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Professional Services · head to head

Harvest vs Maxio

Harvest logo

Harvest

Professional Services

Time tracking software for teams that care about where their time goes

From
Free
Rated
-
Full reviewWebsite
Maxio logo

Maxio

Accounting

Billing and financial reporting platform for B2B SaaS companies

From
$599/month
Rated
-
Full reviewWebsite

The short version

  • Only Harvest has a free tier, so it costs nothing to try first.
  • Each has a real cost: Harvest the free plan is one seat and two projects, so it suits a solo freelancer and nothing larger; Maxio entry-level Grow plan starts at $599/month, making it costly for very early-stage startups.
  • They diverge on capability: Harvest covers Time tracking, Maxio covers Usage-based billing.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Harvest and Maxio actually diverge.

Attributes where Harvest and Maxio differ
AttributeHarvestMaxio
Starting priceFree$599/month
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsWeb, macOS, Windows, iOS, Androidweb, api
CategoryProfessional ServicesAccounting
Founded2006Unknown

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Harvest

  • Time tracking
  • Expense tracking
  • Invoicing
  • Project budgets
  • Team capacity
  • Detailed reports
  • Mobile apps
  • Browser extension

Only in Maxio

  • Usage-based billing
  • Subscription management
  • Revenue recognition
  • SaaS metrics dashboards
  • Dunning and collections
  • Accounting and CRM integrations

What people use each for

The jobs each tool is most often brought in to do.

Harvest

  • Time tracking against projects and clientsnot Maxio
  • Turning tracked time into invoicesnot Maxio
  • Expense capture alongside billable hoursnot Maxio
  • Team capacity and utilisation reporting on the paid plansnot Maxio
  • Feeding billed time into QuickBooks or Xeronot Maxio

Maxio

  • Billing for B2B SaaS companies with complex contractsnot Harvest
  • Usage-based and hybrid pricing meteringnot Harvest
  • GAAP/IFRS revenue recognition for finance teamsnot Harvest
  • SaaS metrics reporting for investors and boardsnot Harvest

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Harvest

  • The free plan is one seat and two projects, so it suits a solo freelancer and nothing larger
  • Team reporting and unlimited projects require the Teams plan at $9 per seat per month
  • Profitability reporting, timesheet approvals and custom reports need Enterprise at $14 per seat per month
  • SAML single sign-on is Enterprise only
  • QuickBooks, Xero and Stripe integrations are withheld from the free plan

Maxio

  • Entry-level Grow plan starts at $599/month, making it costly for very early-stage startups.
  • Pricing above the Grow tier requires a custom quote rather than transparent self-serve pricing.
  • Focused specifically on B2B SaaS billing, so it lacks general e-commerce checkout or consumer payment features found in platforms like FastSpring.
  • Advanced features like multi-entity support and expense amortization are gated behind paid add-ons.

Pricing, plan by plan

Harvest

Free
  • FreeFree
    • 1 seat
    • Time tracking
    • Invoicing
  • Teams$9/month
    • Unlimited seats
    • Team reporting
    • Accounting integrations (Stripe, QuickBooks, Xero, Deel)
  • Enterprise$14/month
    • Unlimited seats
    • Unlimited custom reports
    • Profitability reporting

Maxio

$599/month
  • Grow$599/month
    • For businesses up to $100k in monthly billings
    • Usage-based and recurring billing
    • Automated invoicing and dunning
  • Scale$undefined/month
    • For businesses over $100k in monthly billings
    • Advanced revenue management add-ons
    • Multi-entity support

Which should you pick?

Choose Harvest if

  • You need time tracking.
  • You want to start without paying.
  • You work on Web, macOS, Windows, iOS, Android.
  • You also want expense tracking.
Harvest review

Choose Maxio if

  • You need usage-based billing.
  • You work on web, api.
  • You also want subscription management.
Maxio review

Questions people ask

Is Harvest or Maxio better?
Neither clearly leads. Harvest starts at Free and Maxio at $599/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Harvest or Maxio?
Harvest has a free tier; the other does not. Paid plans start at Free for Harvest and $599/month for Maxio.
Does Harvest or Maxio run on more platforms?
Harvest runs on Web, macOS, Windows, iOS, Android. Maxio runs on web, api.
Can I use Harvest for free?
Yes. Harvest has a free tier, so you can try it without paying. Maxio starts at $599/month.
What is Harvest best used for?
Harvest is most often used for time tracking against projects and clients, turning tracked time into invoices, expense capture alongside billable hours, team capacity and utilisation reporting on the paid plans. Of those, time tracking against projects and clients and turning tracked time into invoices are not what Maxio is typically brought in for.
What can Harvest do that Maxio cannot?
Harvest covers Time tracking, Expense tracking, Invoicing, Project budgets. Maxio covers Usage-based billing, Subscription management, Revenue recognition, SaaS metrics dashboards.

Answered from the vendors’ own pages

Harvest: How much does Harvest cost?

Harvest offers a free plan for 1 user and Teams plan starting at $9/seat/month (billed annually at $108/seat for 20% savings). Enterprise plan starts at $14/seat/month.

Source
Maxio: What does Maxio cost?

Maxio's Grow plan costs $599/month for businesses with up to $100k in monthly billings. Businesses above that threshold need the Scale plan, which requires a custom quote from Maxio's sales team.

Source
Harvest: Is there a free version of Harvest?

Yes, Harvest's free plan includes 1 seat with time tracking, invoicing, expense tracking, and 2 projects.

Source
Maxio: Is there a free plan?

No, Maxio does not offer a free plan. The Grow plan at $599/month is the entry point, with unlimited users included at no extra cost.

Source
Harvest: What is included in the Enterprise plan?

The Enterprise plan includes unlimited custom reports, profitability reporting, timesheet approvals, activity logs, and SAML-based SSO at $14/seat/month.

Source
Maxio: What does Maxio integrate with?

Maxio integrates with accounting systems like QuickBooks, Xero, and NetSuite, CRMs including Salesforce, HubSpot, and Pipedrive, and 20+ payment gateways alongside its own Maxio Payments.

Source
Harvest: Does Harvest offer a discount for annual billing?

Yes, annual billing provides 20% discount, reducing the Teams plan to $108/seat/year and Enterprise plan to $168/seat/year.

Source
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