Personal Finance · pricing
MoneyWiz pricing
MoneyWiz publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
- Entry price
- Free
- Model
- Freemium
- Tiers
- 2
- Free tier
- Yes
MoneyWiz plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Free | Free | 2 | Entry tier |
| Premium | $4.99/month | 3 | +$4.99/month, 3 more features |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Free
FreeThe entry tier. It covers basic expense tracking, multiple accounts.
Premium
$4.99/monthOver Free, this tier adds:
- Advanced analytics
- Budget forecasting
- Custom categories
Where MoneyWiz stops being free
Free, Free
- Basic expense tracking
- Multiple accounts
Premium, $4.99/month
The first thing you pay for:
- Advanced analytics
- Budget forecasting
- Custom categories
What the product covers
The full MoneyWiz feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Core
- Expense tracking
- Budget management
- Multi-currency support
- Financial analytics
Integrations
- Bank accounts
- Credit cards
Platform
- Web support
- IOS support
- Android support
People bring MoneyWiz in for tracking personal accounts, budgets and bills across ios, macos, windows and android, syncing one finance database across multiple devices through moneywiz cloud, automatically importing transactions through bank sync. If that is not the job you are buying for, the alternatives to MoneyWiz are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| MoneyWiz (this page) | Free | freemium | - | |
| Copilot Money | Free | freemium | - | vs MoneyWiz |
| Cash App | Free | free | - | vs MoneyWiz |
| Apple Pay | Free | free | - | vs MoneyWiz |
| Betterment | $5/month | subscription | - | vs MoneyWiz |
| Charles Schwab | On request | transaction | - | vs MoneyWiz |
| Acorns | On request | subscription | - | vs MoneyWiz |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the MoneyWiz badges page.
Before you pay for MoneyWiz
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between Free and $4.99/month, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
MoneyWiz runs on web, ios, android, and is published by Realbiz Media Group of San Francisco, California. The full record is on the MoneyWiz review, and the rest of the category is under best personal finance tools.
MoneyWiz pricing questions
- How much does MoneyWiz cost?
- MoneyWiz publishes 2 tiers, from Free for Free up to $4.99/month for Premium. The entry tier costs nothing.
- Does MoneyWiz have a free plan?
- Yes. The Free tier costs nothing and covers basic expense tracking, multiple accounts. Paying starts at $4.99/month for Premium.
- What is the difference between Free and Premium on MoneyWiz?
- Premium costs $4.99/month against Free, and adds advanced analytics, budget forecasting, custom categories.
- Which personal finance tools can I use without paying?
- 4 of the 8 personal finance tools listed alongside MoneyWiz have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.
- What am I actually paying for with MoneyWiz?
- The record lists 9 features across 3 areas: core, integrations, platform. In practice it is brought in for tracking personal accounts, budgets and bills across ios, macos, windows and android, syncing one finance database across multiple devices through moneywiz cloud, automatically importing transactions through bank sync.
- Does MoneyWiz charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these MoneyWiz prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare MoneyWiz against before paying?
- The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Betterment. Each has a side-by-side comparison with MoneyWiz covering price, platforms and features.