Softwr

Software Development · head to head

Cursor vs Factory

Cursor logo

Cursor

Software Development

The AI-first code editor

From
Free
Rated
-
Full reviewWebsite
F

Factory

Software Development

The autonomy stack for enterprise teams

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Cursor has a free tier, so it costs nothing to try first.
  • Each has a real cost: Cursor cannot work fully offline; AI features require internet connection; Factory the $100 per month Plus tier only grants about 5 times the usage of the $20 Pro tier, so usage scales sub-linearly with price, as of August 2026.

Where they differ

Only the attributes on which Cursor and Factory actually diverge.

Attributes where Cursor and Factory differ
AttributeCursorFactory
Starting priceFreeOn request
Pricing modelUnknownsubscription
Free tierYesNo
PlatformsWindows, Macos, LinuxWeb
Founded2022Unknown

Identical on both: user rating (Not yet rated), category (Software Development).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Cursor

  • AI code completion
  • Natural language editing
  • Codebase chat
  • Multi-file editing
  • Code generation
  • Bug fixing assistance
  • Refactoring suggestions
  • AI pair programming

Only in Factory

Nothing recorded that Cursor does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Cursor

  • AI-assisted codingnot Factory
  • Code generationnot Factory
  • Bug fixingnot Factory
  • Refactoringnot Factory
  • Learning new codebasesnot Factory
  • Rapid prototypingnot Factory

Factory

No use cases recorded yet. See the Factory review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Cursor

  • Cannot work fully offline; AI features require internet connection
  • Local models require requests to route through Cursor's backend, not true localhost support
  • Free tier capped at 2,000 completions per month
  • Codebase indexing uploads code chunks to compute embeddings, with file caching handled server-side

Factory

  • The $100 per month Plus tier only grants about 5 times the usage of the $20 Pro tier, so usage scales sub-linearly with price, as of August 2026.

Pricing, plan by plan

Cursor

Free
  • HobbyFree
    • 2,000 completions/month
    • 50 slow premium requests
    • Basic autocomplete
  • Pro$20/month
    • Unlimited completions
    • 500 fast premium requests
    • Composer multi-file editor
  • Pro+$60/month
    • 3x Pro limits on Agent requests
    • Priority feature access
  • Teams Standard$40/user/month
    • All Individual Pro features
    • Centralized billing
    • SAML/OIDC SSO

Factory

On request

No published plan breakdown. See the Factory review.

Which should you pick?

Choose Cursor if

  • You need ai code completion.
  • You want to start without paying.
  • You work on Windows, Macos, Linux.
  • You also want natural language editing.
Cursor review

Choose Factory if

Nothing in the data separates Factory from Cursor on the points above - pick on price and on how each one feels to use.

Factory review

Questions people ask

Is Cursor or Factory better?
Neither clearly leads. Cursor starts at Free and Factory at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Cursor or Factory?
Cursor has a free tier; the other does not. Paid plans start at Free for Cursor and On request for Factory.
Does Cursor or Factory run on more platforms?
Cursor runs on Windows, Macos, Linux. Factory runs on Web.
Can I use Cursor for free?
Yes. Cursor has a free tier, so you can try it without paying. Factory starts at On request.
What is Cursor best used for?
Cursor is most often used for ai-assisted coding, code generation, bug fixing, refactoring. Of those, ai-assisted coding and code generation are not what Factory is typically brought in for.
What can Cursor do that Factory cannot?
Cursor covers AI code completion, Natural language editing, Codebase chat, Multi-file editing.

Answered from the vendors’ own pages

Cursor: What's included in Cursor's free tier and what are its limits?

The free Hobby plan provides 2,000 completions per month and 50 slow premium requests, with access to basic autocomplete features. Codebase-wide indexing and the Composer multi-file editor are not available on the free plan.

Source
Cursor: Does Cursor require an internet connection to edit code?

While Cursor can open and edit files locally, its AI features including autocomplete, chat, agents, and codebase-aware reasoning require internet access to cloud-hosted models.

Source
Cursor: Can I use Cursor with local models running on my machine?

Cursor can integrate with local models, but requests still route through Cursor's backend for prompt building. True localhost mode without external endpoints is not supported. The paid plan ($20+/month) is required to use local models.

Source
Cursor: What privacy controls does Cursor offer?

Cursor offers Privacy Mode (enabled on paid Team plans) which prevents customer data from being used for model training, with zero data retention agreements with all AI providers. When disabled, Cursor may use codebase data to improve features.

Source
Cursor: What are the differences between Pro and Pro+ plans?

Pro ($20/month) includes unlimited completions and 500 fast premium requests, while Pro+ ($60/month) provides 3x those request limits, priority feature access, and extended Agent capabilities.

Source
Cursor: Does Cursor support SSO and on which plan?

SSO with SAML/OIDC is included on Teams Standard ($40/user/month) and higher plans, with full team administration and audit logs.

Source
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Cursor

More on Factory

Keep looking

Other head to heads