Payroll · head to head
PayFit vs Pleo
PayFit
Payroll
Native payroll and HR for small and mid-sized companies in a small number of European countries
- From
- On request
- Rated
- -
The short version
- Each has a real cost: PayFit coverage is limited to a handful of European countries and the company withdrew from Germany in 2023, so any buyer with expansion plans should assume the country they need next will not be supported.; Pleo card delays and transaction limits impact usability, with limited regional acceptance in some areas
- They diverge on capability: PayFit covers Native payroll engine, Pleo covers Company cards.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which PayFit and Pleo actually diverge.
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in PayFit
- Native payroll engine
- Statutory filing
- Payslip generation
- Time off management
- Expenses
- Employee records
- Automated variable pay
- Accounting export
Only in Pleo
- Company cards
- Receipt capture
- Expense categorization
- Spend limits
- Accounting sync
- Xero
- QuickBooks
- Sage
What people use each for
The jobs each tool is most often brought in to do.
PayFit
- A French company of 50 people leaving a payroll bureau that charges per payslip and returns work slowlynot Pleo
- A Spanish or Italian employer that needs payroll calculated in-country rather than routed through an intermediarynot Pleo
- A UK subsidiary of a European group that wants payroll on the same platform as the parent where the country is supportednot Pleo
- A finance team that wants payroll journals exported directly into the local accounting system without manual mappingnot Pleo
Pleo
- Employee expensesnot PayFit
- Spending autonomynot PayFit
- Expense automationnot PayFit
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
PayFit
- Coverage is limited to a handful of European countries and the company withdrew from Germany in 2023, so any buyer with expansion plans should assume the country they need next will not be supported.
- There is no employer of record capability, so hiring one person in an unsupported country means adding a separate vendor and a separate employment model.
- The HR modules cover time off, expenses and records but do not replace an HRIS, and companies with performance, learning or ATS requirements will run PayFit alongside another system.
- Pricing is quoted per country as a platform fee plus a per employee charge, which makes cross-border cost comparison awkward and means a small subsidiary can carry a disproportionate fixed cost.
- The product is built for small and mid-sized employers, and companies past a few hundred employees report hitting limits in complex collective agreement handling and in bulk data correction workflows.
Pleo
- Card delays and transaction limits impact usability, with limited regional acceptance in some areas
- Receipt capture OCR inaccuracies and upload lag/glitches complicate expense categorization
- Limited expense categories and tags reduce flexibility for complex accounting structures
- Transaction approval workflows have minimal customization options
- Lacks in-built forecasting tools and reporting is basic, providing limited insights into trends
Pricing, plan by plan
PayFit
On request- PayFit$undefined/year
- Monthly platform fee plus a charge per paid employee
- Pricing differs by country of employment
- Payroll calculation and statutory filing
Pleo
£9.5/month- Starter$9.5/month
- Company cards
- Real-time expense tracking
- Automated reports
- Essential$39/month
- Reimbursements
- Mileage and per diem
- Vendor cards
- Advanced$89/month
- Cashback
- Budgets
- Multi-entity management
- Beyond$179/month
- Spending insights
- Sub-wallets
- Dedicated success manager
Which should you pick?
Choose PayFit if
- You need native payroll engine.
- You work on Web, iOS, Android.
- You also want statutory filing.
Choose Pleo if
- You need company cards.
- You work on iOS, Android, Web.
- You also want receipt capture.
Questions people ask
- Is PayFit or Pleo better?
- Neither clearly leads. PayFit starts at On request and Pleo at £9.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, PayFit or Pleo?
- PayFit starts at On request and Pleo at £9.5/month.
- Does PayFit or Pleo run on more platforms?
- PayFit runs on Web, iOS, Android. Pleo runs on iOS, Android, Web.
- What is PayFit best used for?
- PayFit is most often used for a french company of 50 people leaving a payroll bureau that charges per payslip and returns work slowly, a spanish or italian employer that needs payroll calculated in-country rather than routed through an intermediary, a uk subsidiary of a european group that wants payroll on the same platform as the parent where the country is supported, a finance team that wants payroll journals exported directly into the local accounting system without manual mapping. Of those, a french company of 50 people leaving a payroll bureau that charges per payslip and returns work slowly and a spanish or italian employer that needs payroll calculated in-country rather than routed through an intermediary are not what Pleo is typically brought in for.
- What can PayFit do that Pleo cannot?
- PayFit covers Native payroll engine, Statutory filing, Payslip generation, Time off management. Pleo covers Company cards, Receipt capture, Expense categorization, Spend limits.
Answered from the vendors’ own pages
PayFit: Which countries does PayFit actually calculate payroll in?
It runs its own payroll engine for the countries it sells in, currently France, Spain, Italy and the United Kingdom, and it closed its German operation in 2023.
Pleo: What are Pleo's pricing tiers?
Pleo offers four pricing tiers: Starter (GBP 9.50/month), Essential (GBP 39.00/month), Advanced (GBP 89.00/month), and Beyond (GBP 179.00/month). Annual billing provides equivalent of two free months.
SourcePayFit: Is it native payroll or aggregation through a local partner?
Native. Country rules are written and maintained in the company own domain-specific language, so calculation and filing are PayFit responsibilities rather than a partner obligation.
Pleo: Does Pleo have a free tier?
No, Pleo does not offer a free tier or permanent free plan. All plans require payment with a free trial available for evaluation.
SourcePayFit: Can PayFit employ staff on my behalf?
No. It is payroll software for entities you already have. Employment in a country without your own entity needs an employer of record.
Pleo: What integrations does Pleo support for accounting?
Pleo integrates directly with Xero and QuickBooks, plus Sage 200, Sage 50, Microsoft Dynamics 365 Business Central, Datev, and Visma e-conomic. Zapier integrations are also available.
SourcePayFit: Does it handle collective bargaining agreements?
Common French and Spanish agreements are supported, but unusual or heavily negotiated agreements can require manual handling.
Pleo: What platforms can access Pleo?
Pleo is accessible via iOS and Android mobile apps, and through a web interface. Physical and virtual cards are issued for spending.
SourcePleo: Does Pleo support multiple currencies?
Yes, Pleo supports multi-currency spending and transactions. The platform is particularly strong for European teams with local payment methods.
SourceRelated pages
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