,500 API requests per month.

Source

Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source

Fakturoid: Does Fakturoid offer a trial?

Yes. Fakturoid offers a 30-day free trial for customers to test the platform. New businesses with company registration less than 12 months old receive 50% discount on their first annual invoice.

Source

Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source

Fakturoid: What discount do I get if I pay annually?

Fakturoid offers annual discounts on all paid tiers. For example, the Lite plan costs 151 CZK per month but only 164 CZK per month if paid annually (compared to regular prices of 182 CZK and 199 CZK respectively).

Source

Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source

Fakturoid vs Qonto

Fakturoid

Qonto

The short version

Where they differ

What people use each for

Fakturoid

Qonto

Where each one falls short

Fakturoid

Qonto

Pricing, plan by plan

Fakturoid

Qonto

Which should you pick?

Choose Fakturoid if

Choose Qonto if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Fakturoid

More on Qonto

Keep looking

Other head to heads