Personal Finance · head to head
EveryDollar vs Skrill
The short version
- Each has a real cost: EveryDollar the free version has no bank connection, so every transaction is entered by hand; Skrill a currency conversion fee of 4.49 percent applies to most conversions
- They diverge on capability: EveryDollar covers Zero-based budgeting, Skrill covers Money transfers.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which EveryDollar and Skrill actually diverge.
| Attribute | EveryDollar | Skrill |
|---|---|---|
| Pricing model | freemium | transaction |
| Founded | 2014 | 2001 |
Identical on both: starting price (Free), free tier (Yes), platforms (Web, IOS, Android), user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in EveryDollar
- Zero-based budgeting
- Transaction tracking
- Budget planning
- Financial insights
Only in Skrill
- Money transfers
- Digital wallet
- Currency conversion
- Prepaid card
- Credit cards
Both cover
- Bank accounts
- Web support
- IOS support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
EveryDollar
- Zero based monthly budgeting using the Ramsey methodnot Skrill
- Tracking bills and sinking funds by categorynot Skrill
- Automatically importing bank transactions into a budget on Premiumnot Skrill
Skrill
- Sending money internationally from a prepaid digital walletnot EveryDollar
- Funding and withdrawing from online merchants and gaming sitesnot EveryDollar
- Buying and selling cryptocurrency inside a wallet accountnot EveryDollar
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
EveryDollar
- The free version has no bank connection, so every transaction is entered by hand
- CSV export of budget data is Premium only
- Spending reports and historical comparisons are Premium only
- Premium costs $17.99 per month billed monthly, and the $6.67 headline rate requires paying $79.99 for a year up front
- The free trial lasts 14 days and is limited to new users
Skrill
- A currency conversion fee of 4.49 percent applies to most conversions
- An inactivity fee of EUR 5.00 is deducted monthly after six months with no login or transaction
- Card deposits carry a 2.50 percent fee
- SWIFT bank withdrawals cost 2.80 percent with a minimum fee of EUR 3.5
- Skrill to Skrill transfers cost 2.99 percent with a EUR 0.50 minimum on standard accounts, reduced to 1.45 percent only for True Skriller accounts
- Crypto trading fees are tiered by VIP status, from 1.50 percent standard down to 1.30 percent at Gold and Diamond VIP
Pricing, plan by plan
EveryDollar
Free- EveryDollar FreeFree
- monthly budget creation
- unlimited custom categories
- manual transaction tracking
- EveryDollar Premium Annual$79.99/year
- automatic bank connectivity
- transaction imports
- custom reports
- EveryDollar Premium Monthly$17.99/month
- automatic bank connectivity
- transaction imports
- custom reports
Skrill
Free- Free AccountFree
- Money transfers
- Digital wallet
- Premier Account$undefined/month
- Higher limits
- Special rates
Which should you pick?
Choose EveryDollar if
- You need zero-based budgeting.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want transaction tracking.
Choose Skrill if
- You need money transfers.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want digital wallet.
Questions people ask
- Is EveryDollar or Skrill better?
- Neither clearly leads. EveryDollar starts at Free and Skrill at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, EveryDollar or Skrill?
- EveryDollar starts at Free and Skrill at Free.
- Does EveryDollar or Skrill run on more platforms?
- Both run on Web, IOS, Android, so platform support will not decide this one for you.
- Can I use EveryDollar for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is EveryDollar best used for?
- EveryDollar is most often used for zero based monthly budgeting using the ramsey method, tracking bills and sinking funds by category, automatically importing bank transactions into a budget on premium. Of those, zero based monthly budgeting using the ramsey method and tracking bills and sinking funds by category are not what Skrill is typically brought in for.
- What can EveryDollar do that Skrill cannot?
- EveryDollar covers Zero-based budgeting, Transaction tracking, Budget planning, Financial insights. Skrill covers Money transfers, Digital wallet, Currency conversion, Prepaid card. Both handle Bank accounts, Web support, IOS support, Android support.
Answered from the vendors’ own pages
EveryDollar: What is the cost of EveryDollar Premium?
EveryDollar Premium costs $79.99 per year when billed annually ($6.67/month) or $17.99 per month when billed monthly.
SourceSkrill: Is Skrill free to use?
Skrill operates on a freemium model. The digital wallet is free to open and use for basic features. The site refers to a fees page where transfer, conversion, and service fees are disclosed.
SourceEveryDollar: Is there a free version of EveryDollar?
Yes. EveryDollar offers a free version with no time limit that includes monthly budget creation, unlimited custom categories, manual transaction tracking, and device access.
SourceSkrill: What are Skrill's fees for transfers and conversions?
Skrill lists transfer, conversion, and service fees but does not display the specific amounts on the homepage. Detailed fee structures are available on Skrill's dedicated fees page at /en/siteinformation/fees/.
SourceEveryDollar: Can you cancel EveryDollar Premium anytime?
Yes. Premium subscribers can cancel anytime through account settings and downgrade to the free version instead of deleting the account.
SourceSkrill: What services does Skrill offer?
Skrill provides international money transfers, online payment processing, cryptocurrency buying and selling, loyalty rewards through the Knect points program, and a mobile app. These services are included in the free account.
SourceSkrill: Is Skrill regulated?
Yes. Skrill Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing electronic money and payment instruments. It is also registered with the FCA as a cryptoasset firm.
SourceRelated pages
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