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APIs · head to head

Fintecture vs Hasura

Fintecture logo

Fintecture

APIs

French open banking payments built around B2B invoice collection

From
On request
Rated
-
Full reviewWebsite
Hasura logo

Hasura

APIs

GraphQL engine that instantly creates production-ready GraphQL API from databases

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Hasura has a free tier, so it costs nothing to try first.
  • Each has a real cost: Fintecture coverage and merchant adoption are heavily French, so a European rollout means strong performance in one market and a thin experience in the rest.; Hasura active model definition: model/command accessed more than 1,000 times monthly
  • They diverge on capability: Fintecture covers Invoice payment links, Hasura covers GraphQL API.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Fintecture and Hasura actually diverge.

Attributes where Fintecture and Hasura differ
AttributeFintectureHasura
Starting priceOn requestFree
Pricing modelquotefreemium
Free tierNoYes
PlatformsWeb, APIWeb
FoundedUnknown2017

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fintecture

  • Invoice payment links
  • Immediate bank transfer
  • Deferred and instalment payment
  • Automatic reconciliation
  • Multi method checkout
  • Recurring collection
  • ERP and accounting integration
  • Payer verification

Only in Hasura

  • GraphQL API
  • Real-time subscriptions
  • Access control
  • PostgreSQL
  • MySQL
  • Webhooks
  • REST APIs
  • Cloud support

What people use each for

The jobs each tool is most often brought in to do.

Fintecture

  • A French wholesaler collecting large invoice payments where card acceptance cost is prohibitivenot Hasura
  • A supplier that spends hours each week matching incoming bank transfers to open invoicesnot Hasura
  • A business offering trade customers instalment terms without carrying the credit risk itselfnot Hasura
  • A professional services firm sending payment links with each invoice rather than bank details in an emailnot Hasura

Hasura

  • Automatic GraphQL API generation from existing databasesnot Fintecture
  • Real-time data subscriptions for modern applicationsnot Fintecture
  • Backend infrastructure for web and mobile applicationsnot Fintecture
  • Event-triggered webhooks for database changesnot Fintecture

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fintecture

  • Coverage and merchant adoption are heavily French, so a European rollout means strong performance in one market and a thin experience in the rest.
  • Deferred and instalment payment relies on a financing partner that sets acceptance criteria, so your business customers can be declined for reasons you cannot see or influence.
  • As a payment initiator rather than an acquirer, Fintecture leaves refunds, disputes and settlement structure with the supplier, and there is no chargeback framework at all.
  • Business to business bank payments require the payer to authenticate with their bank, and corporate banking authentication with dual approval is materially clunkier than consumer app redirects, which hurts conversion on large invoices.
  • It is a smaller supplier than the pan European open banking firms, so bank API breakage outside France may take longer to fix and support depth is a legitimate procurement concern.

Hasura

  • Active model definition: model/command accessed more than 1,000 times monthly
  • Private DDN requires Base or Advanced plan

Pricing, plan by plan

Fintecture

On request
  • Fintecture payments$undefined/year
    • Quoted per merchant, typically per transaction with volume tiers
    • Deferred and instalment payment priced separately and underwritten by a financing partner
    • No interchange on bank transfer payments

Hasura

Free
  • DDN FreeFree
    • Unlimited models
    • 1 supergraph developer
    • 15-minute observability retention
  • DDN Base$5/month
    • Per active model billing
    • Unlimited developers
    • 30-day observability retention
  • DDN Advanced$30/month
    • Per active model billing
    • Federated collaboration
    • Multi-repo CI/CD

Which should you pick?

Choose Fintecture if

  • You need invoice payment links.
  • You work on Web, API.
  • You also want immediate bank transfer.
Fintecture review

Choose Hasura if

  • You need graphql api.
  • You want to start without paying.
  • You also want real-time subscriptions.
Hasura review

Questions people ask

Is Fintecture or Hasura better?
Neither clearly leads. Fintecture starts at On request and Hasura at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fintecture or Hasura?
Hasura has a free tier; the other does not. Paid plans start at On request for Fintecture and Free for Hasura.
Does Fintecture or Hasura run on more platforms?
Fintecture runs on Web, API. Hasura runs on Web.
Can I use Hasura for free?
Yes. Hasura has a free tier, so you can try it without paying. Fintecture starts at On request.
What is Fintecture best used for?
Fintecture is most often used for a french wholesaler collecting large invoice payments where card acceptance cost is prohibitive, a supplier that spends hours each week matching incoming bank transfers to open invoices, a business offering trade customers instalment terms without carrying the credit risk itself, a professional services firm sending payment links with each invoice rather than bank details in an email. Of those, a french wholesaler collecting large invoice payments where card acceptance cost is prohibitive and a supplier that spends hours each week matching incoming bank transfers to open invoices are not what Hasura is typically brought in for.
What can Fintecture do that Hasura cannot?
Fintecture covers Invoice payment links, Immediate bank transfer, Deferred and instalment payment, Automatic reconciliation. Hasura covers GraphQL API, Real-time subscriptions, Access control, PostgreSQL.

Answered from the vendors’ own pages

Fintecture: Is Fintecture aimed at retail checkout?

No. Its design centre is business to business invoice collection, where average values are high and reconciliation is the real problem.

Hasura: How much does Hasura cost?

Hasura DDN Free is free. DDN Base starts at $5/active model/month, and DDN Advanced starts at $30/active model/month.

Source
Fintecture: Who carries the risk on deferred payment?

A financing partner underwrites it, which means acceptance criteria and declines are set outside your control.

Hasura: What is an active model in Hasura pricing?

An active model is defined as any model or command accessed more than 1,000 times monthly.

Source
Fintecture: Does it work outside France?

It operates in other European markets, but coverage and adoption are markedly weaker than in France.

Hasura: Is there a free version of Hasura?

Yes, Hasura DDN Free is always free and includes unlimited models, 1 supergraph developer, and 15-minute observability retention.

Source
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