Is Mollie or Skaleet better?

Neither clearly leads. Mollie starts at £0.3/transaction and Skaleet at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Mollie or Skaleet?

Mollie starts at £0.3/transaction and Skaleet at On request.

Does Mollie or Skaleet run on more platforms?

Mollie runs on Web, iOS, Android, API. Skaleet runs on Web, REST API, Linux.

What is Mollie best used for?

Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Skaleet is typically brought in for.

What can Mollie do that Skaleet cannot?

Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Skaleet covers Cloud-native core, Payment hub, Card management, Lending.

E-Commerce · head to head

Mollie vs Skaleet

Mollie

E-Commerce

European payment service provider with published per-transaction rates and no monthly fee on the online plan

From: £0.3/transaction
Rated: -

Full review Website

Skaleet

APIs

Cloud-native core banking and payment hub with deployments measured in months

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.; Skaleet the installed base is in the tens rather than the hundreds, so the pool of consultants and systems integrators who know the platform is small and expensive.
They diverge on capability: Mollie covers Local payment methods, Skaleet covers Cloud-native core.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Mollie and Skaleet actually diverge.

Attributes where Mollie and Skaleet differ
Attribute	Mollie	Skaleet
Starting price	£0.3/transaction	On request
Pricing model	Per transaction by payment method	quote
Platforms	Web, iOS, Android, API	Web, REST API, Linux
Category	E-Commerce	APIs

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Mollie

Local payment methods
Published rate card
Hosted checkout and payment links
Subscriptions API
Point of sale terminals
Plugin ecosystem
Multicurrency settlement

Only in Skaleet

Cloud-native core
Payment hub
Card management
Lending
API-first
Configurable products

What people use each for

The jobs each tool is most often brought in to do.

Mollie

A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Skaleet
A small merchant that wants published pricing rather than a sales call before it can model card costsnot Skaleet
A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Skaleet
A marketplace or platform that needs one integration covering the main European local methodsnot Skaleet

Skaleet

A banking group launching a digital savings or deposit brand in a new country within a yearnot Mollie
A bank modernising payments to ISO 20022 without replacing its whole corenot Mollie
A payroll or HR software company adding embedded banking to its productnot Mollie
A payment service provider needing a ledger and accounts under its existing licencenot Mollie

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Mollie

Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.

Skaleet

The installed base is in the tens rather than the hundreds, so the pool of consultants and systems integrators who know the platform is small and expensive.
Speed references are mostly greenfield launches inside large groups, which is an easier problem than migrating an existing book off a legacy core.
It is European-centric, with payment rails and regulatory work concentrated on SEPA and EU requirements rather than global coverage.
As a smaller vendor carrying a bank core, it attracts hard concentration and viability questions in procurement that larger competitors do not face.
Pricing is unpublished and scaled by accounts and transactions, so a bank whose volumes grow faster than forecast faces cost escalation it did not model.

Pricing, plan by plan

Mollie

£0.3/transaction

Online paymentsFree
- No monthly fee
- UK domestic consumer cards 1.20% + 20p
- European and commercial cards 2.90% + 20p
In person, pay as you goFree
- No monthly commitment
- Per-transaction terminal rates
- One terminal
In person, Pro$20/month
- Lower per-transaction terminal rates
- One-year contract required
- Each additional terminal 20 pounds per month

Skaleet

On request

Skaleet Core Banking Platform$undefined/year
- Subscription licence scaled by accounts and transaction volume
- Payment hub licensable separately from the full core
- Implementation and configuration charged as a project

Which should you pick?

Choose Mollie if

You need local payment methods.
You work on Web, iOS, Android, API.
You also want published rate card.

Mollie review

Choose Skaleet if

You need cloud-native core.
You work on Web, REST API, Linux.
You also want payment hub.

Skaleet review

Questions people ask

Is Mollie or Skaleet better?: Neither clearly leads. Mollie starts at £0.3/transaction and Skaleet at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Mollie or Skaleet?: Mollie starts at £0.3/transaction and Skaleet at On request.
Does Mollie or Skaleet run on more platforms?: Mollie runs on Web, iOS, Android, API. Skaleet runs on Web, REST API, Linux.
What is Mollie best used for?: Mollie is most often used for a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets, a small merchant that wants published pricing rather than a sales call before it can model card costs, a subscription business in the eea collecting by sepa direct debit mandate instead of card, a marketplace or platform that needs one integration covering the main european local methods. Of those, a dutch or belgian shop where most customers pay by ideal or bancontact and the flat 30p beats a percentage rate on high-value baskets and a small merchant that wants published pricing rather than a sales call before it can model card costs are not what Skaleet is typically brought in for.
What can Mollie do that Skaleet cannot?: Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API. Skaleet covers Cloud-native core, Payment hub, Card management, Lending.

Answered from the vendors’ own pages

Mollie: Does Mollie charge a monthly fee?

Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.

Skaleet: What was Skaleet called before?

TagPay. The company rebranded to Skaleet while keeping the same platform lineage.

Mollie: Is iDEAL really a flat fee?

Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.

Skaleet: Can I buy just the payment hub?

Yes. The payment engine is licensable standalone and can sit over an existing core, which is a common first step.

Mollie: Can I use Mollie outside Europe?

You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.

Skaleet: How fast are real deployments?

Named European deployments have gone live in six to twelve months, including a Crédit Agricole savings platform live in Germany in eight months.

Mollie: Does Mollie do interchange plus?

Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.

Mollie vs Skaleet

Mollie

Skaleet

The short version

Where they differ

What each one covers

Only in Mollie

Only in Skaleet

What people use each for

Mollie

Skaleet

Where each one falls short

Mollie

Skaleet

Pricing, plan by plan

Mollie

Skaleet

Which should you pick?

Choose Mollie if

Choose Skaleet if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Mollie

More on Skaleet

Keep looking

Other head to heads