Softwr

Software · head to head

Paddle vs Razorpay

Paddle logo

Paddle

Software

The complete payments infrastructure for SaaS

From
$29/month
Rated
-
Full reviewWebsite
R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Paddle paddle charges 5% plus 50 cents on every checkout transaction, which is well above a bare payment processor rate; Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee

Where they differ

Only the attributes on which Paddle and Razorpay actually diverge.

Attributes where Paddle and Razorpay differ
AttributePaddleRazorpay
Starting price$29/monthOn request
Pricing modelusage-basedtransaction
PlatformsWeb, ApiWeb
Founded2012Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Paddle

  • Payment processing
  • Sales tax handling
  • Subscription management
  • Checkout
  • Revenue metrics
  • Stripe
  • PayPal
  • Various

Only in Razorpay

Nothing recorded that Paddle does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Paddle

  • Selling SaaS or digital products with a merchant of record handling taxnot Razorpay
  • Global subscription billing and checkoutnot Razorpay
  • Offloading sales tax and VAT compliance for cross border salesnot Razorpay

Razorpay

No use cases recorded yet. See the Razorpay review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Paddle

  • Paddle charges 5% plus 50 cents on every checkout transaction, which is well above a bare payment processor rate
  • The 50 cent fixed component falls heavily on low value sales, and products under $10 require custom pricing agreed with sales
  • Invoicing is not covered by the published rate and requires custom pricing
  • As a merchant of record Paddle sits between the seller and the customer, so payouts and tax handling run through Paddle rather than the seller's own processor

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Pricing, plan by plan

Paddle

$29/month
  • Standard$5/transaction
    • Payment processing
    • Tax compliance
    • Billing

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Which should you pick?

Choose Paddle if

  • You need payment processing.
  • You work on Web, Api.
  • You also want sales tax handling.
Paddle review

Choose Razorpay if

Nothing in the data separates Razorpay from Paddle on the points above - pick on price and on how each one feels to use.

Razorpay review

Questions people ask

Is Paddle or Razorpay better?
Neither clearly leads. Paddle starts at $29/month and Razorpay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Paddle or Razorpay?
Paddle starts at $29/month and Razorpay at On request.
Does Paddle or Razorpay run on more platforms?
Paddle runs on Web, Api. Razorpay runs on Web.
What is Paddle best used for?
Paddle is most often used for selling saas or digital products with a merchant of record handling tax, global subscription billing and checkout, offloading sales tax and vat compliance for cross border sales. Of those, selling saas or digital products with a merchant of record handling tax and global subscription billing and checkout are not what Razorpay is typically brought in for.
What can Paddle do that Razorpay cannot?
Paddle covers Payment processing, Sales tax handling, Subscription management, Checkout.
Share

Related pages

More on Paddle

More on Razorpay

Keep looking

Other head to heads