Softwr

Software · head to head

Divvy vs Sage 50

Divvy logo

Divvy

Software

Free expense management and corporate cards

From
Free
Rated
-
Sage 50 logo

Sage 50

Software

Powerful desktop accounting for small businesses

From
$29/month
Rated
-

The short version

  • Only Divvy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Sage 50 sage 50 tiers as captured in 2022: Pro Accounting $595/year for 1 user, Premium Accounting $970/year for 1-5 users with multi-company support, Quantum Accounting $1,610/year for larger teams
  • They diverge on capability: Divvy covers Corporate cards, Sage 50 covers General ledger.

Where they differ

Only the attributes on which Divvy and Sage 50 actually diverge.

Attributes where Divvy and Sage 50 differ
AttributeDivvySage 50
Starting priceFree$29/month
Pricing modelfreesubscription
Free tierYesNo
PlatformsWeb, Ios, AndroidWindows
Founded20161981

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • QuickBooks
  • NetSuite
  • Oracle

Only in Sage 50

  • General ledger
  • Invoicing
  • Inventory management
  • Job costing
  • Budgeting
  • Microsoft 365
  • Salesforce
  • Local encryption

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot Sage 50
  • Automating expense reports and receipt capturenot Sage 50
  • Syncing card spend into accounting softwarenot Sage 50

Sage 50

  • Desktop accountingnot Divvy
  • Job costingnot Divvy
  • Inventory trackingnot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Sage 50

  • Sage 50 tiers as captured in 2022: Pro Accounting $595/year for 1 user, Premium Accounting $970/year for 1-5 users with multi-company support, Quantum Accounting $1,610/year for larger teams

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

Sage 50

$29/month
  • Pro Accounting$50/month
    • Core accounting
    • 1 user
    • Basic reports
  • Premium Accounting$85/month
    • 5 users
    • Job costing
    • Inventory

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.

Choose Sage 50 if

  • You need general ledger.
  • You work on Windows.
  • You also want invoicing.

Questions people ask

Is Divvy or Sage 50 better?
Neither clearly leads. Divvy starts at Free and Sage 50 at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or Sage 50?
Divvy has a free tier; the other does not. Paid plans start at Free for Divvy and $29/month for Sage 50.
Does Divvy or Sage 50 run on more platforms?
Divvy runs on Web, Ios, Android. Sage 50 runs on Windows.
Can I use Divvy for free?
Yes. Divvy has a free tier, so you can try it without paying. Sage 50 starts at $29/month.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Sage 50 is typically brought in for.
What can Divvy do that Sage 50 cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility. Sage 50 covers General ledger, Invoicing, Inventory management, Job costing.

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