Software · head to head
Openly vs CoverWallet
Openly
Software
Customizable homeowners insurance sold only through independent agents
- From
- On request
- Rated
- -
The short version
- Only CoverWallet has a free tier, so it costs nothing to try first.
- Each has a real cost: Openly available in only 24 states as of August 2026, with Nevada still listed as coming soon; CoverWallet the Internet Archive's capture of CoverWallet's homepage on 19 December 2020 confirmed it operates as 'an Aon company' offering free instant quotes across insurance lines (general liability, workers compensation, business owners policy, cyber liability, D&O) rather than any published price list.
Where they differ
Only the attributes on which Openly and CoverWallet actually diverge.
| Attribute | Openly | CoverWallet |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | transaction |
| Free tier | No | Yes |
| Platforms | Web | Web, Ios, Android |
| Founded | Unknown | 2011 |
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Openly
Nothing recorded that CoverWallet does not also cover.
Only in CoverWallet
- Quote comparison
- Expert guidance
- Online binding
- Policy management
- Renewal reminders
- 24/7 support
- Mobile app
- Claims support
What people use each for
The jobs each tool is most often brought in to do.
Openly
No use cases recorded yet. See the Openly review.
CoverWallet
- Insurance comparisonnot Openly
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Openly
- Available in only 24 states as of August 2026, with Nevada still listed as coming soon
- Policies are not sold directly to consumers; coverage must be obtained through an independent agent, as of August 2026
CoverWallet
- The Internet Archive's capture of CoverWallet's homepage on 19 December 2020 confirmed it operates as 'an Aon company' offering free instant quotes across insurance lines (general liability, workers compensation, business owners policy, cyber liability, D&O) rather than any published price list.
Pricing, plan by plan
Openly
On requestNo published plan breakdown. See the Openly review.
CoverWallet
Free- Free AccessFree
- Quote comparison
- Expert advice
- Online binding
Which should you pick?
Choose Openly if
Nothing in the data separates Openly from CoverWallet on the points above - pick on price and on how each one feels to use.
Choose CoverWallet if
- You need quote comparison.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want expert guidance.
Questions people ask
- Is Openly or CoverWallet better?
- Neither clearly leads. Openly starts at On request and CoverWallet at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Openly or CoverWallet?
- CoverWallet has a free tier; the other does not. Paid plans start at On request for Openly and Free for CoverWallet.
- Does Openly or CoverWallet run on more platforms?
- Openly runs on Web. CoverWallet runs on Web, Ios, Android.
- Can I use CoverWallet for free?
- Yes. CoverWallet has a free tier, so you can try it without paying. Openly starts at On request.
- What can Openly do that CoverWallet cannot?
- CoverWallet covers Quote comparison, Expert guidance, Online binding, Policy management.