Softwr

Government · head to head

Incode vs Sumsub

Incode logo

Incode

Government

Financial & HR Software for Government

From
$700/month
Rated
-
Full reviewWebsite
Sumsub logo

Sumsub

Cybersecurity

Identity verification and AML screening priced per verification

From
$1.35/verification
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Incode incode is now sold as Tyler ERP Pro and tylertech.com/products/incode redirects to the ERP Pro product page; Sumsub the published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • They diverge on capability: Incode covers General Ledger, Sumsub covers Document verification.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Incode and Sumsub actually diverge.

Attributes where Incode and Sumsub differ
AttributeIncodeSumsub
Starting price$700/month$1.35/verification
Pricing modelsubscriptionPer verification
PlatformsWeb, DesktopWeb, iOS, Android
CategoryGovernmentCybersecurity
Founded1966Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Incode

  • General Ledger
  • Accounts Payable
  • Payroll Management
  • Utility Billing
  • Budget Management
  • Bank Integrations
  • ADP
  • Third-party Payroll

Only in Sumsub

  • Document verification
  • AML screening
  • KYB verification
  • No-code flow builder
  • Transaction monitoring
  • Travel Rule
  • Fraud and duplicate detection

What people use each for

The jobs each tool is most often brought in to do.

Incode

  • Financial management and ERP for small and mid-sized local governmentsnot Sumsub
  • Utility billing, payroll and human resources for city and county administrationnot Sumsub
  • Court and public safety records for municipalitiesnot Sumsub

Sumsub

  • A crypto exchange needing KYC plus Travel Rule handling under one contractnot Incode
  • A gambling operator entering several European markets and needing document coverage without a separate vendor per countrynot Incode
  • A fintech that wants a published price it can model in a business case before speaking to a salespersonnot Incode
  • A marketplace verifying both individual sellers and the companies behind them without buying two productsnot Incode

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Incode

  • Incode is now sold as Tyler ERP Pro and tylertech.com/products/incode redirects to the ERP Pro product page
  • No pricing is published; Tyler routes all enquiries through contact and demo requests with no published rate, minimum or cost driver
  • The product is sold only to public sector organisations

Sumsub

  • The published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • You are billed per verification attempt in most configurations, meaning applicant drop-off and resubmissions cost money without producing a customer.
  • Pass rates and document support vary noticeably by country, and a market that works well in Europe can produce materially worse rejection rates in parts of Africa and South East Asia.
  • The AML screening tier bundles list coverage that large institutions would normally buy separately and tune, giving less control over match thresholds than a dedicated screening vendor.
  • The company originated in Russia before restructuring to a UK entity, and some financial institutions still raise that history in vendor risk review, which can slow or block procurement at conservative banks.

Pricing, plan by plan

Incode

$700/month
  • Municipal Suite$700/month
    • Financial Management
    • HR/Payroll
    • Utility Billing

Sumsub

$1.35/verification
  • Basic$1.35/verification
    • 149 USD minimum monthly spend
    • Document verification and liveness
    • No-code flow builder
  • Compliance$1.85/verification
    • 299 USD minimum monthly spend
    • Everything in Basic
    • AML sanctions and PEP screening
  • Enterprise$undefined/year
    • Negotiated volume rate
    • Custom jurisdictions and languages
    • Dedicated support

Which should you pick?

Choose Incode if

  • You need general ledger.
  • You work on Web, Desktop.
  • You also want accounts payable.
Incode review

Choose Sumsub if

  • You need document verification.
  • You work on Web, iOS, Android.
  • You also want aml screening.
Sumsub review

Questions people ask

Is Incode or Sumsub better?
Neither clearly leads. Incode starts at $700/month and Sumsub at $1.35/verification, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Incode or Sumsub?
Incode starts at $700/month and Sumsub at $1.35/verification.
Does Incode or Sumsub run on more platforms?
Incode runs on Web, Desktop. Sumsub runs on Web, iOS, Android.
What is Incode best used for?
Incode is most often used for financial management and erp for small and mid-sized local governments, utility billing, payroll and human resources for city and county administration, court and public safety records for municipalities. Of those, financial management and erp for small and mid-sized local governments and utility billing, payroll and human resources for city and county administration are not what Sumsub is typically brought in for.
What can Incode do that Sumsub cannot?
Incode covers General Ledger, Accounts Payable, Payroll Management, Utility Billing. Sumsub covers Document verification, AML screening, KYB verification, No-code flow builder.

Answered from the vendors’ own pages

Sumsub: What does a verification actually cost?

1.35 USD on Basic and 1.85 USD on Compliance, but with 149 and 299 USD monthly minimums respectively. Below roughly 110 or 160 checks a month you are paying the minimum, not the rate.

Sumsub: Do failed verifications get charged?

Attempts are generally billable, so a poor onboarding funnel raises your bill. Confirm the exact resubmission policy in your contract.

Sumsub: Does it cover business verification?

Yes, KYB with company registry lookups and beneficial owner resolution is part of the platform rather than a separate product.

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