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APIs · head to head

Aiia vs Bruno

Aiia logo

Aiia

APIs

Open banking and open finance API platform, now operating as Mastercard Open Banking

From
On request
Rated
-
Bruno logo

Bruno

APIs

Open-source IDE for API exploration with git-friendly collections

From
Free
Rated
-

The short version

  • Only Bruno has a free tier, so it costs nothing to try first.
  • Each has a real cost: Aiia it is now part of Mastercard rather than an independent company, so a business specifically wanting to avoid card network dependency in its banking infrastructure no longer gets that separation by choosing Aiia.; Bruno native Git integration, the feature that distinguishes it from cloud API clients, is Pro only at $6 per user per month
  • They diverge on capability: Aiia covers Bank account data access, Bruno covers API Testing.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Aiia and Bruno actually diverge.

Attributes where Aiia and Bruno differ
AttributeAiiaBruno
Starting priceOn requestFree
Pricing modelquotefreemium
Free tierNoYes
PlatformsWeb, APIWindows, MacOS, Linux
FoundedUnknown2022

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Aiia

  • Bank account data access
  • Payment initiation
  • Mastercard Open Finance integration
  • Modern authentication support
  • Multi-country coverage
  • Developer documentation and sandbox

Only in Bruno

  • API Testing
  • Environment management
  • Git-friendly storage
  • GitHub
  • Git repositories
  • Local file system
  • Windows support
  • MacOS support

What people use each for

The jobs each tool is most often brought in to do.

Aiia

  • A lending or credit product needing affordability checks via European bank account datanot Bruno
  • A personal finance or accounting product needing transaction history across Nordic and European banksnot Bruno
  • A payments product wanting account-to-account payment initiation under open banking regulationnot Bruno
  • A business wanting the stability and continued investment of Mastercard ownership behind its banking connectivity providernot Bruno

Bruno

  • Sending and testing HTTP requests from a local clientnot Aiia
  • Keeping API collections in Git rather than a vendor cloudnot Aiia
  • Offline API development without an accountnot Aiia
  • Importing and syncing OpenAPI specificationsnot Aiia

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Aiia

  • It is now part of Mastercard rather than an independent company, so a business specifically wanting to avoid card network dependency in its banking infrastructure no longer gets that separation by choosing Aiia.
  • Pricing is not published and requires engaging Mastercard's open finance sales process, which can be a heavier sales motion than dealing with a smaller independent open banking provider.
  • Its strongest bank coverage remains concentrated in the Nordics and Northern Europe, so companies needing dense coverage in Southern or Eastern Europe should verify current bank connectivity before committing.
  • Brand confusion is real: developer documentation, login portals and older case studies still reference "Aiia" while newer Mastercard material refers to "Mastercard Open Banking," and a company researching either name in isolation may miss half the relevant material.
  • As with any open banking platform, reliability still depends on the consistency of the underlying banks' own APIs, which is a systemic industry issue rather than something Aiia specifically controls.

Bruno

  • Native Git integration, the feature that distinguishes it from cloud API clients, is Pro only at $6 per user per month
  • OpenAPI syncs are capped at 5 a month on the free tier
  • SSO, SCIM and user management require Ultimate at $11 per user per month
  • Private workspaces are a paid feature
  • Advertised prices are annual rates

Pricing, plan by plan

Aiia

On request
  • Aiia Enterprise (Mastercard Open Banking)$undefined/year
    • Pricing not published, quote via Mastercard Open Finance sales

Bruno

Free
  • Open SourceFree
    • Core API Client
    • Limited Git integration
    • 2 Workspaces
  • Pro$6/month
    • Core API Client
    • Native Git integration
    • Unlimited Workspaces
  • Ultimate$11/month
    • Core API Client
    • Full Git integration
    • Unlimited Workspaces

Which should you pick?

Choose Aiia if

  • You need bank account data access.
  • You work on Web, API.
  • You also want payment initiation.

Choose Bruno if

  • You need api testing.
  • You want to start without paying.
  • You work on Windows, MacOS, Linux.
  • You also want environment management.

Questions people ask

Is Aiia or Bruno better?
Neither clearly leads. Aiia starts at On request and Bruno at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Aiia or Bruno?
Bruno has a free tier; the other does not. Paid plans start at On request for Aiia and Free for Bruno.
Does Aiia or Bruno run on more platforms?
Aiia runs on Web, API. Bruno runs on Windows, MacOS, Linux.
Can I use Bruno for free?
Yes. Bruno has a free tier, so you can try it without paying. Aiia starts at On request.
What is Aiia best used for?
Aiia is most often used for a lending or credit product needing affordability checks via european bank account data, a personal finance or accounting product needing transaction history across nordic and european banks, a payments product wanting account-to-account payment initiation under open banking regulation, a business wanting the stability and continued investment of mastercard ownership behind its banking connectivity provider. Of those, a lending or credit product needing affordability checks via european bank account data and a personal finance or accounting product needing transaction history across nordic and european banks are not what Bruno is typically brought in for.
What can Aiia do that Bruno cannot?
Aiia covers Bank account data access, Payment initiation, Mastercard Open Finance integration, Modern authentication support. Bruno covers API Testing, Environment management, Git-friendly storage, GitHub.

Answered from the vendors’ own pages

Aiia: Is Aiia still an independent company?

No, it was acquired by Mastercard in 2021 and now operates as part of Mastercard Open Finance Solutions, referenced as Aiia Enterprise.

Bruno: What is included in Bruno's free tier?

The Open Source plan includes the core API client, limited Git integration, and up to 2 workspaces at no cost. A 14-day free trial of the Ultimate plan is also available without requiring a credit card.

Source
Aiia: Does the Aiia brand still exist?

Yes, in developer documentation and login portals, but the company behind it is Mastercard.

Bruno: What is the difference between Bruno Pro and Ultimate plans?

Pro ($6/month) includes native Git integration and unlimited workspaces. Ultimate ($11/month) adds SSO/SCIM support, audit logs, 24-hour support (vs. 48-hour), and an account manager. Ultimate supports unlimited OpenAPI syncs while Pro is limited to 5 per month.

Source
Aiia: Which banks does it cover?

Around 3,000 European banks, with strongest coverage in the Nordics and Northern Europe.

Bruno: How much does Bruno Pro save compared to other API tools?

The vendor claims Ultimate saves teams more than 70% versus Postman, though this comparison is promotional rather than a specific cost metric.

Source
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