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APIs · head to head

Bruno vs Tink

Bruno logo

Bruno

APIs

Open-source IDE for API exploration with git-friendly collections

From
Free
Rated
-
Full reviewWebsite
Tink logo

Tink

APIs

European open banking platform for account data and payment initiation

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Bruno has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bruno native Git integration, the feature that distinguishes it from cloud API clients, is Pro only at $6 per user per month; Tink visa owns Tink, and pay-by-bank exists to move payments off card rails, so the roadmap and pricing of the product you are using to reduce interchange are set by the company that earns the interchange.
  • They diverge on capability: Bruno covers API Testing, Tink covers Account data access.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Bruno and Tink actually diverge.

Attributes where Bruno and Tink differ
AttributeBrunoTink
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsWindows, MacOS, LinuxAPI, Web
Founded2022Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bruno

  • API Testing
  • Environment management
  • Git-friendly storage
  • GitHub
  • Git repositories
  • Local file system
  • Windows support
  • MacOS support

Only in Tink

  • Account data access
  • Payment initiation
  • EEA passporting
  • Categorisation
  • Account verification
  • Risk and affordability signals
  • Variable recurring payments support
  • Consent management

What people use each for

The jobs each tool is most often brought in to do.

Bruno

  • Sending and testing HTTP requests from a local clientnot Tink
  • Keeping API collections in Git rather than a vendor cloudnot Tink
  • Offline API development without an accountnot Tink
  • Importing and syncing OpenAPI specificationsnot Tink

Tink

  • A European lender that needs verified income and expense data from a borrower bank account across several EEA markets under one licencenot Bruno
  • A merchant offering pay-by-bank at checkout to avoid card acceptance costs on high value basketsnot Bruno
  • A fintech that does not hold its own PSD2 licence and needs to operate under an authorised provider passported across the EEAnot Bruno
  • A bank building an account aggregation view of a customer external accounts without negotiating with each institution individuallynot Bruno

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bruno

  • Native Git integration, the feature that distinguishes it from cloud API clients, is Pro only at $6 per user per month
  • OpenAPI syncs are capped at 5 a month on the free tier
  • SSO, SCIM and user management require Ultimate at $11 per user per month
  • Private workspaces are a paid feature
  • Advertised prices are annual rates

Tink

  • Visa owns Tink, and pay-by-bank exists to move payments off card rails, so the roadmap and pricing of the product you are using to reduce interchange are set by the company that earns the interchange.
  • Coverage is Europe only, so a product serving both European and United States users runs a second aggregator with a different data model and a separate contract.
  • PSD2 connection quality varies sharply by bank, and headline connection counts hide wide differences in success rate, consent lifetime and re-authentication frequency that determine what users actually experience.
  • Consent under PSD2 expires and requires periodic re-authentication, so any product depending on continuous data access has a recurring user friction it cannot design away, and drop-off at re-consent is a real product problem.
  • Pricing is quoted with data access and payment initiation priced separately, and there is no published rate card, so small merchants cannot compare pay-by-bank economics against card acceptance without a sales process.

Pricing, plan by plan

Bruno

Free
  • Open SourceFree
    • Core API Client
    • Limited Git integration
    • 2 Workspaces
  • Pro$6/month
    • Core API Client
    • Native Git integration
    • Unlimited Workspaces
  • Ultimate$11/month
    • Core API Client
    • Full Git integration
    • Unlimited Workspaces

Tink

On request
  • Tink Platform$undefined/year
    • Priced by product, market and volume
    • Data access and payment initiation priced separately
    • Annual commitments typical for enterprise agreements

Which should you pick?

Choose Bruno if

  • You need api testing.
  • You want to start without paying.
  • You work on Windows, MacOS, Linux.
  • You also want environment management.
Bruno review

Choose Tink if

  • You need account data access.
  • You work on API, Web.
  • You also want payment initiation.
Tink review

Questions people ask

Is Bruno or Tink better?
Neither clearly leads. Bruno starts at Free and Tink at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bruno or Tink?
Bruno has a free tier; the other does not. Paid plans start at Free for Bruno and On request for Tink.
Does Bruno or Tink run on more platforms?
Bruno runs on Windows, MacOS, Linux. Tink runs on API, Web.
Can I use Bruno for free?
Yes. Bruno has a free tier, so you can try it without paying. Tink starts at On request.
What is Bruno best used for?
Bruno is most often used for sending and testing http requests from a local client, keeping api collections in git rather than a vendor cloud, offline api development without an account, importing and syncing openapi specifications. Of those, sending and testing http requests from a local client and keeping api collections in git rather than a vendor cloud are not what Tink is typically brought in for.
What can Bruno do that Tink cannot?
Bruno covers API Testing, Environment management, Git-friendly storage, GitHub. Tink covers Account data access, Payment initiation, EEA passporting, Categorisation.

Answered from the vendors’ own pages

Bruno: What is included in Bruno's free tier?

The Open Source plan includes the core API client, limited Git integration, and up to 2 workspaces at no cost. A 14-day free trial of the Ultimate plan is also available without requiring a credit card.

Source
Tink: Who owns Tink?

Visa, since 2022. That is directly relevant if you are adopting pay-by-bank specifically to reduce card costs.

Bruno: What is the difference between Bruno Pro and Ultimate plans?

Pro ($6/month) includes native Git integration and unlimited workspaces. Ultimate ($11/month) adds SSO/SCIM support, audit logs, 24-hour support (vs. 48-hour), and an account manager. Ultimate supports unlimited OpenAPI syncs while Pro is limited to 5 per month.

Source
Tink: Do I need my own PSD2 licence?

No. Tink holds AIS and PIS licences from the Swedish FSA passported across the EEA, and customers can operate as its agent rather than obtaining their own authorisation.

Bruno: How much does Bruno Pro save compared to other API tools?

The vendor claims Ultimate saves teams more than 70% versus Postman, though this comparison is promotional rather than a specific cost metric.

Source
Tink: Does Tink cover the United States?

No. It is a European platform. US coverage requires a separate provider.

Tink: How reliable are the bank connections?

It varies by institution far more than the headline count of roughly 6,000 connections suggests. Ask for per market and per bank success rates and consent lifetimes for the banks your users actually hold accounts with.

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