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Software · head to head

Razorpay vs SAP Concur

R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite
SAP Concur logo

SAP Concur

Software

Travel, expense, and invoice management

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee; SAP Concur listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing

Where they differ

Only the attributes on which Razorpay and SAP Concur actually diverge.

Attributes where Razorpay and SAP Concur differ
AttributeRazorpaySAP Concur
Starting priceOn request$29/month
Pricing modeltransactionsubscription
PlatformsWebWeb, Ios, Android
FoundedUnknown1993

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Razorpay

Nothing recorded that SAP Concur does not also cover.

Only in SAP Concur

  • Expense management
  • Travel booking
  • Invoice processing
  • Spend analytics
  • Policy compliance
  • SAP
  • Oracle
  • Workday

What people use each for

The jobs each tool is most often brought in to do.

Razorpay

No use cases recorded yet. See the Razorpay review.

SAP Concur

  • Enterprise expense managementnot Razorpay
  • Corporate travelnot Razorpay
  • Invoice processingnot Razorpay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

SAP Concur

  • Listed on UK G-Cloud 14 at £0.21 to £9.70 per unit for SAP Concur Travel & Expense Professional Edition, submitted directly by SAP Concur, with the unit and billing period not further defined on the listing

Pricing, plan by plan

Razorpay

On request

No published plan breakdown. See the Razorpay review.

SAP Concur

$29/month
  • Professional$8/month
    • Expense reporting
    • Receipt capture
    • Approvals
  • Premium$12/month
    • Travel booking
    • Invoice management
    • Analytics

Which should you pick?

Choose Razorpay if

Nothing in the data separates Razorpay from SAP Concur on the points above - pick on price and on how each one feels to use.

Razorpay review

Choose SAP Concur if

  • You need expense management.
  • You work on Web, Ios, Android.
  • You also want travel booking.
SAP Concur review

Questions people ask

Is Razorpay or SAP Concur better?
Neither clearly leads. Razorpay starts at On request and SAP Concur at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or SAP Concur?
Razorpay starts at On request and SAP Concur at $29/month.
Does Razorpay or SAP Concur run on more platforms?
Razorpay runs on Web. SAP Concur runs on Web, Ios, Android.
What can Razorpay do that SAP Concur cannot?
SAP Concur covers Expense management, Travel booking, Invoice processing, Spend analytics.
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Related pages

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