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Automation Integration · head to head

Nintex vs Toqio

Nintex logo

Nintex

Automation Integration

The work automation platform

From
Free
Rated
-
Full reviewWebsite
Toqio logo

Toqio

APIs

No code platform for building embedded finance products on your own providers

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Nintex has a free tier, so it costs nothing to try first.
  • Each has a real cost: Nintex no published pricing on website; requires direct sales contact; Toqio toqio holds no licence and provides no sponsor bank, so you must find, contract and manage regulated providers yourself, which is the slowest part of any embedded finance launch.
  • They diverge on capability: Nintex covers Workflow builder, Toqio covers No code product builder.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Nintex and Toqio actually diverge.

Attributes where Nintex and Toqio differ
AttributeNintexToqio
Starting priceFreeOn request
Pricing modelsubscriptionquote
Free tierYesNo
PlatformsWeb, MobileWeb, iOS, Android, API
CategoryAutomation IntegrationAPIs
Founded2006Unknown

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Nintex

  • Workflow builder
  • Process mining
  • Task automation
  • Case management
  • Mobile access
  • Analytics
  • Monitoring
  • 300+ apps

Only in Toqio

  • No code product builder
  • Provider orchestration
  • Account and card modules
  • Embedded financing
  • Back office tooling
  • Multi entity and multi brand
  • White label mobile apps
  • Marketplace of providers

What people use each for

The jobs each tool is most often brought in to do.

Nintex

  • Business process automation and workflow managementnot Toqio
  • Document generation and digital signature collectionnot Toqio
  • Salesforce and enterprise integrationnot Toqio

Toqio

  • A manufacturer offering branded working capital finance to its dealer networknot Nintex
  • A B2B marketplace launching accounts and cards for its sellers without becoming regulated itselfnot Nintex
  • A corporate that wants to switch card issuer without rebuilding its customer facing productnot Nintex
  • A group launching the same embedded finance product across several markets with different local providersnot Nintex

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Nintex

  • No published pricing on website; requires direct sales contact
  • Free trials available but no trial duration specified
  • Multiple product lines (Cloud, K2, Salesforce) complicate pricing assessment

Toqio

  • Toqio holds no licence and provides no sponsor bank, so you must find, contract and manage regulated providers yourself, which is the slowest part of any embedded finance launch.
  • Because it orchestrates rather than provides, the customer experience is only as good as the underlying bank or issuer, and Toqio cannot fix a partner's settlement delays or outages.
  • Pricing is quoted with no public rate card, so comparing it against building in house or against a bundled banking as a service provider requires a full sales process.
  • With around EUR 30 million raised in total it is a small supplier to underpin a financial product a large corporate expects to run for a decade, which raises real continuity questions in procurement.
  • No code configuration covers standard patterns well but bespoke customer journeys eventually require custom development, at which point the main advantage over building directly on provider APIs narrows.

Pricing, plan by plan

Nintex

Free
  • StarterFree
    • Limited workflows
    • Community support
  • Professional$500/month
    • Advanced workflows
    • Email support
  • Enterprise$2000/month
    • Unlimited workflows
    • Dedicated support

Toqio

On request
  • Toqio platform$undefined/year
    • Quoted per customer, typically setup plus recurring platform fee
    • Regulated provider fees are separate and contracted by you
    • Card interchange and lending economics belong to your provider agreements

Which should you pick?

Choose Nintex if

  • You need workflow builder.
  • You want to start without paying.
  • You work on Web, Mobile.
  • You also want process mining.
Nintex review

Choose Toqio if

  • You need no code product builder.
  • You work on Web, iOS, Android, API.
  • You also want provider orchestration.
Toqio review

Questions people ask

Is Nintex or Toqio better?
Neither clearly leads. Nintex starts at Free and Toqio at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Nintex or Toqio?
Nintex has a free tier; the other does not. Paid plans start at Free for Nintex and On request for Toqio.
Does Nintex or Toqio run on more platforms?
Nintex runs on Web, Mobile. Toqio runs on Web, iOS, Android, API.
Can I use Nintex for free?
Yes. Nintex has a free tier, so you can try it without paying. Toqio starts at On request.
What is Nintex best used for?
Nintex is most often used for business process automation and workflow management, document generation and digital signature collection, salesforce and enterprise integration. Of those, business process automation and workflow management and document generation and digital signature collection are not what Toqio is typically brought in for.
What can Nintex do that Toqio cannot?
Nintex covers Workflow builder, Process mining, Task automation, Case management. Toqio covers No code product builder, Provider orchestration, Account and card modules, Embedded financing.

Answered from the vendors’ own pages

Nintex: Is Nintex free?

Nintex offers 30-day free trials for Workflow and Apps, plus free trials for Process Manager, eSign, and DocGen. No permanent free tier is advertised on their website.

Source
Toqio: Does Toqio provide the banking licence?

No, deliberately. You contract your own bank, issuer or lender, which is why you can replace them without rebuilding the product.

Nintex: What is Nintex pricing?

Nintex does not publish pricing on their public website. Pricing varies by product (Cloud Automation, K2, Salesforce) and deployment model. Contact their sales team via nintex.com or request a demo to obtain pricing quotes.

Source
Toqio: Who is it aimed at?

Large corporates and B2B ecosystem operators embedding finance for suppliers, dealers or marketplace sellers, not consumer fintech startups.

Nintex: How long are Nintex free trials?

Nintex offers 30-day free trials for Workflow and Apps products. Process Manager, eSign, and DocGen trials are available, though exact durations are not specified on the trial page.

Source
Toqio: How much does it cost?

Not published. Expect a setup fee plus a recurring platform fee, with all regulated provider costs on top and separately contracted.

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