Accounting · head to head
Circula vs Dinero
Circula
Accounting
Expense, travel and employee benefit management for German speaking finance teams
- From
- €15/month
- Rated
- -
Dinero
Accounting
Danish accounting software for small businesses and self-employed
- From
- Free
- Rated
- -
The short version
- Only Dinero has a free tier, so it costs nothing to try first.
- Each has a real cost: Circula the module pricing stacks: expenses at fifteen euro per licence plus ninety nine euro for cards plus a hundred and forty nine euro for accounts payable means a fifty person company pays well over a thousand euro a month before add ons.; Dinero free tier only for turnover under 100,000 DKK annually
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Circula and Dinero actually diverge.
Identical on both: user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Circula
- German per diem engine
- Receipt capture and OCR
- Corporate credit cards
- Employee benefits
- Accounts payable
- Mileage and travel
- DATEV and ERP export
- Approval workflows
Only in Dinero
Nothing recorded that Circula does not also cover.
What people use each for
The jobs each tool is most often brought in to do.
Circula
- A German company that must apply statutory per diem rates and meal deductions correctly to avoid payroll tax exposurenot Dinero
- A finance team wanting card spend, expense claims and benefits in one DATEV exportnot Dinero
- An employer offering the tax free monthly benefit allowance and needing auditable records of itnot Dinero
- A mid sized business replacing spreadsheet mileage claims with rule enforced distance calculationsnot Dinero
Dinero
- Small business accountingnot Circula
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Circula
- The module pricing stacks: expenses at fifteen euro per licence plus ninety nine euro for cards plus a hundred and forty nine euro for accounts payable means a fifty person company pays well over a thousand euro a month before add ons.
- A minimum of ten licences excludes small teams, and the flexible licensing model for occasional claimants makes monthly cost harder to forecast than a flat per seat price.
- Strength is in German tax rules, so companies with significant operations outside the DACH region gain little from the feature that justifies the price.
- The accounts payable module includes only a hundred invoices per month, so invoice heavy businesses face metered overage on top of the platform fee.
- Card issuing carries a per card transaction ceiling and depends on partner issuing, so high value procurement spend can hit limits that a bank issued corporate card would not.
Dinero
- Free tier only for turnover under 100,000 DKK annually
- Monthly billing costs 52 DKK more than annual on Starter+
Pricing, plan by plan
Circula
€15/month- Employee and Travel Expenses$15/month
- Per licence, billed annually
- Minimum 10 licences
- OCR receipt capture
- Credit Cards$99/month
- Platform fee, unlimited cards
- Per card spend limits
- Transaction limit of EUR 750,000 per card
- Accounts Payable$149/month
- Platform fee
- Includes 100 invoices per month
- Supplier invoice capture and approval
- Benefits$1/month
- Per licence
- Tax free benefit allowances
- Mobility and meal benefits
Dinero
Free- StarterFree
- For businesses with turnover under 100,000 DKK annually
- Basic accounting functions
- Limited advisor guidance
- Starter+$245/month
- Unlimited turnover
- Ad-free invoices
- 297 DKK if monthly billing
- Pro$345/month
- Automatic booking suggestions
- Full bookkeeping support 8-22 daily
- 24/7 AI support
- Total$545/month
- Annual financial statements included
- Prioritized chat support
- Unlimited risk and credit assessments
Which should you pick?
Choose Circula if
- You need german per diem engine.
- You work on Web, iOS, Android.
- You also want receipt capture and ocr.
Questions people ask
- Is Circula or Dinero better?
- Neither clearly leads. Circula starts at €15/month and Dinero at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Circula or Dinero?
- Dinero has a free tier; the other does not. Paid plans start at €15/month for Circula and Free for Dinero.
- Does Circula or Dinero run on more platforms?
- Circula runs on Web, iOS, Android. Dinero runs on Web.
- Can I use Dinero for free?
- Yes. Dinero has a free tier, so you can try it without paying. Circula starts at €15/month.
- What is Circula best used for?
- Circula is most often used for a german company that must apply statutory per diem rates and meal deductions correctly to avoid payroll tax exposure, a finance team wanting card spend, expense claims and benefits in one datev export, an employer offering the tax free monthly benefit allowance and needing auditable records of it, a mid sized business replacing spreadsheet mileage claims with rule enforced distance calculations. Of those, a german company that must apply statutory per diem rates and meal deductions correctly to avoid payroll tax exposure and a finance team wanting card spend, expense claims and benefits in one datev export are not what Dinero is typically brought in for.
- What can Circula do that Dinero cannot?
- Circula covers German per diem engine, Receipt capture and OCR, Corporate credit cards, Employee benefits.
Answered from the vendors’ own pages
Circula: Does Circula calculate German per diems automatically?
Yes, by destination country and trip duration, including meal and accommodation deductions, which is the main reason DACH finance teams buy it.
Dinero: How much does Dinero cost?
Dinero offers a free Starter plan for businesses under 100,000 DKK annual turnover. Starter+ is 245 DKK/month (yearly) or 297 DKK/month (monthly billing). Pro is 345 DKK/month, and Total is 545 DKK/month.
SourceCircula: What does it actually cost for fifty employees?
Roughly seven hundred and fifty euro a month for expense licences alone at the fifteen euro rate, before the ninety nine euro card platform fee and any accounts payable module.
Dinero: Is Dinero free?
Yes, Dinero offers a free Starter plan for businesses with annual turnover under 100,000 DKK, including basic accounting and limited advisor guidance.
SourceCircula: Is there a minimum commitment?
Yes. A minimum of ten licences and annual billing on the published rates.
Dinero: What discount does Dinero offer for multiple businesses?
A 33% discount applies when managing multiple businesses with Pro or Total subscriptions.
SourceRelated pages
Other head to heads
- Circula vs Zoho Expense
- Circula vs Moss
- Circula vs Pleo
- Circula vs Expensify
- Circula vs Rydoo
- Circula vs SAP Concur
- Circula vs Ramp
- Circula vs Airbase
- Circula vs Spendesk
- Circula vs Soldo
- Circula vs Fyle
- Circula vs Divvy
- Circula vs Billin
- Circula vs Billit
- Circula vs Carta
- Circula vs Causal
- Circula vs Conta
- Circula vs Conta Azul
- Circula vs QuickBooks
- Circula vs Melio
- Circula vs TaxAct
- Circula vs sevdesk
- Circula vs Fakturoid
- Circula vs Cledara
- Circula vs Hnry
- Circula vs Yooz
- Circula vs Fiken
- Circula vs Fortnox
- Circula vs FreeAgent
- Circula vs freee
- Circula vs Happay
- Dinero vs Zoho Expense
- Dinero vs Moss
- Dinero vs Pleo
- Dinero vs Expensify
- Dinero vs Rydoo
- Dinero vs SAP Concur
- Dinero vs Ramp
- Dinero vs Airbase
- Dinero vs Spendesk
- Dinero vs Soldo
- Dinero vs Fyle
- Dinero vs Divvy
- Dinero vs Billin
- Dinero vs Billit
- Dinero vs Carta
- Dinero vs Causal
- Dinero vs Conta
- Dinero vs Conta Azul
- Dinero vs QuickBooks
- Dinero vs Melio
- Dinero vs TaxAct
- Dinero vs sevdesk
- Dinero vs Fakturoid
- Dinero vs Cledara
- Dinero vs Hnry
- Dinero vs Yooz
- Dinero vs Fiken
- Dinero vs Fortnox
- Dinero vs FreeAgent
- Dinero vs freee
- Dinero vs Happay