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Insurance · head to head

ClaimVantage vs NowCerts

ClaimVantage logo

ClaimVantage

Insurance

Claims management and processing platform

From
On request
Rated
-
Full reviewWebsite
NowCerts logo

NowCerts

Insurance

Agency management system for independent insurance agencies, now sold as Momentum AMP

From
$99/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: ClaimVantage requires Salesforce platform knowledge and integration expertise, adding implementation complexity for non-Salesforce organizations; NowCerts the product was renamed to Momentum AMP in November 2024, so review sites, integration lists and consultant recommendations that still say NowCerts describe a product now sold under a different brand with a different strategy, and buyers checking references need to be sure which era they are hearing about.
  • They diverge on capability: ClaimVantage covers Claim intake and registration, NowCerts covers Policy and client management.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which ClaimVantage and NowCerts actually diverge.

Attributes where ClaimVantage and NowCerts differ
AttributeClaimVantageNowCerts
Starting priceOn request$99/month
Pricing modelsubscriptionPer month by seat band
PlatformsWeb, CloudWeb, iOS, Android
Founded2012Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in ClaimVantage

  • Claim intake and registration
  • Workflow automation
  • Document management
  • Task management
  • Real-time tracking
  • Reporting and analytics
  • Adjuster tools
  • Claimant portal

Only in NowCerts

  • Policy and client management
  • ACORD forms and certificates
  • Commission reconciliation
  • Insured self-service portal
  • Carrier download
  • Momentum Automation Center
  • Momentum Rate

What people use each for

The jobs each tool is most often brought in to do.

ClaimVantage

  • Claims processingnot NowCerts
  • Workflow automationnot NowCerts
  • Adjuster managementnot NowCerts
  • Claims analyticsnot NowCerts

NowCerts

  • A five-person personal lines agency leaving spreadsheets and shared drives that needs certificates and ID cards issued without rekeying datanot ClaimVantage
  • An agency being repriced off Applied Epic or AMS360 that wants comparable core servicing at roughly a third of the seat costnot ClaimVantage
  • A commercial lines agency that issues certificates of insurance constantly and wants insureds pulling their own rather than emailing the account managernot ClaimVantage
  • A newly formed agency that wants an AMS, a comparative rater and lead generation from one vendor rather than stitching three contracts togethernot ClaimVantage

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

ClaimVantage

  • Requires Salesforce platform knowledge and integration expertise, adding implementation complexity for non-Salesforce organizations
  • Primarily designed for life, health, and absence claims; may lack industry-specific features for other insurance types

NowCerts

  • The product was renamed to Momentum AMP in November 2024, so review sites, integration lists and consultant recommendations that still say NowCerts describe a product now sold under a different brand with a different strategy, and buyers checking references need to be sure which era they are hearing about.
  • Accounting is functional but shallow next to AMS360, so agencies that run trust accounting or need detailed general ledger treatment usually keep a separate accounting package and reconcile manually.
  • Commercial lines handling, particularly complex schedules and multi-location risks, is weaker than Applied Epic, which is why larger commercial agencies routinely reject it after a proof of concept.
  • Real onboarding is a paid add-on: professional services run 1,950 dollars a month for a split resource or 2,950 for a dedicated one, plus a 900 dollar onboarding fee, so the headline 99 dollar plan is not the true first-year cost for an agency migrating data.
  • The platform is now stacking separately priced modules, with the automation centre, rating and voice each carrying their own monthly fee, and an agency that wants all of them ends up paying several times the advertised AMS price.

Pricing, plan by plan

ClaimVantage

On request
  • Standard$undefined/month
    • Claim intake
    • Workflow management
    • Document management
  • Enterprise$undefined/month
    • All Standard features
    • Advanced analytics
    • Custom workflows

NowCerts

$99/month
  • Essentials$99/month
    • 1 user included
    • Additional seats 45 USD each
    • Client and policy management
  • Professional$169/month
    • 2 users included
    • Sales pipeline
    • Renewal centre
  • Business$349/month
    • 5 users included
    • Billing and accounting
    • Commission reconciliation
  • Enterprise$undefined/month
    • 50 or more users
    • Quoted
    • Additional seats 45 USD each

Which should you pick?

Choose ClaimVantage if

  • You need claim intake and registration.
  • You work on Web, Cloud.
  • You also want workflow automation.
ClaimVantage review

Choose NowCerts if

  • You need policy and client management.
  • You work on Web, iOS, Android.
  • You also want acord forms and certificates.
NowCerts review

Questions people ask

Is ClaimVantage or NowCerts better?
Neither clearly leads. ClaimVantage starts at On request and NowCerts at $99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, ClaimVantage or NowCerts?
ClaimVantage starts at On request and NowCerts at $99/month.
Does ClaimVantage or NowCerts run on more platforms?
ClaimVantage runs on Web, Cloud. NowCerts runs on Web, iOS, Android.
What is ClaimVantage best used for?
ClaimVantage is most often used for claims processing, workflow automation, adjuster management, claims analytics. Of those, claims processing and workflow automation are not what NowCerts is typically brought in for.
What can ClaimVantage do that NowCerts cannot?
ClaimVantage covers Claim intake and registration, Workflow automation, Document management, Task management. NowCerts covers Policy and client management, ACORD forms and certificates, Commission reconciliation, Insured self-service portal.

Answered from the vendors’ own pages

ClaimVantage: What is ClaimVantage and who owns it?

ClaimVantage is an insurance claims management software built on Salesforce Lightning. It was acquired by Majesco, a cloud insurance platform provider, to strengthen their claims processing capabilities.

Source
NowCerts: Is NowCerts still sold?

Yes, but under a different name. NowCerts Inc. rebranded to Momentum in November 2024 and the agency management system is now sold as Momentum AMP. Contract with Momentum, not NowCerts.

ClaimVantage: What is the core function of ClaimVantage?

ClaimVantage automates the entire claims lifecycle including intake, eligibility verification, adjudication, payment processing, and customer communications using cloud-based workflows and AI-generated decision summaries.

Source
NowCerts: What does it actually cost for a five-person agency?

349 US dollars a month on the Business plan covers five users. Add roughly 100 to 300 a month if you want the rating engine, and a one-off 900 dollar onboarding fee.

ClaimVantage: Does ClaimVantage use AI for claims decisions?

Yes, ClaimVantage uses Salesforce Agentforce and AI-powered summaries to accelerate claim decisions, analyze claims data trends, and provide actionable insights for better processing.

Source
NowCerts: Does it do carrier download?

Yes, through the industry download infrastructure, but carrier coverage is narrower than Applied or Vertafore systems, so confirm your specific carriers before signing.

NowCerts: Can it replace Applied Epic?

For small personal lines and light commercial agencies, generally yes. For agencies with heavy commercial schedules or trust accounting requirements, generally no.

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