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Insurance · head to head

Indio vs Splice Software

Indio logo

Indio

Insurance

Digital commercial insurance applications and renewals for agencies and brokers

From
On request
Rated
-
Full reviewWebsite
Splice Software logo

Splice Software

Insurance

Digital transformation for insurance agents

From
$149/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Indio the strongest data integration is with Applied Epic, so agencies on Vertafore, HawkSoft or a smaller management system rekey more and capture less of the time saving that justifies the licence.; Splice Software pricing is not published; the site says pricing fits your budget without stating any figure
  • They diverge on capability: Indio covers Smart form library, Splice Software covers Policy management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Indio and Splice Software actually diverge.

Attributes where Indio and Splice Software differ
AttributeIndioSplice Software
Starting priceOn request$149/month
Pricing modelquotesubscription
PlatformsWebWeb, Ios, Android
FoundedUnknown2015

Identical on both: free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Indio

  • Smart form library
  • Renewal prefill
  • Electronic signature
  • Automated follow up
  • Applied Epic integration
  • Document collection
  • Submission packaging

Only in Splice Software

  • Policy management
  • Document management
  • Communication tools
  • Task automation
  • Client engagement tracking
  • Mobile app
  • Analytics dashboard
  • Carrier APIs

Both cover

  • Client portal

What people use each for

The jobs each tool is most often brought in to do.

Indio

  • A commercial lines agency where account managers spend renewal season chasing PDF applications by email and want the insured to complete one form set insteadnot Splice Software
  • A broker that wants renewal applications prefilled from last year so the client confirms changes rather than restating the whole risknot Splice Software
  • An Applied Epic agency looking to remove rekeying between the submission process and the management systemnot Splice Software
  • A growing agency that needs a consistent, auditable record of what the insured actually stated on an application, for errors and omissions defencenot Splice Software

Splice Software

  • Automated outbound customer messaging across voice, text and emailnot Indio
  • Personalised policy and renewal notifications for insurersnot Indio
  • Opt-in and consent management for outbound contactnot Indio
  • Automated surveys after a customer interactionnot Indio

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Indio

  • The strongest data integration is with Applied Epic, so agencies on Vertafore, HawkSoft or a smaller management system rekey more and capture less of the time saving that justifies the licence.
  • Pricing is quoted through Applied Systems and never published, which makes it hard to benchmark against point competitors and typically ties the agency into an Applied commercial relationship covering several products.
  • It handles submission collection but not placement, so you still need a rater or a market submission tool to actually get quotes, and the promised efficiency only lands on the front half of the process.
  • Adoption depends on the insured being willing to use a web portal, and commercial clients with a broker relationship of twenty years frequently email a PDF back anyway, which leaves the agency running two processes at once.
  • Form library coverage is strong for standard ACORD but thinner for niche carrier supplements in specialty lines, so specialty brokers still maintain a manual set of forms outside the system.

Splice Software

  • Pricing is not published; the site says pricing fits your budget without stating any figure
  • Sold mainly into insurance and regulated industries, and much of its value comes from integrations with systems like Duck Creek, Majesco and EZLynx

Pricing, plan by plan

Indio

On request
  • Indio$undefined/year
    • Smart ACORD and carrier form library
    • Renewal prefill
    • Insured facing portal and e-signature

Splice Software

$149/month
  • Core$149/month
    • Client portal
    • Policy management
    • Document sharing
  • Professional$349/month
    • All Core features
    • Advanced analytics
    • Carrier integrations

Which should you pick?

Choose Indio if

  • You need smart form library.
  • You also want renewal prefill.
Indio review

Choose Splice Software if

  • You need policy management.
  • You work on Web, Ios, Android.
  • You also want document management.
Splice Software review

Questions people ask

Is Indio or Splice Software better?
Neither clearly leads. Indio starts at On request and Splice Software at $149/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Indio or Splice Software?
Indio starts at On request and Splice Software at $149/month.
Does Indio or Splice Software run on more platforms?
Indio runs on Web. Splice Software runs on Web, Ios, Android.
What is Indio best used for?
Indio is most often used for a commercial lines agency where account managers spend renewal season chasing pdf applications by email and want the insured to complete one form set instead, a broker that wants renewal applications prefilled from last year so the client confirms changes rather than restating the whole risk, an applied epic agency looking to remove rekeying between the submission process and the management system, a growing agency that needs a consistent, auditable record of what the insured actually stated on an application, for errors and omissions defence. Of those, a commercial lines agency where account managers spend renewal season chasing pdf applications by email and want the insured to complete one form set instead and a broker that wants renewal applications prefilled from last year so the client confirms changes rather than restating the whole risk are not what Splice Software is typically brought in for.
What can Indio do that Splice Software cannot?
Indio covers Smart form library, Renewal prefill, Electronic signature, Automated follow up. Splice Software covers Policy management, Document management, Communication tools, Task automation. Both handle Client portal.

Answered from the vendors’ own pages

Indio: Is Indio still sold separately after the Applied Systems acquisition?

Yes. It is branded Indio by Applied Systems, retains its own site and is licensed separately from Applied Epic, though it is sold through the Applied commercial relationship.

Splice Software: How much does Splice Software cost?

Splice Software does not publish specific pricing rates online. The website states 'Pricing that fits your budget,' but directs customers to request a custom demo or contact the company directly to discuss pricing based on their individual needs.

Source
Indio: Do I need Applied Epic to use it?

No, but you get materially less from it without Epic. The bidirectional data flow that removes rekeying is deepest with Epic, and other management systems require more manual handling.

Splice Software: What is Splice Software's pricing model?

Pricing is customized per customer. Interested users must sign in to the application portal, request a demo, or contact Splice directly to receive a quote tailored to their specific requirements.

Source
Indio: Does Indio quote or rate?

No. It collects and packages the application. Rating and market submission happen elsewhere.

Indio: What does it cost?

Applied does not publish pricing. It is quoted by agency size and usually negotiated within a wider Applied contract, so ask for the standalone figure explicitly.

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