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Personal Finance · head to head

EveryDollar vs MoneyWiz

EveryDollar logo

EveryDollar

Personal Finance

Budget every dollar, build wealth faster

From
Free
Rated
-
Full reviewWebsite
M

MoneyWiz

Personal Finance

Simple and powerful personal finance app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: EveryDollar the free version has no bank connection, so every transaction is entered by hand; MoneyWiz there is no free tier; every plan requires a subscription
  • They diverge on capability: EveryDollar covers Zero-based budgeting, MoneyWiz covers Expense tracking.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which EveryDollar and MoneyWiz actually diverge.

Attributes where EveryDollar and MoneyWiz differ
AttributeEveryDollarMoneyWiz
Founded20142011

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), platforms (Web, IOS, Android), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EveryDollar

  • Zero-based budgeting
  • Transaction tracking
  • Budget planning
  • Financial insights

Only in MoneyWiz

  • Expense tracking
  • Budget management
  • Multi-currency support
  • Financial analytics
  • Credit cards

Both cover

  • Bank accounts
  • Web support
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

EveryDollar

  • Zero based monthly budgeting using the Ramsey methodnot MoneyWiz
  • Tracking bills and sinking funds by categorynot MoneyWiz
  • Automatically importing bank transactions into a budget on Premiumnot MoneyWiz

MoneyWiz

  • Tracking personal accounts, budgets and bills across iOS, macOS, Windows and Androidnot EveryDollar
  • Syncing one finance database across multiple devices through MoneyWiz Cloudnot EveryDollar
  • Automatically importing transactions through bank syncnot EveryDollar

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EveryDollar

  • The free version has no bank connection, so every transaction is entered by hand
  • CSV export of budget data is Premium only
  • Spending reports and historical comparisons are Premium only
  • Premium costs $17.99 per month billed monthly, and the $6.67 headline rate requires paying $79.99 for a year up front
  • The free trial lasts 14 days and is limited to new users

MoneyWiz

  • There is no free tier; every plan requires a subscription
  • Bank sync with over 40,000 banks is Premium only, at 59.99 USD a year or 5.99 USD a month
  • The Standard plan at 29.99 USD a year provides only cloud sync between devices, with no bank sync
  • Subscriptions cap usage at 15 devices and two MoneyWiz Cloud accounts
  • Priority support is restricted to the Premium tier

Pricing, plan by plan

EveryDollar

Free
  • EveryDollar FreeFree
    • monthly budget creation
    • unlimited custom categories
    • manual transaction tracking
  • EveryDollar Premium Annual$79.99/year
    • automatic bank connectivity
    • transaction imports
    • custom reports
  • EveryDollar Premium Monthly$17.99/month
    • automatic bank connectivity
    • transaction imports
    • custom reports

MoneyWiz

Free
  • FreeFree
    • Basic expense tracking
    • Multiple accounts
  • Premium$4.99/month
    • Advanced analytics
    • Budget forecasting
    • Custom categories

Which should you pick?

Choose EveryDollar if

  • You need zero-based budgeting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want transaction tracking.
EveryDollar review

Choose MoneyWiz if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want budget management.
MoneyWiz review

Questions people ask

Is EveryDollar or MoneyWiz better?
Neither clearly leads. EveryDollar starts at Free and MoneyWiz at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EveryDollar or MoneyWiz?
EveryDollar starts at Free and MoneyWiz at Free.
Does EveryDollar or MoneyWiz run on more platforms?
Both run on Web, IOS, Android, so platform support will not decide this one for you.
Can I use EveryDollar for free?
Both have a free tier, so you can try either at no cost before committing.
What is EveryDollar best used for?
EveryDollar is most often used for zero based monthly budgeting using the ramsey method, tracking bills and sinking funds by category, automatically importing bank transactions into a budget on premium. Of those, zero based monthly budgeting using the ramsey method and tracking bills and sinking funds by category are not what MoneyWiz is typically brought in for.
What can EveryDollar do that MoneyWiz cannot?
EveryDollar covers Zero-based budgeting, Transaction tracking, Budget planning, Financial insights. MoneyWiz covers Expense tracking, Budget management, Multi-currency support, Financial analytics. Both handle Bank accounts, Web support, IOS support, Android support.

Answered from the vendors’ own pages

EveryDollar: What is the cost of EveryDollar Premium?

EveryDollar Premium costs $79.99 per year when billed annually ($6.67/month) or $17.99 per month when billed monthly.

Source
EveryDollar: Is there a free version of EveryDollar?

Yes. EveryDollar offers a free version with no time limit that includes monthly budget creation, unlimited custom categories, manual transaction tracking, and device access.

Source
EveryDollar: Can you cancel EveryDollar Premium anytime?

Yes. Premium subscribers can cancel anytime through account settings and downgrade to the free version instead of deleting the account.

Source
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