Softwr

APIs · head to head

Increase vs Janus Gateway

Increase logo

Increase

APIs

Direct banking API for ACH, wires, real-time payments, accounts and cards

From
On request
Rated
-
Full reviewWebsite
Janus Gateway logo

Janus Gateway

APIs

WebRTC gateway and media server for real-time communication

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Janus Gateway has a free tier, so it costs nothing to try first.
  • Each has a real cost: Increase the published per transaction rates exclude a monthly platform fee that Increase states varies by use case, so the transparent price page cannot produce a total cost and the material part of the deal is still negotiated privately.; Janus Gateway no commercial pricing published; open-source project without official commercial offerings
  • They diverge on capability: Increase covers ACH origination and receipt, Janus Gateway covers WebRTC Gateway.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Increase and Janus Gateway actually diverge.

Attributes where Increase and Janus Gateway differ
AttributeIncreaseJanus Gateway
Starting priceOn requestFree
Pricing modelquoteopen-source
Free tierNoYes
PlatformsAPI, WebLinux, MacOS, BSD
FoundedUnknown2010

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Increase

  • ACH origination and receipt
  • Domestic wires
  • Real-time payments
  • Bank accounts
  • Cards
  • Cheques
  • Sandbox and simulations
  • Audit and reconciliation data

Only in Janus Gateway

  • WebRTC Gateway
  • Media Routing
  • Video Conferencing
  • RTP
  • SRTP
  • REST API
  • Linux support
  • MacOS support

What people use each for

The jobs each tool is most often brought in to do.

Increase

  • A payroll or treasury product that needs to originate same-day ACH and wires under its own control rather than through a payment processornot Janus Gateway
  • A marketplace that must hold seller balances in ledgered accounts with real account and routing numbersnot Janus Gateway
  • A fintech that wants FedNow and RTP payouts so recipients are paid outside banking hoursnot Janus Gateway
  • An engineering team that needs the underlying return codes and settlement timing visible in order to build correct reconciliation and retry logicnot Janus Gateway

Janus Gateway

  • API Developmentnot Increase
  • API Gatewaynot Increase
  • API Testingnot Increase
  • API Documentationnot Increase
  • Microservicesnot Increase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Increase

  • The published per transaction rates exclude a monthly platform fee that Increase states varies by use case, so the transparent price page cannot produce a total cost and the material part of the deal is still negotiated privately.
  • Free allowances are deliberately small at ten account numbers and five physical cards, so any programme issuing accounts or cards at volume moves to quoted pricing almost immediately.
  • Banking is provided through partner banks, so programme approval, compliance obligations and the ability to launch at all depend on a bank relationship you do not control, and post-Synapse bank risk appetite has tightened considerably.
  • The API deliberately exposes payment rail mechanics rather than smoothing them, which is correct engineering but means a team without payments expertise will build reconciliation and return handling wrongly and only discover it when funds go astray.
  • Coverage is United States only, so a company with international payout needs runs a second provider and reconciles two ledgers, and the single API argument disappears at the first cross border customer.

Janus Gateway

  • No commercial pricing published; open-source project without official commercial offerings
  • Community-supported only; no vendor commercial support or SLA available

Pricing, plan by plan

Increase

On request
  • Increase Platform$undefined/month
    • Monthly fee quoted by use case and not published
    • Next-day ACH origination listed at 0.50 US dollars per transaction
    • Same-day ACH origination listed at 2.00 per transaction

Janus Gateway

Free
  • Open SourceFree
    • Core WebRTC gateway
    • Community support

Which should you pick?

Choose Increase if

  • You need ach origination and receipt.
  • You work on API, Web.
  • You also want domestic wires.
Increase review

Choose Janus Gateway if

  • You need webrtc gateway.
  • You want to start without paying.
  • You work on Linux, MacOS, BSD.
  • You also want media routing.
Janus Gateway review

Questions people ask

Is Increase or Janus Gateway better?
Neither clearly leads. Increase starts at On request and Janus Gateway at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Increase or Janus Gateway?
Janus Gateway has a free tier; the other does not. Paid plans start at On request for Increase and Free for Janus Gateway.
Does Increase or Janus Gateway run on more platforms?
Increase runs on API, Web. Janus Gateway runs on Linux, MacOS, BSD.
Can I use Janus Gateway for free?
Yes. Janus Gateway has a free tier, so you can try it without paying. Increase starts at On request.
What is Increase best used for?
Increase is most often used for a payroll or treasury product that needs to originate same-day ach and wires under its own control rather than through a payment processor, a marketplace that must hold seller balances in ledgered accounts with real account and routing numbers, a fintech that wants fednow and rtp payouts so recipients are paid outside banking hours, an engineering team that needs the underlying return codes and settlement timing visible in order to build correct reconciliation and retry logic. Of those, a payroll or treasury product that needs to originate same-day ach and wires under its own control rather than through a payment processor and a marketplace that must hold seller balances in ledgered accounts with real account and routing numbers are not what Janus Gateway is typically brought in for.
What can Increase do that Janus Gateway cannot?
Increase covers ACH origination and receipt, Domestic wires, Real-time payments, Bank accounts. Janus Gateway covers WebRTC Gateway, Media Routing, Video Conferencing, RTP.

Answered from the vendors’ own pages

Increase: Does Increase publish its pricing?

Partly. Per transaction fees for ACH, wires, RTP, FedNow and cards are listed publicly. The monthly platform fee is not, and it is described only as varying by use case.

Janus Gateway: How much does Janus Gateway cost?

Janus Gateway has no pricing model; it is a free open-source WebRTC server developed by Meetecho. The general-purpose server is available for download at no cost. There are no subscription tiers or commercial licensing fees.

Source
Increase: Who holds the deposits?

Partner banks, not Increase itself. That relationship determines your programme approval, your compliance obligations and your risk if the bank changes appetite.

Janus Gateway: Is Janus Gateway supported commercially?

Janus Gateway is community-supported open-source software with no official commercial support or SLA from the vendors. While Meetecho developed the project, users must rely on community documentation and forums for assistance.

Source
Increase: Is it international?

No. Increase covers United States rails only, so cross border payouts require a second provider.

Increase: How is it different from a middleware BaaS platform?

It exposes the rails rather than abstracting them, showing real return codes and settlement timing. That suits teams who understand payments and punishes teams who do not.

Share

Related pages

More on Increase

More on Janus Gateway

Keep looking

Other head to heads