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Payroll · head to head

Oyster vs SalaryFits

Oyster logo

Oyster

Payroll

Hire globally, compliantly

From
$29/month
Rated
-
Full reviewWebsite
SalaryFits logo

SalaryFits

Payroll

Brazilian employee benefits and earned wage access app, owned by Serasa Experian since 2024

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only SalaryFits has a free tier, so it costs nothing to try first.
  • Each has a real cost: Oyster employer of Record is $699 per employee per month, with the discount tied to annual billing; SalaryFits it only operates in Brazil, tied to Brazilian payroll and labour law, so it is not an option for any multinational benefits programme outside that market.
  • They diverge on capability: Oyster covers Global Employment, SalaryFits covers Discount club.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Oyster and SalaryFits actually diverge.

Attributes where Oyster and SalaryFits differ
AttributeOysterSalaryFits
Starting price$29/monthFree
Pricing modelsubscriptionFree for employers, fees apply to advances and loans
Free tierNoYes
Founded2020Unknown

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Oyster

  • Global Employment
  • Payroll
  • Benefits
  • Compliance
  • Contractor Management
  • Time Off
  • Expenses
  • BambooHR

Only in SalaryFits

  • Discount club
  • Earned wage access
  • Payroll-deduction loans
  • Financial marketplace
  • Zero employer cost
  • Serasa credit integration

What people use each for

The jobs each tool is most often brought in to do.

Oyster

  • Hiring employees abroad without setting up a local legal entitynot SalaryFits
  • Onboarding and paying international contractorsnot SalaryFits
  • Getting country specific employment compliance advice for distributed teamsnot SalaryFits

SalaryFits

  • A Brazilian employer wanting a zero-cost benefit to add discount and advance access for staffnot Oyster
  • An HR team wanting earned wage access without building payroll advance infrastructure in housenot Oyster
  • A company wanting to offer payroll-deduction credit access underwritten with bureau-grade datanot Oyster
  • An employer consolidating several point benefits into one branded app for staffnot Oyster

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Oyster

  • Employer of Record is $699 per employee per month, with the discount tied to annual billing
  • A refundable deposit is required before an EOR engagement starts
  • Contractor management is free for 30 days then $29 per contractor per month
  • HR advisory through People Partner Services is billed at $300 per hour on top of the subscription
  • A currency conversion fee applies when you pay Oyster in a currency other than the contract currency
  • Payments are accepted only by direct debit or wire in USD, EUR, GBP or CAD

SalaryFits

  • It only operates in Brazil, tied to Brazilian payroll and labour law, so it is not an option for any multinational benefits programme outside that market.
  • Ownership by Serasa Experian, a credit bureau, puts consumer credit data and workplace financial wellness in the hands of the same company, which some employees and employers may view as a conflict of interest.
  • Salary advances and payroll loans carry real fees and interest even though the base app is free to the employer, so the actual cost to employees is not zero despite the marketing framing.
  • As with any earned wage access product, heavy reliance on advances can mask underlying pay adequacy problems rather than solve them, and repeated use signals financial distress that a purely additive benefit narrative does not capture.
  • Independent, English-language documentation and support are thin, since the product and its support model are built around Brazilian Portuguese speaking employers and employees.

Pricing, plan by plan

Oyster

$29/month
  • Global Contractors$29/month
    • Instant contracts in 180+ countries
    • Contractor payments in 120+ currencies
    • Identity verification
  • Employer of Record (EOR)$699/month
    • Compliant employment in 120+ countries
    • Multi-country payroll in 120+ currencies
    • Automated expenses, time-off, and reports

SalaryFits

Free
  • SalaryFitsFree
    • No employer subscription cost
    • Discount club free to employees
    • Salary advance and consigned loan fees apply per transaction

Which should you pick?

Choose Oyster if

  • You need global employment.
  • You work on Web, Ios, Android.
  • You also want payroll.
Oyster review

Choose SalaryFits if

  • You need discount club.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want earned wage access.
SalaryFits review

Questions people ask

Is Oyster or SalaryFits better?
Neither clearly leads. Oyster starts at $29/month and SalaryFits at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Oyster or SalaryFits?
SalaryFits has a free tier; the other does not. Paid plans start at $29/month for Oyster and Free for SalaryFits.
Does Oyster or SalaryFits run on more platforms?
Oyster runs on Web, Ios, Android. SalaryFits runs on Web, iOS, Android.
Can I use SalaryFits for free?
Yes. SalaryFits has a free tier, so you can try it without paying. Oyster starts at $29/month.
What is Oyster best used for?
Oyster is most often used for hiring employees abroad without setting up a local legal entity, onboarding and paying international contractors, getting country specific employment compliance advice for distributed teams. Of those, hiring employees abroad without setting up a local legal entity and onboarding and paying international contractors are not what SalaryFits is typically brought in for.
What can Oyster do that SalaryFits cannot?
Oyster covers Global Employment, Payroll, Benefits, Compliance. SalaryFits covers Discount club, Earned wage access, Payroll-deduction loans, Financial marketplace.

Answered from the vendors’ own pages

Oyster: How much does Oyster charge for Employer of Record services?

Oyster charges $699 per employee per month for EOR services, with annual discounts available. Setup, onboarding, and offboarding are included with no additional charges.

Source
SalaryFits: Is SalaryFits still an independent company?

No. It was acquired by Serasa Experian, with the deal approved by Brazil's CADE antitrust authority in 2024, and now operates as part of that group.

Oyster: How much does Oyster charge for Global Contractors?

Oyster's Global Contractors tier costs $29 per contractor per month after a free 30-day trial. The plan covers instant contracts in 180+ countries, payments in 120+ currencies, and contractor management tools.

Source
SalaryFits: Does it cost the employer anything?

The base discount club and app access are free to employers; advances and payroll loans carry fees and interest paid by employees.

Oyster: What discounts does Oyster offer?

Oyster offers discounts for nonprofits and B-corps through its 'Oyster for Impact' program, startup savings of up to $1,200 on EOR subscriptions, and discounted or waived pricing for refugee support programs.

Source
SalaryFits: Does it operate outside Brazil?

No, it is built specifically for the Brazilian market.

Oyster: What payment methods does Oyster accept?

Oyster accepts payment by direct debit, wire transfer, and auto-withdrawal. The platform supports multiple currencies including USD, EUR, GBP, and CAD, with fees applied only when paying in a currency different from the contract currency.

Source
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