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Proposals · head to head

Cone vs FloQast

Cone logo

Cone

Proposals

Proposal to payment software for accounting and bookkeeping firms, with engagement letters and direct debit

From
On request
Rated
-
Full reviewWebsite
FloQast logo

FloQast

Accounting

Close management software for accounting teams

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Cone the product is shaped around accountancy engagements, so a freelancer or agency outside professional services pays for engagement letter and compliance features they will never open.; FloQast no pricing is published, and the vendor states packages scale with business outcomes rather than seat count, which gives a buyer no unit to estimate against
  • They diverge on capability: Cone covers Engagement letters, FloQast covers Close management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Cone and FloQast actually diverge.

Attributes where Cone and FloQast differ
AttributeConeFloQast
Starting priceOn request$29/month
Pricing modelquotesubscription
CategoryProposalsAccounting
FoundedUnknown2013

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Cone

  • Engagement letters
  • Electronic signature
  • Recurring billing
  • Direct debit collection
  • Scope creep flagging
  • Service line templates
  • Client onboarding tasks

Only in FloQast

  • Close management
  • Reconciliation
  • Flux analysis
  • Audit prep
  • Team collaboration
  • NetSuite
  • QuickBooks
  • Sage

What people use each for

The jobs each tool is most often brought in to do.

Cone

  • A bookkeeping practice moving clients from ad hoc invoicing onto signed recurring fee agreementsnot FloQast
  • An accountancy firm that needs engagement letter wording attached to every proposal for compliance reasonsnot FloQast
  • A practice losing revenue to out of scope work that is never billed because nobody notices itnot FloQast
  • Standardising pricing across a firm so that partners stop quoting the same service at different ratesnot FloQast

FloQast

  • Managing the accounting close with checklists and reconciliationsnot Cone
  • Automating account reconciliation and compliance workflowsnot Cone

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Cone

  • The product is shaped around accountancy engagements, so a freelancer or agency outside professional services pays for engagement letter and compliance features they will never open.
  • Recurring collection depends on which payment rails are supported in your country, and direct debit coverage varies enough that the headline benefit may not apply to your client base.
  • Practice management integration is shallower than the incumbents, so client records often exist in two systems and have to be reconciled.
  • Pricing is not published, which makes it hard to compare against a general proposal tool without entering a sales process first.
  • As a younger vendor in a market that consolidates through acquisition, roadmap continuity carries more risk than choosing an established practice software supplier.

FloQast

  • No pricing is published, and the vendor states packages scale with business outcomes rather than seat count, which gives a buyer no unit to estimate against
  • The product is split into five separately packaged solution categories
  • Every route to a figure runs through a personalised demo

Pricing, plan by plan

Cone

On request
  • Cone$undefined/year
    • Proposals and engagement letters
    • Electronic signature
    • Recurring billing and direct debit mandates

FloQast

$29/month
  • StandardFree
    • Custom pricing
    • Close management
    • Reconciliation

Which should you pick?

Choose Cone if

  • You need engagement letters.
  • You also want electronic signature.
Cone review

Choose FloQast if

  • You need close management.
  • You also want reconciliation.
FloQast review

Questions people ask

Is Cone or FloQast better?
Neither clearly leads. Cone starts at On request and FloQast at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Cone or FloQast?
Cone starts at On request and FloQast at $29/month.
Does Cone or FloQast run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is Cone best used for?
Cone is most often used for a bookkeeping practice moving clients from ad hoc invoicing onto signed recurring fee agreements, an accountancy firm that needs engagement letter wording attached to every proposal for compliance reasons, a practice losing revenue to out of scope work that is never billed because nobody notices it, standardising pricing across a firm so that partners stop quoting the same service at different rates. Of those, a bookkeeping practice moving clients from ad hoc invoicing onto signed recurring fee agreements and an accountancy firm that needs engagement letter wording attached to every proposal for compliance reasons are not what FloQast is typically brought in for.
What can Cone do that FloQast cannot?
Cone covers Engagement letters, Electronic signature, Recurring billing, Direct debit collection. FloQast covers Close management, Reconciliation, Flux analysis, Audit prep.

Answered from the vendors’ own pages

Cone: Is this only for accountants?

It is designed for accounting and bookkeeping firms. Other professional services firms use it, but general freelancers will find most of it irrelevant.

FloQast: How much does FloQast cost?

FloQast does not publish specific pricing with dollar amounts. Instead, the company offers customized packages that scale with business outcomes rather than seat count. Pricing is tailored to each organization's unique needs, scope, and scale.

Source
Cone: Does it handle recurring fees?

Yes, and that is the main reason firms adopt it. Acceptance creates the fee schedule and the collection mandate together.

FloQast: Does FloQast charge per user?

No. FloQast explicitly states 'No Per-User Fees. Pricing Built Around Value, Not Headcount.' The company's pricing is customized to organizational requirements rather than based on the number of users.

Source
Cone: How are payments collected?

Through supported card and direct debit providers, whose processing fees apply on top of the subscription.

FloQast: What is FloQast's pricing model?

FloQast uses a value-based pricing approach with customizable packages across solutions like Close Management, Compliance & Risk, Financial Reporting, and AI Automation. Each organization receives a personalized pricing recommendation based on their unique challenges and objectives.

Source
Cone: What is scope creep flagging?

It compares work performed against the scope agreed in the proposal and surfaces the difference so it can be billed rather than absorbed.

Cone: Is pricing published?

Not in a form that can be quoted reliably. Expect a sales conversation before you can compare it on cost.

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