Is Dinero or Ottimate better?

Neither clearly leads. Dinero starts at Free and Ottimate at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Dinero or Ottimate?

Dinero has a free tier; the other does not. Paid plans start at Free for Dinero and On request for Ottimate.

Does Dinero or Ottimate run on more platforms?

Dinero runs on Web. Ottimate runs on Web, iOS, Android.

Can I use Dinero for free?

Yes. Dinero has a free tier, so you can try it without paying. Ottimate starts at On request.

What is Dinero best used for?

Dinero is most often used for small business accounting. Of those, small business accounting is not what Ottimate is typically brought in for.

What can Dinero do that Ottimate cannot?

Ottimate covers Line-item invoice capture, GL coding, Approval routing, Supplier payments.

Accounting · head to head

Dinero vs Ottimate

Dinero

Accounting

Danish accounting software for small businesses and self-employed

From: Free
Rated: -

Full review Website

Ottimate

Accounting

Invoice capture and accounts payable automation trained on food and beverage distributor formats

From: On request
Rated: -

Full review Website

The short version

Only Dinero has a free tier, so it costs nothing to try first.
Each has a real cost: Dinero free tier only for turnover under 100,000 DKK annually; Ottimate nothing is published about price, and quotes are structured by location and invoice volume, so a group with a few high-volume sites and one with many low-volume sites can receive very different numbers for the same total spend
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Dinero and Ottimate actually diverge.

Attributes where Dinero and Ottimate differ
Attribute	Dinero	Ottimate
Starting price	Free	On request
Pricing model	freemium	quote
Free tier	Yes	No
Platforms	Web	Web, iOS, Android

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Dinero

Nothing recorded that Ottimate does not also cover.

Only in Ottimate

Line-item invoice capture
GL coding
Approval routing
Supplier payments
Price change alerts
Purchase order matching
Digital invoice retrieval

What people use each for

The jobs each tool is most often brought in to do.

Dinero

Small business accountingnot Ottimate

Ottimate

A 40 site restaurant group whose bookkeepers key distributor invoices line by line to track food costnot Dinero
An operator that wants to know within a week when a supplier raises the price of an item outside the contracted schedulenot Dinero
A hotel group standardising accounts payable approvals across properties that each have their own general manager sign-off rulesnot Dinero
A finance team migrating from paper invoice files that needs digital retrieval from supplier portals rather than chasing branches for copiesnot Dinero

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Dinero

Free tier only for turnover under 100,000 DKK annually
Monthly billing costs 52 DKK more than annual on Starter+

Ottimate

Nothing is published about price, and quotes are structured by location and invoice volume, so a group with a few high-volume sites and one with many low-volume sites can receive very different numbers for the same total spend
The line-item extraction advantage is trained on food and beverage distributor formats, so accuracy on long-tail suppliers, service invoices and one-off vendors falls back to general OCR and needs human review
It is an accounts payable layer, not an inventory or recipe costing system, so operators still need Restaurant365 or an equivalent for true plate costing and the value depends on that integration behaving
The company has rebranded once already from Plate IQ, and much of the third party comparison material still uses the old name or wrongly attributes it to AvidXchange, which makes independent due diligence unusually hard
Payment execution through the platform introduces a dependency on Ottimate for supplier relationships, and moving away later means re-establishing payment details with every vendor rather than simply exporting data

Pricing, plan by plan

Dinero

Free

StarterFree
- For businesses with turnover under 100,000 DKK annually
- Basic accounting functions
- Limited advisor guidance
Starter+$245/month
- Unlimited turnover
- Ad-free invoices
- 297 DKK if monthly billing
Pro$345/month
- Automatic booking suggestions
- Full bookkeeping support 8-22 daily
- 24/7 AI support
Total$545/month
- Annual financial statements included
- Prioritized chat support
- Unlimited risk and credit assessments

Ottimate

On request

Ottimate$undefined/year
- Quoted by location count and invoice volume
- Payment rails may carry separate transaction charges
- Implementation and accounting system integration scoped separately

Which should you pick?

Choose Dinero if

You want to start without paying.

Dinero review

Choose Ottimate if

You need line-item invoice capture.
You work on Web, iOS, Android.
You also want gl coding.

Ottimate review

Questions people ask

Is Dinero or Ottimate better?: Neither clearly leads. Dinero starts at Free and Ottimate at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Dinero or Ottimate?: Dinero has a free tier; the other does not. Paid plans start at Free for Dinero and On request for Ottimate.
Does Dinero or Ottimate run on more platforms?: Dinero runs on Web. Ottimate runs on Web, iOS, Android.
Can I use Dinero for free?: Yes. Dinero has a free tier, so you can try it without paying. Ottimate starts at On request.
What is Dinero best used for?: Dinero is most often used for small business accounting. Of those, small business accounting is not what Ottimate is typically brought in for.
What can Dinero do that Ottimate cannot?: Ottimate covers Line-item invoice capture, GL coding, Approval routing, Supplier payments.

Answered from the vendors’ own pages

Dinero: How much does Dinero cost?

Dinero offers a free Starter plan for businesses under 100,000 DKK annual turnover. Starter+ is 245 DKK/month (yearly) or 297 DKK/month (monthly billing). Pro is 345 DKK/month, and Total is 545 DKK/month.

Source

Ottimate: Is Ottimate owned by AvidXchange?

No. Ottimate is the rebranded Plate IQ and operates as an independent venture-backed company. AvidXchange is a competitor, not the parent.

Dinero: Is Dinero free?

Yes, Dinero offers a free Starter plan for businesses with annual turnover under 100,000 DKK, including basic accounting and limited advisor guidance.

Source

Ottimate: What was it called before?

Plate IQ. The company kept the same product and renamed it Ottimate.

Dinero: What discount does Dinero offer for multiple businesses?

A 33% discount applies when managing multiple businesses with Pro or Total subscriptions.

Source

Ottimate: Does it work outside restaurants?

It will process any invoice, but the line-item extraction accuracy that justifies the price is tuned to food and beverage distributors. Other industries should test carefully before committing.

Ottimate: Does it replace Restaurant365?

No. It handles invoice capture, approval and payment. Recipe costing and restaurant-specific inventory stay in Restaurant365 or an equivalent.

Dinero vs Ottimate

Dinero

Ottimate

The short version

Where they differ

What each one covers

Only in Dinero

Only in Ottimate

What people use each for

Dinero

Ottimate

Where each one falls short

Dinero

Ottimate

Pricing, plan by plan

Dinero

Ottimate

Which should you pick?

Choose Dinero if

Choose Ottimate if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Dinero

More on Ottimate

Keep looking

Other head to heads