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APIs · head to head

Q2 Digital Banking vs Strapi

Q2 Digital Banking logo

Q2 Digital Banking

APIs

Digital banking platform for US banks and credit unions, with a developer marketplace

From
On request
Rated
-
Full reviewWebsite
Strapi logo

Strapi

APIs

Headless CMS with REST and GraphQL APIs

From
$35/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Q2 Digital Banking contracts are multi-year and priced per user or account, so a bank whose digital adoption grows faster than its revenue sees costs rise ahead of the benefit.; Strapi cloud pricing is per project, not per account, so a second project doubles the bill
  • They diverge on capability: Q2 Digital Banking covers Retail digital banking, Strapi covers REST API.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Q2 Digital Banking and Strapi actually diverge.

Attributes where Q2 Digital Banking and Strapi differ
AttributeQ2 Digital BankingStrapi
Starting priceOn request$35/month
Pricing modelquotesubscription
PlatformsWeb, iOS, AndroidNode.js, Cloud, Self-hosted, Docker
FoundedUnknown2015

Identical on both: free tier (No), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Q2 Digital Banking

  • Retail digital banking
  • Commercial and treasury
  • Innovation Studio
  • SDK
  • Fraud analytics
  • Onboarding

Only in Strapi

  • REST API
  • GraphQL API
  • Content management
  • PostgreSQL
  • MySQL
  • MongoDB
  • AWS
  • Webhooks

What people use each for

The jobs each tool is most often brought in to do.

Q2 Digital Banking

  • A community bank whose mobile app is losing younger customers to national brandsnot Strapi
  • A credit union that wants to add partner features without a vendor roadmap requestnot Strapi
  • A bank chasing commercial deposits and needing real treasury management entitlementsnot Strapi
  • An institution wanting behavioural fraud detection across digital channels rather than at the corenot Strapi

Strapi

  • Running a self hosted headless CMS with a REST or GraphQL APInot Q2 Digital Banking
  • Giving editors a content admin panel over a custom content modelnot Q2 Digital Banking

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Q2 Digital Banking

  • Contracts are multi-year and priced per user or account, so a bank whose digital adoption grows faster than its revenue sees costs rise ahead of the benefit.
  • It is a channel layer, not a core, so any limitation in the underlying core banking system remains and integration work sits with the bank.
  • Implementations are long and consume scarce internal technology capacity at institutions that typically have very small IT teams.
  • Marketplace applications carry separate third-party contracts and fees, so the extensibility that justifies the purchase adds cost rather than being included.
  • It is US-only, and its assumptions about payment rails, regulation and account structures do not transfer to institutions outside the United States.

Strapi

  • Cloud pricing is per project, not per account, so a second project doubles the bill
  • Starter at $35 a month allows 100,000 API requests, and overage is $1.50 per 25,000
  • Extra bandwidth is $30 per 100 GB and extra asset storage $0.60 per GB
  • Backups start at the Pro plan, weekly, and only become daily at Business
  • An uptime SLA is Business only, at $450 a month per project
  • Additional environments cost $60 a month on Pro and $300 a month on Business

Pricing, plan by plan

Q2 Digital Banking

On request
  • Q2 Digital Banking$undefined/year
    • Multi-year contract priced per registered user or per account
    • Separate licensing for retail, commercial and onboarding modules
    • Implementation and core integration charged as a project

Strapi

$35/month
  • Starter$35/month
    • 100k API requests
    • 50 GB asset storage
    • 50 GB asset bandwidth
  • Pro$90/month
    • 1M API requests
    • 250 GB asset storage
    • 500 GB asset bandwidth
  • Business$450/month
    • 10M API requests
    • 1000 GB asset storage
    • 1000 GB asset bandwidth

Which should you pick?

Choose Q2 Digital Banking if

  • You need retail digital banking.
  • You work on Web, iOS, Android.
  • You also want commercial and treasury.
Q2 Digital Banking review

Choose Strapi if

  • You need rest api.
  • You work on Node.js, Cloud, Self-hosted, Docker.
  • You also want graphql api.
Strapi review

Questions people ask

Is Q2 Digital Banking or Strapi better?
Neither clearly leads. Q2 Digital Banking starts at On request and Strapi at $35/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Q2 Digital Banking or Strapi?
Q2 Digital Banking starts at On request and Strapi at $35/month.
Does Q2 Digital Banking or Strapi run on more platforms?
Q2 Digital Banking runs on Web, iOS, Android. Strapi runs on Node.js, Cloud, Self-hosted, Docker.
What is Q2 Digital Banking best used for?
Q2 Digital Banking is most often used for a community bank whose mobile app is losing younger customers to national brands, a credit union that wants to add partner features without a vendor roadmap request, a bank chasing commercial deposits and needing real treasury management entitlements, an institution wanting behavioural fraud detection across digital channels rather than at the core. Of those, a community bank whose mobile app is losing younger customers to national brands and a credit union that wants to add partner features without a vendor roadmap request are not what Strapi is typically brought in for.
What can Q2 Digital Banking do that Strapi cannot?
Q2 Digital Banking covers Retail digital banking, Commercial and treasury, Innovation Studio, SDK. Strapi covers REST API, GraphQL API, Content management, PostgreSQL.

Answered from the vendors’ own pages

Q2 Digital Banking: Does Q2 replace our core banking system?

No. It is the digital channel layer that sits over your existing core and integrates with the major US core providers.

Strapi: How much do API request overages cost?

Additional API requests beyond the plan limit cost $1.50 per 25000 requests. Extra asset storage costs $0.60 per GB, and additional bandwidth costs $30 per 100 GB.

Source
Q2 Digital Banking: What is Innovation Studio?

A marketplace and SDK that lets a bank enable partner applications or build its own features without waiting for Q2 to develop them.

Strapi: Is yearly billing available?

Yes, yearly billing saves up to 17% compared to monthly billing on Strapi Cloud plans.

Source
Q2 Digital Banking: Is it available outside the United States?

Not meaningfully. The platform is built around US banking rails, regulation and institution types.

Strapi: What is included with the Pro plan?

The Pro plan costs $90 per month per project and includes 1M API requests, 250 GB asset storage, 500 GB bandwidth, multi-environment support, weekly backups, and manual backups.

Source
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