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APIs · head to head

AWS API Gateway vs Brite Payments

AWS API Gateway logo

AWS API Gateway

APIs

Fully managed API gateway service for creating and managing APIs at scale

From
Free
Rated
-
Full reviewWebsite
Brite Payments logo

Brite Payments

APIs

Instant account to account payments and payouts across Europe

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only AWS API Gateway has a free tier, so it costs nothing to try first.
  • Each has a real cost: AWS API Gateway rEST APIs cost $3.50 per million calls against $1.00 for HTTP APIs, so the older and more featureful type is three and a half times dearer; Brite Payments because Brite fronts settlement it underwrites the merchant, so higher risk sectors face volume caps, reserves or delayed settlement that undo the instant advantage they bought it for.
  • They diverge on capability: AWS API Gateway covers REST APIs, Brite Payments covers Instant pay ins.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which AWS API Gateway and Brite Payments actually diverge.

Attributes where AWS API Gateway and Brite Payments differ
AttributeAWS API GatewayBrite Payments
Starting priceFreeOn request
Pricing modelusage-basedquote
Free tierYesNo
PlatformsAWS CloudWeb, API
Founded2006Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in AWS API Gateway

  • REST APIs
  • WebSocket APIs
  • HTTP APIs
  • Lambda
  • EC2
  • DynamoDB
  • CloudWatch
  • IAM

Only in Brite Payments

  • Instant pay ins
  • Instant payouts
  • Proprietary settlement network
  • European bank coverage
  • Recurring and one click
  • Risk and verification
  • Merchant reporting
  • Hosted checkout

What people use each for

The jobs each tool is most often brought in to do.

AWS API Gateway

  • Fronting Lambda functions with an HTTP endpointnot Brite Payments
  • REST and HTTP API management with throttling and keysnot Brite Payments
  • WebSocket APIs for real-time clientsnot Brite Payments
  • Private APIs reachable only inside a VPCnot Brite Payments
  • Publishing a developer portal for API consumersnot Brite Payments

Brite Payments

  • A gambling operator that needs deposits confirmed instantly and withdrawals paid out in seconds to retain playersnot AWS API Gateway
  • A trading platform funding customer accounts without card chargeback exposurenot AWS API Gateway
  • A marketplace paying sellers on demand rather than in weekly batchesnot AWS API Gateway
  • A Nordic retailer replacing card acceptance on high value baskets to cut interchange costnot AWS API Gateway

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

AWS API Gateway

  • REST APIs cost $3.50 per million calls against $1.00 for HTTP APIs, so the older and more featureful type is three and a half times dearer
  • Data transfer out is charged at $0.09 per GB on top of request pricing
  • WebSocket APIs bill connection minutes as well as messages, at $0.25 per million minutes
  • Private APIs avoid data transfer charges but incur AWS PrivateLink costs instead
  • The developer portal is $125 a month, with additional portal products at $12.50 each
  • The free tier lasts 12 months rather than being ongoing

Brite Payments

  • Because Brite fronts settlement it underwrites the merchant, so higher risk sectors face volume caps, reserves or delayed settlement that undo the instant advantage they bought it for.
  • There is no chargeback scheme, so refunds, disputes and fraud recovery are processes the merchant has to build and staff itself.
  • Coverage and instant capability differ markedly by country, with the Nordics far stronger than southern and eastern Europe, so a pan European rollout gives inconsistent customer experience.
  • Conversion depends on each bank's authentication journey, and the merchant cannot fix a slow or unreliable bank redirect that is costing it sales.
  • A large share of Brite's volume comes from gambling and trading, which concentrates regulatory exposure: a change in gambling payment rules in a key market would affect the provider as well as the merchant.

