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Accounting & Finance · head to head

Pleo vs Responsive

Pleo logo

Pleo

Accounting & Finance

Smart company cards for forward-thinking teams

From
£9.5/month
Rated
-
Full reviewWebsite
Responsive logo

Responsive

Proposal & Quote

Strategic Response Management

From
$400/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Pleo card delays and transaction limits impact usability, with limited regional acceptance in some areas; Responsive restricted to Canadian custodians and CIRO compliance; geographic limitation to Canadian market only
  • They diverge on capability: Pleo covers Company cards, Responsive covers AI content suggestions.

Where they differ

Only the attributes on which Pleo and Responsive actually diverge.

Attributes where Pleo and Responsive differ
AttributePleoResponsive
Starting price£9.5/month$400/month
Pricing modelUnknownsubscription
PlatformsiOS, Android, WebWeb
CategoryAccounting & FinanceProposal & Quote

Identical on both: free tier (No), user rating (Not yet rated), founded (2015).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Pleo

  • Company cards
  • Receipt capture
  • Expense categorization
  • Spend limits
  • Accounting sync
  • Xero
  • QuickBooks
  • Sage

Only in Responsive

  • AI content suggestions
  • Response automation
  • Content library
  • Collaboration
  • Analytics
  • Salesforce
  • Slack
  • Microsoft Teams

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Pleo

  • Employee expensesnot Responsive
  • Spending autonomynot Responsive
  • Expense automationnot Responsive

Responsive

  • Automated back-office administration for Canadian independent portfolio managersnot Pleo
  • Client onboarding and compliance management for investment advisory firmsnot Pleo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Pleo

  • Card delays and transaction limits impact usability, with limited regional acceptance in some areas
  • Receipt capture OCR inaccuracies and upload lag/glitches complicate expense categorization
  • Limited expense categories and tags reduce flexibility for complex accounting structures
  • Transaction approval workflows have minimal customization options
  • Lacks in-built forecasting tools and reporting is basic, providing limited insights into trends

Responsive

  • Restricted to Canadian custodians and CIRO compliance; geographic limitation to Canadian market only
  • Pricing not published; custom quotes required from sales

Pricing, plan by plan

Pleo

£9.5/month
  • Starter$9.5/month
    • Company cards
    • Real-time expense tracking
    • Automated reports
  • Essential$39/month
    • Reimbursements
    • Mileage and per diem
    • Vendor cards
  • Advanced$89/month
    • Cashback
    • Budgets
    • Multi-entity management
  • Beyond$179/month
    • Spending insights
    • Sub-wallets
    • Dedicated success manager

Responsive

$400/month
  • Professional$400/month
    • AI suggestions
    • Content library
    • Collaboration
  • Enterprise$800/month
    • Advanced AI
    • Custom workflows
    • API access

Which should you pick?

Choose Pleo if

  • You need company cards.
  • You work on iOS, Android, Web.
  • You also want receipt capture.
Pleo review

Choose Responsive if

  • You need ai content suggestions.
  • You also want response automation.
Responsive review

Questions people ask

Is Pleo or Responsive better?
Neither clearly leads. Pleo starts at £9.5/month and Responsive at $400/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Pleo or Responsive?
Pleo starts at £9.5/month and Responsive at $400/month.
Does Pleo or Responsive run on more platforms?
Pleo runs on iOS, Android, Web. Responsive runs on Web.
What is Pleo best used for?
Pleo is most often used for employee expenses, spending autonomy, expense automation. Of those, employee expenses and spending autonomy are not what Responsive is typically brought in for.
What can Pleo do that Responsive cannot?
Pleo covers Company cards, Receipt capture, Expense categorization, Spend limits. Responsive covers AI content suggestions, Response automation, Content library, Collaboration. Both handle Web support.

Answered from the vendors’ own pages

Pleo: What are Pleo's pricing tiers?

Pleo offers four pricing tiers: Starter (GBP 9.50/month), Essential (GBP 39.00/month), Advanced (GBP 89.00/month), and Beyond (GBP 179.00/month). Annual billing provides equivalent of two free months.

Source
Pleo: Does Pleo have a free tier?

No, Pleo does not offer a free tier or permanent free plan. All plans require payment with a free trial available for evaluation.

Source
Pleo: What integrations does Pleo support for accounting?

Pleo integrates directly with Xero and QuickBooks, plus Sage 200, Sage 50, Microsoft Dynamics 365 Business Central, Datev, and Visma e-conomic. Zapier integrations are also available.

Source
Pleo: What platforms can access Pleo?

Pleo is accessible via iOS and Android mobile apps, and through a web interface. Physical and virtual cards are issued for spending.

Source
Pleo: Does Pleo support multiple currencies?

Yes, Pleo supports multi-currency spending and transactions. The platform is particularly strong for European teams with local payment methods.

Source
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