Softwr

Accounting · head to head

Qonto vs Redis

Qonto logo

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From
€9/month
Rated
-
Full reviewWebsite
Redis logo

Redis

Technology

The real-time data platform

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Redis has a free tier, so it costs nothing to try first.
  • Each has a real cost: Qonto pricing in EUR only, not USD; Redis licensing changed from BSD to AGPL in 2025, impacting open-source usage

Where they differ

Only the attributes on which Qonto and Redis actually diverge.

Attributes where Qonto and Redis differ
AttributeQontoRedis
Starting price€9/monthFree
Pricing modelsubscriptionUnknown
Free tierNoYes
PlatformsWebLinux, macOS, Windows
CategoryAccountingTechnology
FoundedUnknown2009

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Qonto

Nothing recorded that Redis does not also cover.

Only in Redis

  • In-memory data store
  • Data structures
  • Pub/Sub messaging
  • Lua scripting
  • Transactions
  • Persistence options
  • Replication
  • Clustering

What people use each for

The jobs each tool is most often brought in to do.

Qonto

  • Business bankingnot Redis
  • Team paymentsnot Redis
  • Cash flow managementnot Redis
  • Multi-currency transfersnot Redis
  • Freelancer paymentsnot Redis

Redis

  • Cachingnot Qonto
  • Session managementnot Qonto
  • Real-time analyticsnot Qonto
  • Message queuingnot Qonto
  • Leaderboardsnot Qonto

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Qonto

  • Pricing in EUR only, not USD
  • Basic tier limited to 30 transfers per month
  • Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
  • Business tier minimum commitment for small team accounts
  • Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Redis

  • Licensing changed from BSD to AGPL in 2025, impacting open-source usage
  • All data must fit in memory, limiting scalability to available RAM
  • No built-in support for multi-tenancy
  • Limited transaction support compared to traditional databases

Pricing, plan by plan

Qonto

€9/month
  • Basic (Self-Employed)$9/month
    • 30 transfers
    • 1 physical + 2 virtual cards
    • Account remuneration 5% for 2 months
  • Smart (Self-Employed)$19/month
    • 100 transfers
    • 2 physical + 50 virtual cards
    • Account remuneration
  • Premium (Self-Employed)$39/month
    • 200 transfers
    • 2 physical + 50 virtual + 50 Instant cards
  • Essential (Business)$49/month
    • 250 transfers
    • 5 physical + 50 virtual cards
    • Multiple sub-accounts

Redis

Free

No published plan breakdown. See the Redis review.

Which should you pick?

Choose Qonto if

Nothing in the data separates Qonto from Redis on the points above - pick on price and on how each one feels to use.

Qonto review

Choose Redis if

  • You need in-memory data store.
  • You want to start without paying.
  • You work on Linux, macOS, Windows.
  • You also want data structures.
Redis review

Questions people ask

Is Qonto or Redis better?
Neither clearly leads. Qonto starts at €9/month and Redis at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Qonto or Redis?
Redis has a free tier; the other does not. Paid plans start at €9/month for Qonto and Free for Redis.
Does Qonto or Redis run on more platforms?
Qonto runs on Web. Redis runs on Linux, macOS, Windows.
Can I use Redis for free?
Yes. Redis has a free tier, so you can try it without paying. Qonto starts at €9/month.
What is Qonto best used for?
Qonto is most often used for business banking, team payments, cash flow management, multi-currency transfers. Of those, business banking and team payments are not what Redis is typically brought in for.
What can Qonto do that Redis cannot?
Redis covers In-memory data store, Data structures, Pub/Sub messaging, Lua scripting.

Answered from the vendors’ own pages

Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source
Redis: Is Redis open source?

Redis was open source under the BSD license since its inception in 2009 and has remained open source. However, in 2024-2025, Redis Labs changed licensing to source-available and AGPL, prompting the creation of Valkey, a BSD-licensed open-source fork.

Source
Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source
Redis: What is Redis used for?

Redis is an in-memory data structure store used primarily as a cache, database, and message broker. It provides high-speed data access for real-time applications, sessions, leaderboards, real-time analytics, and other use cases requiring fast data retrieval.

Source
Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source
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