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Software · head to head

Cursor vs Fathom

Cursor logo

Cursor

Software

The AI-first code editor

From
Free
Rated
-
Full reviewWebsite
Fathom logo

Fathom

Software

Free AI meeting assistant

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Cursor cannot work fully offline; AI features require internet connection; Fathom team plan requires minimum 2 users; cannot purchase single seat at team pricing
  • They diverge on capability: Cursor covers AI code completion, Fathom covers Auto-recording.

Where they differ

Only the attributes on which Cursor and Fathom actually diverge.

Attributes where Cursor and Fathom differ
AttributeCursorFathom
PlatformsWindows, Macos, LinuxWeb, Zoom, Google Meet, Microsoft Teams
Founded20222020

Identical on both: starting price (Free), pricing model (Unknown), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Cursor

  • AI code completion
  • Natural language editing
  • Codebase chat
  • Multi-file editing
  • Code generation
  • Bug fixing assistance
  • Refactoring suggestions
  • AI pair programming

Only in Fathom

  • Auto-recording
  • AI summaries
  • Transcription
  • Highlight clips
  • Zoom
  • Google Meet
  • HubSpot
  • Salesforce

What people use each for

The jobs each tool is most often brought in to do.

Cursor

  • AI-assisted codingnot Fathom
  • Code generationnot Fathom
  • Bug fixingnot Fathom
  • Refactoringnot Fathom
  • Learning new codebasesnot Fathom
  • Rapid prototypingnot Fathom

Fathom

  • AI-powered meeting transcription and automatic note-taking for sales teams and professionalsnot Cursor
  • Meeting analysis with AI scorecards and action item generation that syncs to CRMsnot Cursor

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Cursor

  • Cannot work fully offline; AI features require internet connection
  • Local models require requests to route through Cursor's backend, not true localhost support
  • Free tier capped at 2,000 completions per month
  • Codebase indexing uploads code chunks to compute embeddings, with file caching handled server-side

Fathom

  • Team plan requires minimum 2 users; cannot purchase single seat at team pricing
  • CRM field sync and deal view summaries available only on Business plan ($34/user/month) and above

Pricing, plan by plan

Cursor

Free
  • HobbyFree
    • 2,000 completions/month
    • 50 slow premium requests
    • Basic autocomplete
  • Pro$20/month
    • Unlimited completions
    • 500 fast premium requests
    • Composer multi-file editor
  • Pro+$60/month
    • 3x Pro limits on Agent requests
    • Priority feature access
  • Teams Standard$40/user/month
    • All Individual Pro features
    • Centralized billing
    • SAML/OIDC SSO

Fathom

Free

No published plan breakdown. See the Fathom review.

Which should you pick?

Choose Cursor if

  • You need ai code completion.
  • You want to start without paying.
  • You work on Windows, Macos, Linux.
  • You also want natural language editing.
Cursor review

Choose Fathom if

  • You need auto-recording.
  • You want to start without paying.
  • You work on Web, Zoom, Google Meet, Microsoft Teams.
  • You also want ai summaries.
Fathom review

Questions people ask

Is Cursor or Fathom better?
Neither clearly leads. Cursor starts at Free and Fathom at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Cursor or Fathom?
Cursor starts at Free and Fathom at Free.
Does Cursor or Fathom run on more platforms?
Cursor runs on Windows, Macos, Linux. Fathom runs on Web, Zoom, Google Meet, Microsoft Teams.
Can I use Cursor for free?
Both have a free tier, so you can try either at no cost before committing.
What is Cursor best used for?
Cursor is most often used for ai-assisted coding, code generation, bug fixing, refactoring. Of those, ai-assisted coding and code generation are not what Fathom is typically brought in for.
What can Cursor do that Fathom cannot?
Cursor covers AI code completion, Natural language editing, Codebase chat, Multi-file editing. Fathom covers Auto-recording, AI summaries, Transcription, Highlight clips.

Answered from the vendors’ own pages

Cursor: What's included in Cursor's free tier and what are its limits?

The free Hobby plan provides 2,000 completions per month and 50 slow premium requests, with access to basic autocomplete features. Codebase-wide indexing and the Composer multi-file editor are not available on the free plan.

Source
Cursor: Does Cursor require an internet connection to edit code?

While Cursor can open and edit files locally, its AI features including autocomplete, chat, agents, and codebase-aware reasoning require internet access to cloud-hosted models.

Source
Cursor: Can I use Cursor with local models running on my machine?

Cursor can integrate with local models, but requests still route through Cursor's backend for prompt building. True localhost mode without external endpoints is not supported. The paid plan ($20+/month) is required to use local models.

Source
Cursor: What privacy controls does Cursor offer?

Cursor offers Privacy Mode (enabled on paid Team plans) which prevents customer data from being used for model training, with zero data retention agreements with all AI providers. When disabled, Cursor may use codebase data to improve features.

Source
Cursor: What are the differences between Pro and Pro+ plans?

Pro ($20/month) includes unlimited completions and 500 fast premium requests, while Pro+ ($60/month) provides 3x those request limits, priority feature access, and extended Agent capabilities.

Source
Cursor: Does Cursor support SSO and on which plan?

SSO with SAML/OIDC is included on Teams Standard ($40/user/month) and higher plans, with full team administration and audit logs.

Source
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