Softwr

APIs · head to head

Convoy vs Salt Edge

Convoy logo

Convoy

APIs

Open source webhooks gateway you self-host, handling both sending and receiving

From
Free
Rated
-
Full reviewWebsite
Salt Edge logo

Salt Edge

APIs

Independent open banking aggregator covering Europe by PSD2 API and other markets by direct connection

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Convoy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Convoy the default deployment is self-hosted, so you operate Convoy plus Postgres and Redis and carry the on-call burden for the system that delivers your customers' events.; Salt Edge coverage outside regulated open banking markets is not all direct bank API, and connections that are not regulated interfaces break when a bank changes its systems, so a headline country count overstates the reliability you will actually experience.
  • They diverge on capability: Convoy covers Inbound and outbound, Salt Edge covers Account information.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Convoy and Salt Edge actually diverge.

Attributes where Convoy and Salt Edge differ
AttributeConvoySalt Edge
Starting priceFreeOn request
Pricing modelPer month, flat rate regardless of volumequote
Free tierYesNo
PlatformsLinux, Docker, Kubernetes, CloudWeb, API

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Convoy

  • Inbound and outbound
  • Broker-driven ingestion
  • Payload transformation
  • Portal links
  • Circuit breaking
  • Retry policies
  • OpenTelemetry export
  • Role-based access control

Only in Salt Edge

  • Account information
  • Payment initiation
  • Wide country coverage
  • Open Banking Gateway
  • Categorisation and enrichment
  • Consent management
  • Partner and white label
  • Sandbox

What people use each for

The jobs each tool is most often brought in to do.

Convoy

  • A fintech that cannot route customer webhook traffic through a third-party SaaS for compliance reasonsnot Salt Edge
  • A high-volume platform for which per-message webhook pricing costs more than the flat premium licencenot Salt Edge
  • A team that also receives webhooks from many providers and wants ingestion, verification and deduplication in the same gatewaynot Salt Edge
  • An engineering group that wants webhook delivery driven directly from an existing Kafka or SQS topicnot Salt Edge

Salt Edge

  • A lender operating across several European and non-EU markets that needs one aggregation contract rather than a different provider per countrynot Convoy
  • A fintech that wants an aggregator not owned by a card network because its use case competes with card productsnot Convoy
  • An accounting or treasury product that needs bank feeds in markets the large aggregators do not servenot Convoy
  • A bank that must publish PSD2-compliant APIs and would rather buy the compliance layer than build itnot Convoy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Convoy

  • The default deployment is self-hosted, so you operate Convoy plus Postgres and Redis and carry the on-call burden for the system that delivers your customers' events.
  • Frain Technologies is a small startup, and putting customer-facing delivery infrastructure on it means accepting real vendor continuity risk on a component that is hard to swap out quickly.
  • The premium tier at a flat 999 US dollars a month is poor value below substantial volume, while the community edition omits the portal, transformations and RBAC that most production deployments end up wanting.
  • The hosted cloud trial is capped at one project and 100 events a day, which is too small to properly evaluate the service before committing.
  • Documentation and the third-party ecosystem are thinner than the established webhook services, so unusual configurations often mean reading the Go source.

Salt Edge

  • Coverage outside regulated open banking markets is not all direct bank API, and connections that are not regulated interfaces break when a bank changes its systems, so a headline country count overstates the reliability you will actually experience.
  • Pricing is not published and is usage-based, so two providers cannot be compared without running both sales processes, and cost grows with the connected user base rather than with revenue.
  • Support and engineering are distributed across Eastern Europe and Canada, and buyers in other time zones report slower turnaround on connection-specific breakages than they get from a domestic provider.
  • PSD2 consent rules require customers to reauthenticate periodically, and Salt Edge cannot change that, so any product depending on continuous data must design for consent expiry and the drop-off it causes.
  • United States coverage is weaker than Plaid or Mastercard Open Banking, so a company with meaningful US volume ends up running two aggregators and normalising between them.

Pricing, plan by plan

Convoy

Free
  • CommunityFree
    • Self-hosted open source gateway
    • Inbound and outbound webhooks
    • Automatic retries and message broker support
  • Premium$999/month
    • Flat rate irrespective of message volume
    • Portal links and payload transformation
    • RBAC, circuit breaking and white labelling
  • Enterprise$undefined/year
    • SAML SSO
    • Dedicated support with SLA
    • On-premises deployment assistance
  • Cloud$undefined/month
    • Hosted by Convoy
    • 14 day trial limited to one project and 100 events a day
    • Usage-based tiers above the trial

Salt Edge

On request
  • Salt Edge Open Banking API$undefined/year
    • Account information and payment initiation
    • Coverage across 50 plus countries
    • Consent management and enrichment

Which should you pick?

Choose Convoy if

  • You need inbound and outbound.
  • You want to start without paying.
  • You work on Linux, Docker, Kubernetes, Cloud.
  • You also want broker-driven ingestion.
Convoy review

Choose Salt Edge if

  • You need account information.
  • You work on Web, API.
  • You also want payment initiation.
Salt Edge review

Questions people ask

Is Convoy or Salt Edge better?
Neither clearly leads. Convoy starts at Free and Salt Edge at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Convoy or Salt Edge?
Convoy has a free tier; the other does not. Paid plans start at Free for Convoy and On request for Salt Edge.
Does Convoy or Salt Edge run on more platforms?
Convoy runs on Linux, Docker, Kubernetes, Cloud. Salt Edge runs on Web, API.
Can I use Convoy for free?
Yes. Convoy has a free tier, so you can try it without paying. Salt Edge starts at On request.
What is Convoy best used for?
Convoy is most often used for a fintech that cannot route customer webhook traffic through a third-party saas for compliance reasons, a high-volume platform for which per-message webhook pricing costs more than the flat premium licence, a team that also receives webhooks from many providers and wants ingestion, verification and deduplication in the same gateway, an engineering group that wants webhook delivery driven directly from an existing kafka or sqs topic. Of those, a fintech that cannot route customer webhook traffic through a third-party saas for compliance reasons and a high-volume platform for which per-message webhook pricing costs more than the flat premium licence are not what Salt Edge is typically brought in for.
What can Convoy do that Salt Edge cannot?
Convoy covers Inbound and outbound, Broker-driven ingestion, Payload transformation, Portal links. Salt Edge covers Account information, Payment initiation, Wide country coverage, Open Banking Gateway.

Answered from the vendors’ own pages

Convoy: Is Convoy really open source?

Yes, the community edition is open source and self-hostable, covering both inbound and outbound webhooks with retries.

Salt Edge: Who owns Salt Edge?

It is independently owned, unlike Tink (Visa), Finicity (Mastercard) or Yodlee (Envestnet), which matters if your use case competes with the owner.

Convoy: What does premium cost?

A flat 999 US dollars a month, self-hosted, regardless of message volume.

Salt Edge: Is all coverage direct bank API?

No. Inside PSD2 markets connections use regulated APIs; elsewhere coverage relies on direct connections whose reliability depends on the bank not changing its systems. Ask for a per-institution answer.

Convoy: Does it receive webhooks as well as send them?

Yes, inbound ingestion with verification and deduplication is a first-class feature, unlike most webhook services.

Salt Edge: Does it do payments as well as data?

Yes, payment initiation is supported in European markets where PSD2 applies.

Convoy: Do I have to self-host?

No, there is a hosted cloud, but the trial is capped at 100 events a day and self-hosting is the primary model.

Salt Edge: What does it cost?

Not published. Pricing is usage-based and quoted, though the sandbox is free.

Share

Related pages

More on Convoy

More on Salt Edge

Keep looking

Other head to heads