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Restaurants · head to head

Clover vs Owner.com

Clover logo

Clover

Restaurants

Point of sale system that grows with your business

From
$29/month
Rated
-
Full reviewWebsite
Owner.com logo

Owner.com

Restaurants

Digital storefront for restaurants

From
$249/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Clover the App Store listing (Clover Network, Inc) requires an existing Clover merchant account to use the app at all; there is no self-serve signup or published subscription price inside the listing, confirming the product is sold only through merchant onboarding contracts; Owner.com the $249 per month Flexible plan adds a 5 percent restaurant fee on every order, so cost rises with sales volume
  • They diverge on capability: Clover covers POS system, Owner.com covers Website builder.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Clover and Owner.com actually diverge.

Attributes where Clover and Owner.com differ
AttributeCloverOwner.com
Starting price$29/month$249/month
PlatformsHardware, Ios, AndroidWeb, Ios, Android
Founded20122019

Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated), category (Restaurants).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Clover

  • POS system
  • Payment processing
  • Inventory management
  • Employee management
  • Reporting
  • QuickBooks
  • Yelp
  • Gusto

Only in Owner.com

  • Website builder
  • Online ordering
  • Marketing automation
  • Customer database
  • Loyalty program
  • Delivery integration
  • DoorDash Drive
  • Google

Both cover

  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Clover

  • Point of salenot Owner.com
  • Payment processingnot Owner.com
  • Business managementnot Owner.com

Owner.com

  • Commission free online ordering direct from a restaurant's own websitenot Clover
  • Branded restaurant mobile app and loyalty programmenot Clover
  • Automated email and SMS marketing to a restaurant's own customer listnot Clover
  • Taking catering orders directly rather than through delivery marketplacesnot Clover

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Clover

  • The App Store listing (Clover Network, Inc) requires an existing Clover merchant account to use the app at all; there is no self-serve signup or published subscription price inside the listing, confirming the product is sold only through merchant onboarding contracts

Owner.com

  • The $249 per month Flexible plan adds a 5 percent restaurant fee on every order, so cost rises with sales volume
  • Avoiding the per order fee requires the Flat Rate plan at $499 per month
  • Guests are charged a 5 percent order support fee on top of the restaurant's own costs
  • Multi location operators are quoted special rates that are not published

Pricing, plan by plan

Clover

$29/month
  • StarterFree
    • Mobile payments
    • Basic reporting
  • Standard$14.95/month
    • Full POS
    • Employee management
    • Inventory

Owner.com

$249/month
  • Flexible Plan$249/month
    • AI-optimized website with SEO ranking
    • Online ordering system
    • Branded mobile app
  • Flat Rate Plan$499/month
    • AI-optimized website with SEO ranking
    • Online ordering system
    • Branded mobile app

Which should you pick?

Choose Clover if

  • You need pos system.
  • You work on Hardware, Ios, Android.
  • You also want payment processing.
Clover review

Choose Owner.com if

  • You need website builder.
  • You work on Web, Ios, Android.
  • You also want online ordering.
Owner.com review

Questions people ask

Is Clover or Owner.com better?
Neither clearly leads. Clover starts at $29/month and Owner.com at $249/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Clover or Owner.com?
Clover starts at $29/month and Owner.com at $249/month.
Does Clover or Owner.com run on more platforms?
Clover runs on Hardware, Ios, Android. Owner.com runs on Web, Ios, Android.
What is Clover best used for?
Clover is most often used for point of sale, payment processing, business management. Of those, point of sale and payment processing are not what Owner.com is typically brought in for.
What can Clover do that Owner.com cannot?
Clover covers POS system, Payment processing, Inventory management, Employee management. Owner.com covers Website builder, Online ordering, Marketing automation, Customer database. Both handle Ios support, Android support.

Answered from the vendors’ own pages

Clover: Does Clover publish pricing on their website?

Pricing is not shown on Clover's main site or dedicated pricing page. To get a quote, you must contact their sales team directly.

Source
Owner.com: How much does Owner.com cost for restaurants?

Owner.com offers two pricing options: Flexible Plan at $249/month with a 5% restaurant fee per order, or Flat Rate Plan at $499/month with no additional fees. Both include AI website, online ordering, mobile app, and 24/7 support.

Source
Clover: Do I need a credit card to try Clover?

The site does not disclose whether a trial period exists or what sign-up requirements are. Contact sales to ask whether a free trial is available and what payment information is required.

Source
Owner.com: Which Owner.com plan is best for my restaurant?

The Flexible Plan suits lower-volume restaurants, while the Flat Rate Plan works better for restaurants generating $5,000 or more monthly in online sales, as it eliminates the 5% per-order fee.

Source
Owner.com: Are there cancellation fees with Owner.com?

No, Owner.com operates on month-to-month billing with no long-term contracts required and no cancellation fees, allowing restaurants to switch plans or cancel anytime.

Source
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