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Restaurants · head to head

Clover vs Mollie

Clover logo

Clover

Restaurants

Point of sale system that grows with your business

From
$29/month
Rated
-
Full reviewWebsite
Mollie logo

Mollie

E-Commerce

European payment service provider with published per-transaction rates and no monthly fee on the online plan

From
£0.3/transaction
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Clover the App Store listing (Clover Network, Inc) requires an existing Clover merchant account to use the app at all; there is no self-serve signup or published subscription price inside the listing, confirming the product is sold only through merchant onboarding contracts; Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
  • They diverge on capability: Clover covers POS system, Mollie covers Local payment methods.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Clover and Mollie actually diverge.

Attributes where Clover and Mollie differ
AttributeCloverMollie
Starting price$29/month£0.3/transaction
Pricing modelsubscriptionPer transaction by payment method
PlatformsHardware, Ios, AndroidWeb, iOS, Android, API
CategoryRestaurantsE-Commerce
Founded2012Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Clover

  • POS system
  • Payment processing
  • Inventory management
  • Employee management
  • Reporting
  • QuickBooks
  • Yelp
  • Gusto

Only in Mollie

  • Local payment methods
  • Published rate card
  • Hosted checkout and payment links
  • Subscriptions API
  • Point of sale terminals
  • Plugin ecosystem
  • Multicurrency settlement

What people use each for

The jobs each tool is most often brought in to do.

Clover

  • Point of salenot Mollie
  • Payment processingnot Mollie
  • Business managementnot Mollie

Mollie

  • A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Clover
  • A small merchant that wants published pricing rather than a sales call before it can model card costsnot Clover
  • A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Clover
  • A marketplace or platform that needs one integration covering the main European local methodsnot Clover

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Clover

  • The App Store listing (Clover Network, Inc) requires an existing Clover merchant account to use the app at all; there is no self-serve signup or published subscription price inside the listing, confirming the product is sold only through merchant onboarding contracts

Mollie

  • Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
  • Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
  • The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
  • Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
  • The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.

Pricing, plan by plan

Clover

$29/month
  • StarterFree
    • Mobile payments
    • Basic reporting
  • Standard$14.95/month
    • Full POS
    • Employee management
    • Inventory

Mollie

£0.3/transaction
  • Online paymentsFree
    • No monthly fee
    • UK domestic consumer cards 1.20% + 20p
    • European and commercial cards 2.90% + 20p
  • In person, pay as you goFree
    • No monthly commitment
    • Per-transaction terminal rates
    • One terminal
  • In person, Pro$20/month
    • Lower per-transaction terminal rates
    • One-year contract required
    • Each additional terminal 20 pounds per month

Which should you pick?

Choose Clover if

  • You need pos system.
  • You work on Hardware, Ios, Android.
  • You also want payment processing.
Clover review

Choose Mollie if

  • You need local payment methods.
  • You work on Web, iOS, Android, API.
  • You also want published rate card.
Mollie review

Questions people ask

Is Clover or Mollie better?
Neither clearly leads. Clover starts at $29/month and Mollie at £0.3/transaction, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Clover or Mollie?
Clover starts at $29/month and Mollie at £0.3/transaction.
Does Clover or Mollie run on more platforms?
Clover runs on Hardware, Ios, Android. Mollie runs on Web, iOS, Android, API.
What is Clover best used for?
Clover is most often used for point of sale, payment processing, business management. Of those, point of sale and payment processing are not what Mollie is typically brought in for.
What can Clover do that Mollie cannot?
Clover covers POS system, Payment processing, Inventory management, Employee management. Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API.

Answered from the vendors’ own pages

Clover: Does Clover publish pricing on their website?

Pricing is not shown on Clover's main site or dedicated pricing page. To get a quote, you must contact their sales team directly.

Source
Mollie: Does Mollie charge a monthly fee?

Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.

Clover: Do I need a credit card to try Clover?

The site does not disclose whether a trial period exists or what sign-up requirements are. Contact sales to ask whether a free trial is available and what payment information is required.

Source
Mollie: Is iDEAL really a flat fee?

Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.

Mollie: Can I use Mollie outside Europe?

You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.

Mollie: Does Mollie do interchange plus?

Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.

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