Softwr

Personal Finance · head to head

Apple Pay vs Invoicely

Apple Pay logo

Apple Pay

Personal Finance

The easier way to pay and send money

From
Free
Rated
-
Full reviewWebsite
Invoicely logo

Invoicely

Accounting

Web-based invoicing app with a free plan for freelancers

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Apple Pay apple Pay works only in countries and regions that support contactless payments and is not available in all markets; Invoicely free plan is limited to just 5 invoices and 3 clients per month, and PayPal-only payments.
  • They diverge on capability: Apple Pay covers Digital wallet, Invoicely covers Invoice creation.

Where they differ

Only the attributes on which Apple Pay and Invoicely actually diverge.

Attributes where Apple Pay and Invoicely differ
AttributeApple PayInvoicely
Pricing modelfreefreemium
PlatformsIOS, WatchOS, MacOSweb
CategoryPersonal FinanceAccounting
Founded2014Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Apple Pay

  • Digital wallet
  • Secure payments
  • Contactless transactions
  • P2P money transfers
  • Credit cards
  • Debit cards
  • Bank accounts
  • IOS support

Only in Invoicely

  • Invoice creation
  • Recurring invoices
  • Time, expense, and mileage tracking
  • Multi-currency support
  • Team member access
  • Credit card payments

What people use each for

The jobs each tool is most often brought in to do.

Apple Pay

  • Contactless in store payment from iPhone and Apple Watchnot Invoicely
  • Paying in apps and on the web without entering card detailsnot Invoicely
  • Sending money between Apple users with Apple Cash and Tap to Cashnot Invoicely

Invoicely

  • Freelancers sending a small number of invoices for freenot Apple Pay
  • Small businesses needing recurring billing and time trackingnot Apple Pay
  • Multi-currency invoicing for international clientsnot Apple Pay
  • Teams needing shared access to client invoicingnot Apple Pay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Apple Pay

  • Apple Pay works only in countries and regions that support contactless payments and is not available in all markets
  • Apple Cash is available only in the 50 United States, the District of Columbia and Puerto Rico
  • Apple Cash Family accounts and Tap to Cash transactions are each capped at 2000 USD within a rolling seven day period
  • Mac support requires a Touch ID equipped model
  • A card works only if the issuing bank supports Apple Pay, and banks may charge their own overseas usage fees

Invoicely

  • Free plan is limited to just 5 invoices and 3 clients per month, and PayPal-only payments.
  • No native mobile app mentioned, limiting on-the-go invoicing.
  • Team member limits on lower tiers can be restrictive for growing businesses.
  • No listed integrations with accounting platforms like QuickBooks or Xero.

Pricing, plan by plan

Apple Pay

Free
  • FreeFree
    • Secure payments
    • P2P transfers
    • Transit passes

Invoicely

Free
  • FreeFree
    • 5 monthly invoices
    • 3 saved clients
    • PayPal payments only
  • Basic$9.99/month
    • 100 monthly invoices
    • 25 saved clients
    • Up to 2 team members
  • Professional$19.99/month
    • 250 monthly invoices
    • 100 saved clients
    • Up to 10 team members
  • Enterprise$29.99/month
    • Unlimited monthly invoices
    • Unlimited saved clients
    • Up to 25 team members

Which should you pick?

Choose Apple Pay if

  • You need digital wallet.
  • You want to start without paying.
  • You work on IOS, WatchOS, MacOS.
  • You also want secure payments.
Apple Pay review

Choose Invoicely if

  • You need invoice creation.
  • You want to start without paying.
  • You work on web.
  • You also want recurring invoices.
Invoicely review

Questions people ask

Is Apple Pay or Invoicely better?
Neither clearly leads. Apple Pay starts at Free and Invoicely at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Apple Pay or Invoicely?
Apple Pay starts at Free and Invoicely at Free.
Does Apple Pay or Invoicely run on more platforms?
Apple Pay runs on IOS, WatchOS, MacOS. Invoicely runs on web.
Can I use Apple Pay for free?
Both have a free tier, so you can try either at no cost before committing.
What is Apple Pay best used for?
Apple Pay is most often used for contactless in store payment from iphone and apple watch, paying in apps and on the web without entering card details, sending money between apple users with apple cash and tap to cash. Of those, contactless in store payment from iphone and apple watch and paying in apps and on the web without entering card details are not what Invoicely is typically brought in for.
What can Apple Pay do that Invoicely cannot?
Apple Pay covers Digital wallet, Secure payments, Contactless transactions, P2P money transfers. Invoicely covers Invoice creation, Recurring invoices, Time, expense, and mileage tracking, Multi-currency support.

Answered from the vendors’ own pages

Apple Pay: Does Apple Pay charge fees?

No. Apple does not charge any fees when you pay with Apple Pay in stores, online, or in apps.

Source
Invoicely: Is there a free plan, and what are its limits?

Yes, the Free plan allows up to 5 monthly invoices and 3 saved clients, with PayPal-only payments and no team members, and requires no credit card.

Source
Apple Pay: What are the transaction limits for Apple Cash Family?

Apple Cash Family accounts have a maximum transaction limit of $2,000 within any rolling seven-day period for sending or receiving money. The same $2,000 rolling 7-day limit applies to Tap to Cash peer-to-peer transfers.

Source
Invoicely: What does Invoicely cost?

Paid plans start at Basic for $9.99/month, Professional at $19.99/month, and Enterprise at $29.99/month, each raising invoice, client, and team member limits.

Source
Invoicely: Can I change or cancel my plan?

Yes, Invoicely allows customers to upgrade or downgrade their subscription level at any time.

Source
Share

Related pages

More on Apple Pay

More on Invoicely

Keep looking

Other head to heads