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APIs · head to head

Strapi vs Thredd

Strapi logo

Strapi

APIs

Headless CMS with REST and GraphQL APIs

From
$35/month
Rated
-
Thredd logo

Thredd

APIs

Issuer processing platform for fintechs and digital banks, formerly Global Processing Services

From
On request
Rated
-

The short version

  • Each has a real cost: Strapi cloud pricing is per project, not per account, so a second project doubles the bill; Thredd pricing is entirely unpublished, so cost comparison against competing processors requires a sales process.
  • They diverge on capability: Strapi covers REST API, Thredd covers Issuer processing.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Strapi and Thredd actually diverge.

Attributes where Strapi and Thredd differ
AttributeStrapiThredd
Starting price$35/monthOn request
Pricing modelsubscriptionquote
PlatformsNode.js, Cloud, Self-hosted, DockerWeb, API
Founded2015Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Strapi

  • REST API
  • GraphQL API
  • Content management
  • PostgreSQL
  • MySQL
  • MongoDB
  • AWS
  • Webhooks

Only in Thredd

  • Issuer processing
  • Multi-country reach
  • Scheme certification
  • Programme support across verticals
  • High platform availability
  • Global office footprint

What people use each for

The jobs each tool is most often brought in to do.

Strapi

  • Running a self hosted headless CMS with a REST or GraphQL APInot Thredd
  • Giving editors a content admin panel over a custom content modelnot Thredd

Thredd

  • A digital bank or fintech needing issuer processing across many countries under one contractnot Strapi
  • A BNPL, lending or crypto product needing certified card processing behind its own brandnot Strapi
  • A company that finds outdated Global Processing Services (GPS) material and needs to confirm it is now Threddnot Strapi
  • An embedded finance platform wanting a processor already integrated with core banking systems such as Mambunot Strapi

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Strapi

  • Cloud pricing is per project, not per account, so a second project doubles the bill
  • Starter at $35 a month allows 100,000 API requests, and overage is $1.50 per 25,000
  • Extra bandwidth is $30 per 100 GB and extra asset storage $0.60 per GB
  • Backups start at the Pro plan, weekly, and only become daily at Business
  • An uptime SLA is Business only, at $450 a month per project
  • Additional environments cost $60 a month on Pro and $300 a month on Business

Thredd

  • Pricing is entirely unpublished, so cost comparison against competing processors requires a sales process.
  • The 2023 rebrand from GPS to Thredd means research under either name alone can miss relevant material, and partner or press references before 2023 will still say GPS.
  • Issuer processing does not include the banking licence itself, so a fintech still needs a separate BIN sponsor or bank partner, adding a second relationship to manage.
  • As shared infrastructure behind many fintech brands, an outage or processing delay at Thredd becomes a simultaneous incident for every programme running on it, with limited visibility for any single customer into root cause.
  • Its verticals span crypto, BNPL and remittance broadly, so depth of specialist support in any one vertical may be thinner than a processor focused narrowly on that niche.

Pricing, plan by plan

Strapi

$35/month
  • Starter$35/month
    • 100k API requests
    • 50 GB asset storage
    • 50 GB asset bandwidth
  • Pro$90/month
    • 1M API requests
    • 250 GB asset storage
    • 500 GB asset bandwidth
  • Business$450/month
    • 10M API requests
    • 1000 GB asset storage
    • 1000 GB asset bandwidth

Thredd

On request
  • Thredd$undefined/year
    • Volume and programme-based pricing, not published
    • Custom quote required via sales

Which should you pick?

Choose Strapi if

  • You need rest api.
  • You work on Node.js, Cloud, Self-hosted, Docker.
  • You also want graphql api.

Choose Thredd if

  • You need issuer processing.
  • You work on Web, API.
  • You also want multi-country reach.

Questions people ask

Is Strapi or Thredd better?
Neither clearly leads. Strapi starts at $35/month and Thredd at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Strapi or Thredd?
Strapi starts at $35/month and Thredd at On request.
Does Strapi or Thredd run on more platforms?
Strapi runs on Node.js, Cloud, Self-hosted, Docker. Thredd runs on Web, API.
What is Strapi best used for?
Strapi is most often used for running a self hosted headless cms with a rest or graphql api, giving editors a content admin panel over a custom content model. Of those, running a self hosted headless cms with a rest or graphql api and giving editors a content admin panel over a custom content model are not what Thredd is typically brought in for.
What can Strapi do that Thredd cannot?
Strapi covers REST API, GraphQL API, Content management, PostgreSQL. Thredd covers Issuer processing, Multi-country reach, Scheme certification, Programme support across verticals.

Answered from the vendors’ own pages

Strapi: How much do API request overages cost?

Additional API requests beyond the plan limit cost $1.50 per 25000 requests. Extra asset storage costs $0.60 per GB, and additional bandwidth costs $30 per 100 GB.

Source
Thredd: Is Thredd the same company as Global Processing Services?

Yes, GPS rebranded as Thredd in 2023; it is the same company and platform.

Strapi: Is yearly billing available?

Yes, yearly billing saves up to 17% compared to monthly billing on Strapi Cloud plans.

Source
Thredd: Does it hold the banking licence for programmes it processes?

No, Thredd is the issuer processor; a separate bank or BIN sponsor holds the actual issuing licence.

Strapi: What is included with the Pro plan?

The Pro plan costs $90 per month per project and includes 1M API requests, 250 GB asset storage, 500 GB bandwidth, multi-environment support, weekly backups, and manual backups.

Source
Thredd: Is pricing published?

No, it requires a sales conversation.

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