Softwr

Insurance · head to head

Haven Life vs Insureon

Haven Life logo

Haven Life

Insurance

Life insurance by New York Life

From
Free
Rated
-
Full reviewWebsite
Insureon logo

Insureon

Insurance

Fast and easy business insurance online

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Haven Life has a free tier, so it costs nothing to try first.
  • Each has a real cost: Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs; Insureon the Internet Archive's capture of Insureon's small business insurance page on 20 December 2019 confirmed it compares quotes from multiple carriers rather than publishing fixed prices, stating cost depends on industry and risk factors, coverage limits, location, and number of employees.
  • They diverge on capability: Haven Life covers Instant quotes, Insureon covers Fast quotes.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Haven Life and Insureon actually diverge.

Attributes where Haven Life and Insureon differ
AttributeHaven LifeInsureon
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
Founded20162017

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Haven Life

  • Instant quotes
  • No medical exam
  • Fast underwriting
  • Multiple term options
  • Online application
  • Digital policy delivery
  • Policy management portal
  • 24/7 accessibility

Only in Insureon

  • Fast quotes
  • Instant online binding
  • Coverage customization
  • Online policy management
  • 24/7 customer support
  • Mobile app
  • Document access
  • Claims assistance

Both cover

  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Haven Life

  • Life insurance shoppingnot Insureon
  • Family protectionnot Insureon
  • Quick policy purchasenot Insureon
  • Financial securitynot Insureon

Insureon

  • Fast insurance procurementnot Haven Life

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Haven Life

  • Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
  • havenlife.com now redirects to massmutual.com
  • Existing policies remain valid and are administered by MassMutual, but the product cannot be bought

Insureon

  • The Internet Archive's capture of Insureon's small business insurance page on 20 December 2019 confirmed it compares quotes from multiple carriers rather than publishing fixed prices, stating cost depends on industry and risk factors, coverage limits, location, and number of employees.

Pricing, plan by plan

Haven Life

Free
  • Quote ToolFree
    • Instant quotes
    • No medical exam
    • Coverage customization
  • Term Life Insurance$undefined/month
    • 10, 20, or 30-year terms
    • Fast underwriting
    • Guaranteed rates

Insureon

On request
  • General Liability$undefined/month
    • Fast quotes
    • Instant binding
    • Multiple coverage options

Which should you pick?

Choose Haven Life if

  • You need instant quotes.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want no medical exam.
Haven Life review

Choose Insureon if

  • You need fast quotes.
  • You work on Web, Ios, Android.
  • You also want instant online binding.
Insureon review

Questions people ask

Is Haven Life or Insureon better?
Neither clearly leads. Haven Life starts at Free and Insureon at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Haven Life or Insureon?
Haven Life has a free tier; the other does not. Paid plans start at Free for Haven Life and On request for Insureon.
Does Haven Life or Insureon run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Haven Life for free?
Yes. Haven Life has a free tier, so you can try it without paying. Insureon starts at On request.
What is Haven Life best used for?
Haven Life is most often used for life insurance shopping, family protection, quick policy purchase, financial security. Of those, life insurance shopping and family protection are not what Insureon is typically brought in for.
What can Haven Life do that Insureon cannot?
Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Insureon covers Fast quotes, Instant online binding, Coverage customization, Online policy management. Both handle Data encryption, Cloud deployment, Web support, Ios support.
Share

Related pages

More on Haven Life

More on Insureon

Keep looking

Other head to heads