Accounting · head to head
Moss vs MYOB
Moss
Accounting
European corporate cards, invoice management and accounting automation
- From
- On request
- Rated
- -
MYOB
Accounting
Australian accounting and business management software for small and mid-sized businesses
- From
- 12/year
- Rated
- -
The short version
- Each has a real cost: Moss pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.; MYOB every published price is promotional and reverts to a higher regular rate after an introductory period, for example Business Pro rises from AUD 21/month to AUD 70/month after 6 months
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Moss and MYOB actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Moss
- Corporate credit cards
- Invoice management
- Employee reimbursements
- DATEV export
- Accounting preparation
- Budgets and teams
- Receipt matching
- Multi entity
Only in MYOB
Nothing recorded that Moss does not also cover.
What people use each for
The jobs each tool is most often brought in to do.
Moss
- A German company whose tax adviser works in DATEV and needs card and invoice data exported without manual rekeyingnot MYOB
- A finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capitalnot MYOB
- A business consolidating supplier invoice approval and card spend into one approval chainnot MYOB
- A group with entities in Germany, the Netherlands and Spain wanting one spend view across themnot MYOB
MYOB
- Tracking income and unlimited expenses for tax lodgementnot Moss
- Processing payroll with automated superannuation contributionsnot Moss
- Managing GST compliance and Business Activity Statement filingnot Moss
- Reconciling bank transactions and monitoring cash flownot Moss
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Moss
- Pricing is not published anywhere, so the only way to compare Moss with Pleo or Payhawk is to run parallel sales processes and reveal your spend volume to all of them.
- Card limits are underwritten, so early stage companies and businesses with thin filed accounts are routinely offered limits well below what they need and the limit can be reduced on review.
- Coverage is European and weighted to DACH, so any group with United States or Asian entities has to run a second card programme and reconcile two systems.
- Invoice management is capable but not a full procurement or purchase order system, so businesses needing three way matching against goods receipts will find it thin.
- As a non bank the credit product depends on partner banks and funding lines, which means the terms behind your limit are set by a party you do not contract with and can change without you being the cause.
MYOB
- Every published price is promotional and reverts to a higher regular rate after an introductory period, for example Business Pro rises from AUD 21/month to AUD 70/month after 6 months
- Adding payroll employees beyond the included allowance costs an extra AUD 3/month per additional employee on top of the plan price
Pricing, plan by plan
Moss
On request- Moss$undefined/year
- Platform fee plus per user components, quoted per customer
- Card limits set by underwriting against company financials
- DATEV export and accounting preparation included in core plans
MYOB
12/year- Solo by MYOB$99/year
- First year $12 (70% off)
- Business Lite$315/year
- First year $94.50 (70% off)
- Payroll $3/month per employee max 2
- Business Pro$70/month
- First 6 months $21 (70% off)
- Unlimited payroll employees
- 14-day free trial
- Business AccountRight Plus$165/month
- First 3 months $66 (60% off)
- Unlimited payroll
- 14-day free trial
Which should you pick?
Choose Moss if
- You need corporate credit cards.
- You work on Web, iOS, Android.
- You also want invoice management.
Choose MYOB if
Nothing in the data separates MYOB from Moss on the points above - pick on price and on how each one feels to use.
Questions people ask
- Is Moss or MYOB better?
- Neither clearly leads. Moss starts at On request and MYOB at 12/year, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Moss or MYOB?
- Moss starts at On request and MYOB at 12/year.
- Does Moss or MYOB run on more platforms?
- Moss runs on Web, iOS, Android. MYOB runs on Web.
- What is Moss best used for?
- Moss is most often used for a german company whose tax adviser works in datev and needs card and invoice data exported without manual rekeying, a finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capital, a business consolidating supplier invoice approval and card spend into one approval chain, a group with entities in germany, the netherlands and spain wanting one spend view across them. Of those, a german company whose tax adviser works in datev and needs card and invoice data exported without manual rekeying and a finance team replacing pre funded prepaid cards with a monthly settled credit limit to protect working capital are not what MYOB is typically brought in for.
- What can Moss do that MYOB cannot?
- Moss covers Corporate credit cards, Invoice management, Employee reimbursements, DATEV export.
Answered from the vendors’ own pages
Moss: Does Moss issue credit or prepaid cards?
Credit in its core German offer, settled monthly against an underwritten limit, rather than requiring a pre funded balance.
MYOB: How much does MYOB cost?
MYOB pricing starts at $12 AUD per year (first year only) for Solo, with plans ranging to $165 AUD per month for AccountRight Plus after introductory periods expire.
SourceMoss: Is DATEV export genuinely automatic?
Yes, bookings and receipt images export in DATEV format, which is the main reason German finance teams choose it over non German tools.
MYOB: What is MYOB's introductory pricing?
MYOB offers 60-70% off introductory pricing for the first 3-12 months depending on plan selection, after which regular pricing applies with no lock-in contracts.
SourceMoss: Does Moss work outside Europe?
Not meaningfully. Coverage centres on Germany, Austria, the Netherlands, the UK and Spain, so global groups need a second provider.
MYOB: Does MYOB include payroll pricing?
Payroll starts at $3/month per employee (limited on lower tiers) and is included unlimited on Business Pro and AccountRight Plus plans.
SourceRelated pages
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