Pricing, plan by plan

AWS API Gateway

Free
  • Free Tier (12 months)Free
    • 1M REST API calls per month
    • 1M HTTP API calls per month
    • 1M WebSocket messages plus 750K connection minutes per month
  • HTTP APIs$1/per million requests (first 300M)
    • First 300M: $1.00 per million
    • Next 132M: $0.90 per million
    • Data transfer varies by volume
  • REST APIs$3.5/per million API calls
    • Edge Optimized and Regional: $3.50 per million (first tier)
    • Higher volumes: $2.80 then $2.38 per million
    • Data transfer: $0.09 per GB
  • WebSocket APIs$1/per million messages
    • Messages: $1.00 per million
    • Connection minutes: $0.25 per million minutes

Brite Payments

On request
  • Brite instant payments$undefined/year
    • Quoted per merchant, typically per transaction
    • Pay ins and payouts priced separately
    • Merchant underwriting may impose volume limits, reserves or delayed settlement

Which should you pick?

Choose AWS API Gateway if

  • You need rest apis.
  • You want to start without paying.
  • You work on AWS Cloud.
  • You also want websocket apis.
AWS API Gateway review

Choose Brite Payments if

  • You need instant pay ins.
  • You work on Web, API.
  • You also want instant payouts.
Brite Payments review

Questions people ask

Is AWS API Gateway or Brite Payments better?
Neither clearly leads. AWS API Gateway starts at Free and Brite Payments at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, AWS API Gateway or Brite Payments?
AWS API Gateway has a free tier; the other does not. Paid plans start at Free for AWS API Gateway and On request for Brite Payments.
Does AWS API Gateway or Brite Payments run on more platforms?
AWS API Gateway runs on AWS Cloud. Brite Payments runs on Web, API.
Can I use AWS API Gateway for free?
Yes. AWS API Gateway has a free tier, so you can try it without paying. Brite Payments starts at On request.
What is AWS API Gateway best used for?
AWS API Gateway is most often used for fronting lambda functions with an http endpoint, rest and http api management with throttling and keys, websocket apis for real-time clients, private apis reachable only inside a vpc. Of those, fronting lambda functions with an http endpoint and rest and http api management with throttling and keys are not what Brite Payments is typically brought in for.
What can AWS API Gateway do that Brite Payments cannot?
AWS API Gateway covers REST APIs, WebSocket APIs, HTTP APIs, Lambda. Brite Payments covers Instant pay ins, Instant payouts, Proprietary settlement network, European bank coverage.

Answered from the vendors’ own pages

AWS API Gateway: How much does AWS API Gateway cost?

AWS API Gateway pricing varies by API type. HTTP APIs cost $1.00 per million requests for the first 300M monthly, then $0.90 per million. REST APIs cost $3.50 per million, and WebSocket APIs cost $1.00 per million messages plus $0.25 per million connection minutes. Data transfer charges ($0.09 per GB) apply separately.

Source
Brite Payments: How is Brite different from a standard open banking initiator?

It settles on its own network, so the merchant sees funds as final in seconds rather than waiting for the bank transfer to clear.

AWS API Gateway: Is AWS API Gateway free?

New AWS customers receive 12 months of free tier access including 1 million REST API calls, 1 million HTTP API calls, and 1 million WebSocket messages plus 750,000 connection minutes per month. Starting July 15, 2025, new customers receive up to $200 in AWS Free Tier credits.

Source
Brite Payments: Are payouts really instant?

In markets with mature instant payment schemes, yes. Elsewhere the speed depends on local rails, so check country by country.

AWS API Gateway: What is the price difference between HTTP and REST APIs?

HTTP APIs are significantly cheaper at $1.00 per million requests compared to REST APIs at $3.50 per million (first tier). REST API pricing decreases to $2.80 and $2.38 per million for higher volumes, while HTTP API pricing drops to $0.90 per million after 300M monthly requests.

Source
Brite Payments: What about disputes?

There is no chargeback framework on account to account payments. Refunds and disputes are entirely your own process.

AWS API Gateway: How much does an API Gateway Portal cost?

API Gateway Portals require a base fee of $125 per month (includes 10 PortalProducts with 40 endpoints each) plus $12.50 per month for each additional PortalProduct beyond the included 10.

Source
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