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Technology · head to head

Alkami vs Miro

Alkami logo

Alkami

Technology

Digital banking platform for United States banks and credit unions

From
On request
Rated
-
Full reviewWebsite
Miro logo

Miro

Technology

The visual workspace for innovation

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Miro has a free tier, so it costs nothing to try first.
  • Each has a real cost: Alkami pricing is per registered user with contractual minimums, so institutions with many enrolled but dormant users pay for accounts that never log in.; Miro free tier limited to 3 editable boards; additional boards must be shared as read-only
  • They diverge on capability: Alkami covers Retail digital banking, Miro covers Infinite canvas.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Alkami and Miro actually diverge.

Attributes where Alkami and Miro differ
AttributeAlkamiMiro
Starting priceOn requestFree
Pricing modelquotefreemium
Free tierNoYes
PlatformsWeb, iOS, AndroidWeb
FoundedUnknown2011

Identical on both: user rating (Not yet rated), category (Technology).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Alkami

  • Retail digital banking
  • Business banking
  • Digital account opening
  • Payments and money movement
  • Data and marketing
  • Extensibility framework
  • Card controls
  • Multi core integration

Only in Miro

  • Infinite canvas
  • Real-time collaboration
  • Digital sticky notes
  • Diagramming
  • Mind mapping
  • Video chat
  • Screen sharing
  • Templates

What people use each for

The jobs each tool is most often brought in to do.

Alkami

  • A credit union replacing the weak digital banking bundled with its core contractnot Miro
  • A community bank that needs commercial entitlements and approvals its core vendor does not providenot Miro
  • An institution wanting digital account opening and digital banking from one vendor after the MANTL acquisitionnot Miro
  • A bank competing for deposits online and needing an onboarding funnel that works on mobilenot Miro

Miro

  • Collaborative whiteboarding and diagrammingnot Alkami
  • Team brainstorming and ideation sessionsnot Alkami
  • Project planning and workflow visualisationnot Alkami
  • Remote team collaborationnot Alkami

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Alkami

  • Pricing is per registered user with contractual minimums, so institutions with many enrolled but dormant users pay for accounts that never log in.
  • Alkami is a channel layer, not a core, so functionality is bounded by what the core exposes, and a poor core integration produces a slow product no amount of channel work fixes.
  • Implementation typically runs six to twelve months and requires institution staff time, which small credit unions consistently underestimate.
  • The MANTL acquisition adds account opening but also another integration programme, and consolidating on one vendor removes leverage to swap a weak module for a best of breed alternative.
  • Buying digital banking separately from the core vendor means you own the integration risk between two suppliers who will each blame the other when something breaks.

Miro

  • Free tier limited to 3 editable boards; additional boards must be shared as read-only
  • AI credits heavily restricted: 25 credits per member per month on Starter, 50 on Business
  • Enterprise plan requires minimum 30 members
  • Large projects with numerous nested objects may impact performance on lower tiers

Pricing, plan by plan

Alkami

On request
  • Alkami Digital Banking Platform$undefined/year
    • Priced per registered user per month with multi year terms
    • Minimum user commitments typical, so enrolled inactive users are still billed
    • Implementation and core integration charged separately

Miro

Free
  • FreeFree
    • 3 editable boards
    • 7,000+ templates
    • Multiple formats (Docs, Tables, Slides, Kanban)
  • Starter$8/month
    • Unlimited boards
    • Visitor editing
    • High-resolution exports
  • Business$20/month
    • Unlimited workspaces
    • Unlimited guests
    • 4,700+ diagramming shapes
  • Enterprise$null/mo
    • Custom pricing from 30 members
    • Enterprise-grade security
    • Regional data hosting

Which should you pick?

Choose Alkami if

  • You need retail digital banking.
  • You work on Web, iOS, Android.
  • You also want business banking.
Alkami review

Choose Miro if

  • You need infinite canvas.
  • You want to start without paying.
  • You also want real-time collaboration.
Miro review

Questions people ask

Is Alkami or Miro better?
Neither clearly leads. Alkami starts at On request and Miro at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Alkami or Miro?
Miro has a free tier; the other does not. Paid plans start at On request for Alkami and Free for Miro.
Does Alkami or Miro run on more platforms?
Alkami runs on Web, iOS, Android. Miro runs on Web.
Can I use Miro for free?
Yes. Miro has a free tier, so you can try it without paying. Alkami starts at On request.
What is Alkami best used for?
Alkami is most often used for a credit union replacing the weak digital banking bundled with its core contract, a community bank that needs commercial entitlements and approvals its core vendor does not provide, an institution wanting digital account opening and digital banking from one vendor after the mantl acquisition, a bank competing for deposits online and needing an onboarding funnel that works on mobile. Of those, a credit union replacing the weak digital banking bundled with its core contract and a community bank that needs commercial entitlements and approvals its core vendor does not provide are not what Miro is typically brought in for.
What can Alkami do that Miro cannot?
Alkami covers Retail digital banking, Business banking, Digital account opening, Payments and money movement. Miro covers Infinite canvas, Real-time collaboration, Digital sticky notes, Diagramming.

Answered from the vendors’ own pages

Alkami: Does Alkami replace our core?

No. It is the digital channel and account opening layer on top of a core such as Fiserv, Jack Henry or FIS.

Miro: How much does Miro cost per month?

Miro offers Free (no cost), Starter at $8/month per member (billed yearly), Business at $20/month per member (billed yearly), and Enterprise with custom pricing from 30 members.

Source
Alkami: How is it priced?

Per registered user per month on multi year contracts with minimums, so model your enrolled user count rather than your active user count.

Miro: Is there a free version of Miro?

Yes, Miro's Free plan includes 3 editable boards, 7,000+ templates, multiple formats, limited AI trial, 250+ integrations, and 100 MCP calls per day.

Source
Alkami: What did the MANTL acquisition change?

It brought deposit account opening in house, announced February 2025 at $400 million enterprise value, so account opening and digital banking can come from one vendor.

Miro: Do organizations get discounts on Miro?

Miro offers education and nonprofit discounts, as well as startup credits of $500-$1,000 for eligible startups.

Source
Miro: How does annual billing compare to monthly billing?

Annual billing saves 20% compared to monthly billing across all paid tiers on Miro.

Source
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