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Accounting & Finance · head to head

Brex vs Razorpay

Brex logo

Brex

Accounting & Finance

The financial stack for growing businesses

From
$29/month
Rated
-
Full reviewWebsite
R

Razorpay

E-commerce

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Brex the free Essentials tier is limited to two legal entities; Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee

Where they differ

Only the attributes on which Brex and Razorpay actually diverge.

Attributes where Brex and Razorpay differ
AttributeBrexRazorpay
Starting price$29/monthOn request
Pricing modelfreemiumtransaction
PlatformsWeb, Ios, AndroidWeb
CategoryAccounting & FinanceE-commerce
Founded2017Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Brex

  • Corporate cards
  • Business accounts
  • Expense management
  • Bill pay
  • Travel
  • QuickBooks
  • NetSuite
  • Xero

Only in Razorpay

Nothing recorded that Brex does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Brex

  • Corporate cards with spend controls for startupsnot Razorpay
  • Expense management and reimbursementsnot Razorpay
  • Travel booking inside the spend platformnot Razorpay
  • Bill pay and accounting system syncnot Razorpay
  • Multi-entity spend management on the paid tiersnot Razorpay

Razorpay

No use cases recorded yet. See the Razorpay review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Brex

  • The free Essentials tier is limited to two legal entities
  • Premium is $12 per user per month, so cost scales with headcount using the card
  • Enterprise and Smart Card pricing is not published
  • Eligibility criteria are not stated anywhere on the pricing page, which matters for a product that extends credit

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Pricing, plan by plan

Brex

$29/month
  • EssentialsFree
    • Corporate cards
    • Expense management
    • Bill pay
  • Premium$12/month
    • Advanced controls
    • Custom approvals
    • Travel booking

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Which should you pick?

Choose Brex if

  • You need corporate cards.
  • You work on Web, Ios, Android.
  • You also want business accounts.
Brex review

Choose Razorpay if

Nothing in the data separates Razorpay from Brex on the points above - pick on price and on how each one feels to use.

Razorpay review

Questions people ask

Is Brex or Razorpay better?
Neither clearly leads. Brex starts at $29/month and Razorpay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Brex or Razorpay?
Brex starts at $29/month and Razorpay at On request.
Does Brex or Razorpay run on more platforms?
Brex runs on Web, Ios, Android. Razorpay runs on Web.
What is Brex best used for?
Brex is most often used for corporate cards with spend controls for startups, expense management and reimbursements, travel booking inside the spend platform, bill pay and accounting system sync. Of those, corporate cards with spend controls for startups and expense management and reimbursements are not what Razorpay is typically brought in for.
What can Brex do that Razorpay cannot?
Brex covers Corporate cards, Business accounts, Expense management, Bill pay.
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