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Technology · head to head

Miro vs Zeta

Miro logo

Miro

Technology

The visual workspace for innovation

From
Free
Rated
-
Full reviewWebsite
Zeta logo

Zeta

Technology

Cloud native credit card processing and core banking from Bhavin Turakhia's Zeta

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Miro has a free tier, so it costs nothing to try first.
  • Each has a real cost: Miro free tier limited to 3 editable boards; additional boards must be shared as read-only; Zeta it competes against card processors with decades of production track record, and in card processing an outage is a public event, so a shorter operational history is a genuine risk factor rather than a technicality.
  • They diverge on capability: Miro covers Infinite canvas, Zeta covers Tachyon card processing.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Miro and Zeta actually diverge.

Attributes where Miro and Zeta differ
AttributeMiroZeta
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWebWeb, API, Cloud, iOS, Android
Founded2011Unknown

Identical on both: user rating (Not yet rated), category (Technology).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Miro

  • Infinite canvas
  • Real-time collaboration
  • Digital sticky notes
  • Diagramming
  • Mind mapping
  • Video chat
  • Screen sharing
  • Templates

Only in Zeta

  • Tachyon card processing
  • Real time authorisation
  • Rewards and offers engine
  • Core banking modules
  • Programme configuration
  • Mobile and web SDKs
  • Fraud and controls
  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Miro

  • Collaborative whiteboarding and diagrammingnot Zeta
  • Team brainstorming and ideation sessionsnot Zeta
  • Project planning and workflow visualisationnot Zeta
  • Remote team collaborationnot Zeta

Zeta

  • A United States bank whose card platform makes launching a new rewards product a multi quarter vendor projectnot Miro
  • An issuer that wants authorisation level controls and real time data rather than end of day filesnot Miro
  • A large fintech launching a credit card programme at scale with custom product logicnot Miro
  • A bank consolidating card and deposit processing onto one modern platformnot Miro

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Miro

  • Free tier limited to 3 editable boards; additional boards must be shared as read-only
  • AI credits heavily restricted: 25 credits per member per month on Starter, 50 on Business
  • Enterprise plan requires minimum 30 members
  • Large projects with numerous nested objects may impact performance on lower tiers

Zeta

  • It competes against card processors with decades of production track record, and in card processing an outage is a public event, so a shorter operational history is a genuine risk factor rather than a technicality.
  • Contracts are enterprise scale and quoted with volume minimums, which puts it out of reach of small issuers who would otherwise benefit most from modern tooling.
  • A card portfolio migration runs twelve to twenty four months at minimum, during which the issuer runs two platforms and pays for both.
  • Zeta is a processor rather than a licence holder, so network membership, BIN sponsorship and regulatory obligations remain entirely with the issuer.
  • Public references for large live United States production volumes are fewer than the announcements imply, so diligence should insist on active account counts and uptime history rather than partnership press releases.

Pricing, plan by plan

Miro

Free
  • FreeFree
    • 3 editable boards
    • 7,000+ templates
    • Multiple formats (Docs, Tables, Slides, Kanban)
  • Starter$8/month
    • Unlimited boards
    • Visitor editing
    • High-resolution exports
  • Business$20/month
    • Unlimited workspaces
    • Unlimited guests
    • 4,700+ diagramming shapes
  • Enterprise$null/mo
    • Custom pricing from 30 members
    • Enterprise-grade security
    • Regional data hosting

Zeta

On request
  • Tachyon platform$undefined/year
    • Quoted per institution, commonly on active accounts or transaction volume
    • Implementation for a card portfolio migration measured in quarters to years
    • Minimum volume commitments typical on enterprise contracts

Which should you pick?

Choose Miro if

  • You need infinite canvas.
  • You want to start without paying.
  • You also want real-time collaboration.
Miro review

Choose Zeta if

  • You need tachyon card processing.
  • You work on Web, API, Cloud, iOS, Android.
  • You also want real time authorisation.
Zeta review

Questions people ask

Is Miro or Zeta better?
Neither clearly leads. Miro starts at Free and Zeta at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Miro or Zeta?
Miro has a free tier; the other does not. Paid plans start at Free for Miro and On request for Zeta.
Does Miro or Zeta run on more platforms?
Miro runs on Web. Zeta runs on Web, API, Cloud, iOS, Android.
Can I use Miro for free?
Yes. Miro has a free tier, so you can try it without paying. Zeta starts at On request.
What is Miro best used for?
Miro is most often used for collaborative whiteboarding and diagramming, team brainstorming and ideation sessions, project planning and workflow visualisation, remote team collaboration. Of those, collaborative whiteboarding and diagramming and team brainstorming and ideation sessions are not what Zeta is typically brought in for.
What can Miro do that Zeta cannot?
Miro covers Infinite canvas, Real-time collaboration, Digital sticky notes, Diagramming. Zeta covers Tachyon card processing, Real time authorisation, Rewards and offers engine, Core banking modules.

Answered from the vendors’ own pages

Miro: How much does Miro cost per month?

Miro offers Free (no cost), Starter at $8/month per member (billed yearly), Business at $20/month per member (billed yearly), and Enterprise with custom pricing from 30 members.

Source
Zeta: Which Zeta is this?

The banking technology company founded by Bhavin Turakhia, which builds the Tachyon card processing and core banking platform. Not any similarly named payroll or accounting product.

Miro: Is there a free version of Miro?

Yes, Miro's Free plan includes 3 editable boards, 7,000+ templates, multiple formats, limited AI trial, 250+ integrations, and 100 MCP calls per day.

Source
Zeta: What is its strongest use case?

United States credit card issuing and processing, where legacy platforms make product changes slow and expensive.

Miro: Do organizations get discounts on Miro?

Miro offers education and nonprofit discounts, as well as startup credits of $500-$1,000 for eligible startups.

Source
Zeta: Does Zeta provide the BIN or licence?

No. It processes. Network membership, BIN sponsorship and regulatory obligations stay with the issuer.

Miro: How does annual billing compare to monthly billing?

Annual billing saves 20% compared to monthly billing across all paid tiers on Miro.

Source
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