Accounting · head to head
Invoicely vs PayPal

Invoicely
Accounting
Web-based invoicing app with a free plan for freelancers
- From
- Free
- Rated
- -

PayPal
Personal Finance
The simpler, safer way to pay and get paid
- From
- $29/month
- Rated
- -
The short version
- Only Invoicely has a free tier, so it costs nothing to try first.
- Each has a real cost: Invoicely free plan is limited to just 5 invoices and 3 clients per month, and PayPal-only payments.; PayPal currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
- They diverge on capability: Invoicely covers Invoice creation, PayPal covers Payment processing.
Where they differ
Only the attributes on which Invoicely and PayPal actually diverge.
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Invoicely
- Invoice creation
- Recurring invoices
- Time, expense, and mileage tracking
- Multi-currency support
- Team member access
- Credit card payments
Only in PayPal
- Payment processing
- PayPal Checkout
- Invoicing
- Business debit card
- Working capital loans
- Shopify
- WooCommerce
- BigCommerce
What people use each for
The jobs each tool is most often brought in to do.
Invoicely
- Freelancers sending a small number of invoices for freenot PayPal
- Small businesses needing recurring billing and time trackingnot PayPal
- Multi-currency invoicing for international clientsnot PayPal
- Teams needing shared access to client invoicingnot PayPal
PayPal
- Paying online merchants without sharing card detailsnot Invoicely
- Sending money to friends and family domestically and internationallynot Invoicely
- Holding balances in multiple currencies for cross border purchasesnot Invoicely
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Invoicely
- Free plan is limited to just 5 invoices and 3 clients per month, and PayPal-only payments.
- No native mobile app mentioned, limiting on-the-go invoicing.
- Team member limits on lower tiers can be restrictive for growing businesses.
- No listed integrations with accounting platforms like QuickBooks or Xero.
PayPal
- Currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
- Instant transfer to a bank or debit card costs 1.75 percent of the amount, with a minimum of 0.25 USD and a maximum of 25.00 USD
- International personal transactions carry a 5.00 percent fee regardless of payment method, with a minimum of 0.99 USD and a maximum of 4.99 USD
- Sending domestic personal payments funded by a credit card costs 2.90 percent plus a fixed fee of 0.49 USD
- Instant transfers are capped at 25,000.00 USD per transaction
Pricing, plan by plan
Invoicely
Free- FreeFree
- 5 monthly invoices
- 3 saved clients
- PayPal payments only
- Basic$9.99/month
- 100 monthly invoices
- 25 saved clients
- Up to 2 team members
- Professional$19.99/month
- 250 monthly invoices
- 100 saved clients
- Up to 10 team members
- Enterprise$29.99/month
- Unlimited monthly invoices
- Unlimited saved clients
- Up to 25 team members
PayPal
$29/month- Standard$2.99/transaction
- Card payments
- PayPal checkout
- Invoice payments
Which should you pick?
Choose Invoicely if
- You need invoice creation.
- You want to start without paying.
- You work on web.
- You also want recurring invoices.
Choose PayPal if
- You need payment processing.
- You work on Web, Ios, Android, Api.
- You also want paypal checkout.
Questions people ask
- Is Invoicely or PayPal better?
- Neither clearly leads. Invoicely starts at Free and PayPal at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Invoicely or PayPal?
- Invoicely has a free tier; the other does not. Paid plans start at Free for Invoicely and $29/month for PayPal.
- Does Invoicely or PayPal run on more platforms?
- Invoicely runs on web. PayPal runs on Web, Ios, Android, Api.
- Can I use Invoicely for free?
- Yes. Invoicely has a free tier, so you can try it without paying. PayPal starts at $29/month.
- What is Invoicely best used for?
- Invoicely is most often used for freelancers sending a small number of invoices for free, small businesses needing recurring billing and time tracking, multi-currency invoicing for international clients, teams needing shared access to client invoicing. Of those, freelancers sending a small number of invoices for free and small businesses needing recurring billing and time tracking are not what PayPal is typically brought in for.
- What can Invoicely do that PayPal cannot?
- Invoicely covers Invoice creation, Recurring invoices, Time, expense, and mileage tracking, Multi-currency support. PayPal covers Payment processing, PayPal Checkout, Invoicing, Business debit card.
Answered from the vendors’ own pages
Invoicely: Is there a free plan, and what are its limits?
Yes, the Free plan allows up to 5 monthly invoices and 3 saved clients, with PayPal-only payments and no team members, and requires no credit card.
SourcePayPal: Does PayPal charge fees and when do they apply?
PayPal states that fees apply when converting currency and sending money to accounts in another country. Specific fee amounts are not disclosed on the homepage but are referenced in their published fee schedule.
SourceInvoicely: What does Invoicely cost?
Paid plans start at Basic for $9.99/month, Professional at $19.99/month, and Enterprise at $29.99/month, each raising invoice, client, and team member limits.
SourcePayPal: Is there a subscription cost to use PayPal's basic services?
No subscription fees are mentioned on the homepage. PayPal operates on a transaction-based fee structure for money transfers and payments rather than recurring charges.
SourceInvoicely: Can I change or cancel my plan?
Yes, Invoicely allows customers to upgrade or downgrade their subscription level at any time.
SourcePayPal: Are there restrictions on when I can use buyer protection?
PayPal offers buyer protection for eligible purchases, but coverage limitations exist. A user agreement sets the specific conditions for protection eligibility.
SourcePayPal: What payment methods can I link to PayPal?
PayPal's digital wallet allows storage of multiple payment methods and can be used for secure money transfers, payment requests, and checkout at major retailers.
SourceRelated pages
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