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Software · head to head

Authorize.net vs Paddle

A

Authorize.net

Software

We help make it easy to get paid

From
On request
Rated
-
Full reviewWebsite
Paddle logo

Paddle

Software

The complete payments infrastructure for SaaS

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it; Paddle paddle charges 5% plus 50 cents on every checkout transaction, which is well above a bare payment processor rate

Where they differ

Only the attributes on which Authorize.net and Paddle actually diverge.

Attributes where Authorize.net and Paddle differ
AttributeAuthorize.netPaddle
Starting priceOn request$29/month
Pricing modelsubscriptionusage-based
PlatformsWebWeb, Api
FoundedUnknown2012

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Authorize.net

Nothing recorded that Paddle does not also cover.

Only in Paddle

  • Payment processing
  • Sales tax handling
  • Subscription management
  • Checkout
  • Revenue metrics
  • Stripe
  • PayPal
  • Various

What people use each for

The jobs each tool is most often brought in to do.

Authorize.net

No use cases recorded yet. See the Authorize.net review.

Paddle

  • Selling SaaS or digital products with a merchant of record handling taxnot Authorize.net
  • Global subscription billing and checkoutnot Authorize.net
  • Offloading sales tax and VAT compliance for cross border salesnot Authorize.net

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Paddle

  • Paddle charges 5% plus 50 cents on every checkout transaction, which is well above a bare payment processor rate
  • The 50 cent fixed component falls heavily on low value sales, and products under $10 require custom pricing agreed with sales
  • Invoicing is not covered by the published rate and requires custom pricing
  • As a merchant of record Paddle sits between the seller and the customer, so payouts and tax handling run through Paddle rather than the seller's own processor

Pricing, plan by plan

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Paddle

$29/month
  • Standard$5/transaction
    • Payment processing
    • Tax compliance
    • Billing

Which should you pick?

Choose Authorize.net if

Nothing in the data separates Authorize.net from Paddle on the points above - pick on price and on how each one feels to use.

Authorize.net review

Choose Paddle if

  • You need payment processing.
  • You work on Web, Api.
  • You also want sales tax handling.
Paddle review

Questions people ask

Is Authorize.net or Paddle better?
Neither clearly leads. Authorize.net starts at On request and Paddle at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Authorize.net or Paddle?
Authorize.net starts at On request and Paddle at $29/month.
Does Authorize.net or Paddle run on more platforms?
Authorize.net runs on Web. Paddle runs on Web, Api.
What can Authorize.net do that Paddle cannot?
Paddle covers Payment processing, Sales tax handling, Subscription management, Checkout.
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Related pages

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