Is Adyen or Remitly better?

Neither clearly leads. Adyen starts at $0.13/per-transaction and Remitly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Adyen or Remitly?

Adyen starts at $0.13/per-transaction and Remitly at On request.

Does Adyen or Remitly run on more platforms?

Adyen runs on Web, Api, Pos. Remitly runs on Web, IOS, Android.

What is Adyen best used for?

Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Remitly is typically brought in for.

What can Adyen do that Remitly cannot?

Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Remitly covers International remittances, Multiple delivery methods, Send money to 200+ countries, Currency conversion. Both handle Web support.

Accounting · head to head

Adyen vs Remitly

Adyen

Accounting

The payments platform built for growth

From: $0.13/per-transaction
Rated: -

Full review Website

Remitly

Personal Finance

Send money faster to loved ones abroad

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Remitly specific transfer fees and exchange rates not published on website; users must check rates page
They diverge on capability: Adyen covers Payment processing, Remitly covers International remittances.
Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Adyen and Remitly actually diverge.

Attributes where Adyen and Remitly differ
Attribute	Adyen	Remitly
Starting price	$0.13/per-transaction	On request
Pricing model	usage-based	transaction
Platforms	Web, Api, Pos	Web, IOS, Android
Category	Accounting	Personal Finance
Founded	2006	2011

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

Payment processing
Risk management
Unified commerce
Issuing
Platform payments
SAP
Salesforce
Oracle

Only in Remitly

International remittances
Multiple delivery methods
Send money to 200+ countries
Currency conversion
Bank accounts
IOS support
Android support

Both cover

Web support

What people use each for

The jobs each tool is most often brought in to do.

Adyen

Card acquiring with interchange plus pricing for larger merchantsnot Remitly
Accepting local payment methods across multiple countriesnot Remitly
Settling in several currencies through linked bank accountsnot Remitly
Unified online and in-person paymentsnot Remitly

Remitly

International money transfer and remittance servicenot Adyen
Cross-border payments for personal financial needsnot Adyen

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
Published fees are indicative rather than a rate card, with real pricing negotiated
Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Remitly

Specific transfer fees and exchange rates not published on website; users must check rates page
Costs vary by destination country, transfer amount, and delivery method
No standardized fee schedule available for pricing comparison

Pricing, plan by plan

Adyen

$0.13/per-transaction

Transaction-Based Pricing$undefined/mo
- Fixed $0.13 USD per transaction
- Variable fee determined by payment method
- No setup fees

Remitly

On request

Express$undefined/month
- Fast transfers
- Multiple delivery methods
Economy$undefined/month
- Lower cost option
- 3-4 day delivery

Which should you pick?

Choose Adyen if

You need payment processing.
You work on Web, Api, Pos.
You also want risk management.

Adyen review

Choose Remitly if

You need international remittances.
You work on Web, IOS, Android.
You also want multiple delivery methods.

Remitly review

Questions people ask

Is Adyen or Remitly better?: Neither clearly leads. Adyen starts at $0.13/per-transaction and Remitly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Remitly?: Adyen starts at $0.13/per-transaction and Remitly at On request.
Does Adyen or Remitly run on more platforms?: Adyen runs on Web, Api, Pos. Remitly runs on Web, IOS, Android.
What is Adyen best used for?: Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Remitly is typically brought in for.
What can Adyen do that Remitly cannot?: Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Remitly covers International remittances, Multiple delivery methods, Send money to 200+ countries, Currency conversion. Both handle Web support.

Answered from the vendors’ own pages

Adyen: How much does Adyen charge per transaction?

Adyen charges a fixed $0.13 USD per transaction plus a variable fee based on the payment method used. Credit cards typically cost $0.13 + 0.60% + interchange, while digital wallets and BNPL options cost between $0.13 + 0.99% to $0.13 + 4.99%+, depending on the specific method and region.

Source

Remitly: How much does Remitly charge for transfers?

Remitly fees vary by destination country, transfer amount, and delivery speed. The company emphasizes no hidden fees but does not publish a standardized rate table on their main site. Users must visit the Rates and Fees page or enter transfer details in the app for specific pricing.

Source

Adyen: Does Adyen have monthly subscription or setup fees?

No, Adyen has no setup fees or monthly recurring charges. You pay only for each transaction processed. The transaction fee structure remains the same regardless of transaction volume or business size.

Source

Adyen: What's Adyen's Interchange++ pricing option?

Adyen offers an Interchange++ transparent pricing model that passes interchange and scheme fees directly to merchants instead of bundling them into a percentage rate. This allows visibility into exact costs for each payment method.

Source

Adyen: Can I process payments in multiple currencies with Adyen?

Yes, Adyen supports 100+ payment methods across multiple currencies. You can link multiple bank accounts in different currencies to avoid currency conversion fees on international transactions.

Source

Adyen vs Remitly

Adyen

Remitly

The short version

Where they differ

What each one covers

Only in Adyen

Only in Remitly

Both cover

What people use each for

Adyen

Remitly

Where each one falls short

Adyen

Remitly

Pricing, plan by plan

Adyen

Remitly

Which should you pick?

Choose Adyen if

Choose Remitly if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Adyen

More on Remitly

Keep looking

Other head to heads