Personal Finance · pricing
EveryDollar pricing
EveryDollar publishes 3 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 30 August 2026, EveryDollar pricing is free, then $79.99/year across 3 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- Free, then $79.99/year
- Model
- Freemium
- Tiers
- 3
- Free tier
- Yes
EveryDollar plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| EveryDollar Free | Free | 5 | Entry tier |
| EveryDollar Premium Monthly | $17.99/month | 5 | +$17.99/month, 5 more features |
| EveryDollar Premium Annual | $79.99/year | 5 | +$62/year |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
EveryDollar Free
FreeThe entry tier. It covers monthly budget creation, unlimited custom categories, manual transaction tracking, access across devices, live support.
EveryDollar Premium Monthly
$17.99/monthOver EveryDollar Free, this tier adds:
- automatic bank connectivity
- transaction imports
- custom reports
- financial goal tracking
- access to expert coaching
EveryDollar Premium Annual
$79.99/yearNothing on the record separates this tier from EveryDollar Premium Monthly on features. Check the vendor's page for the limits it lifts.
Where EveryDollar stops being free
EveryDollar Free, Free
- monthly budget creation
- unlimited custom categories
- manual transaction tracking
- access across devices
- live support
EveryDollar Premium Monthly, $17.99/month
The first thing you pay for:
- automatic bank connectivity
- transaction imports
- custom reports
- financial goal tracking
- access to expert coaching
What the product covers
The full EveryDollar feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Zero-based budgeting
- Transaction tracking
- Budget planning
- Financial insights
Integrations
- Bank accounts
Platform
- Web support
- IOS support
- Android support
People bring EveryDollar in for zero based monthly budgeting using the ramsey method, tracking bills and sinking funds by category, automatically importing bank transactions into a budget on premium. If that is not the job you are buying for, the alternatives to EveryDollar are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| EveryDollar (this page) | Free, then $79.99/year | freemium | - | |
| Monzo | Free | Free core current account; paid Plus and Premium tiers add features | - | vs EveryDollar |
| Revolut | Free | Free standard tier; paid plans add higher limits, insurance and perks | - | vs EveryDollar |
| Strands | On request | quote | - | vs EveryDollar |
| Affirm | Free | Free for short Pay in 4 plans; longer plans carry a disclosed APR up to roughly 36 percent, merchant pays a transaction fee | - | vs EveryDollar |
| Firefly III | Free | Open source, no licence fee | - | vs EveryDollar |
| Lunch Money | $60/year | Pay what you want, annual, above a published minimum | - | vs EveryDollar |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the EveryDollar badges page.
Before you pay for EveryDollar
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 3 tiers between Free and $79.99/year, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
EveryDollar runs on web, ios, android, and is published by Ramsey Solutions of Nashville, Tennessee. The full record is on the EveryDollar review, and the rest of the category is under best personal finance tools.
EveryDollar pricing questions
- How much does EveryDollar cost?
- EveryDollar publishes 3 tiers, from Free for EveryDollar Free up to $79.99/year for EveryDollar Premium Annual. The entry tier costs nothing.
- Does EveryDollar have a free plan?
- Yes. The EveryDollar Free tier costs nothing and covers monthly budget creation, unlimited custom categories, manual transaction tracking. Paying starts at $17.99/month for EveryDollar Premium Monthly.
- What is the difference between EveryDollar Free and EveryDollar Premium Monthly on EveryDollar?
- EveryDollar Premium Monthly costs $17.99/month against Free, and adds automatic bank connectivity, transaction imports, custom reports, financial goal tracking.
- Is the EveryDollar Premium Annual plan on EveryDollar worth it?
- That depends entirely on whether you need what it adds, which on the published record is not itemised separately from the tier below it. It costs $79.99/year against $17.99/month for EveryDollar Premium Monthly. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.
- Which personal finance tools can I use without paying?
- 6 of the 8 personal finance tools listed alongside EveryDollar have a free tier: Monzo, Revolut, Affirm, Firefly III, Starling Bank.
- What am I actually paying for with EveryDollar?
- The record lists 8 features across 3 areas: other, integrations, platform. In practice it is brought in for zero based monthly budgeting using the ramsey method, tracking bills and sinking funds by category, automatically importing bank transactions into a budget on premium.
- Does EveryDollar charge per user?
- The record carries a price and a billing period for each of its 3 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these EveryDollar prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare EveryDollar against before paying?
- The closest personal finance tools in this directory are Monzo, Revolut, Strands, Affirm. Each has a side-by-side comparison with EveryDollar covering price, platforms and features.