Softwr

Accounting · head to head

Adyen vs Akana

Adyen logo

Adyen

Accounting

The payments platform built for growth

From
$0.13/per-transaction
Rated
-
Akana logo

Akana

APIs

Enterprise API lifecycle management platform

From
$2500/monthly
Rated
-

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Akana owned by Perforce and sold within their portfolio rather than independently, and akana.com redirects to perforce.com
  • They diverge on capability: Adyen covers Payment processing, Akana covers API Lifecycle Management.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Adyen and Akana actually diverge.

Attributes where Adyen and Akana differ
AttributeAdyenAkana
Starting price$0.13/per-transaction$2500/monthly
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosCloud, On-premise, Hybrid
CategoryAccountingAPIs
Founded20062001

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Akana

  • API Lifecycle Management
  • API Security
  • Governance Controls
  • OAuth
  • SAML
  • LDAP
  • Active Directory
  • Cloud support

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Akana
  • Accepting local payment methods across multiple countriesnot Akana
  • Settling in several currencies through linked bank accountsnot Akana
  • Unified online and in-person paymentsnot Akana

Akana

  • API lifecycle management across REST, SOAP and GraphQLnot Adyen
  • Applying OAuth, JWT and SAML policies at the gatewaynot Adyen
  • Running the same platform on-premises, in Kubernetes or across cloudsnot Adyen
  • Developer portal and API monetisationnot Adyen
  • Monitoring API traffic and enforcing quotasnot Adyen

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Akana

  • Owned by Perforce and sold within their portfolio rather than independently, and akana.com redirects to perforce.com
  • Pricing is not published; only a 30 day trial is offered

Pricing, plan by plan

Adyen

$0.13/per-transaction
  • Transaction-Based Pricing$undefined/mo
    • Fixed $0.13 USD per transaction
    • Variable fee determined by payment method
    • No setup fees

Akana

$2500/monthly
  • Professional$2500/monthly
    • API Gateway
    • Developer Portal
    • Basic analytics
  • Enterprise$5000/monthly
    • Advanced governance
    • Multi-cloud support
    • Premium support
  • Custom$undefined/monthly
    • Custom solutions
    • Dedicated support
    • SLA guarantee

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.

Choose Akana if

  • You need api lifecycle management.
  • You work on Cloud, On-premise, Hybrid.
  • You also want api security.

Questions people ask

Is Adyen or Akana better?
Neither clearly leads. Adyen starts at $0.13/per-transaction and Akana at $2500/monthly, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Akana?
Adyen starts at $0.13/per-transaction and Akana at $2500/monthly.
Does Adyen or Akana run on more platforms?
Adyen runs on Web, Api, Pos. Akana runs on Cloud, On-premise, Hybrid.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Akana is typically brought in for.
What can Adyen do that Akana cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Akana covers API Lifecycle Management, API Security, Governance Controls, OAuth.

Answered from the vendors’ own pages

Adyen: How much does Adyen charge per transaction?

Adyen charges a fixed $0.13 USD per transaction plus a variable fee based on the payment method used. Credit cards typically cost $0.13 + 0.60% + interchange, while digital wallets and BNPL options cost between $0.13 + 0.99% to $0.13 + 4.99%+, depending on the specific method and region.

Source
Akana: What does Akana API Platform include?

Akana provides mediation and integration capabilities for creating easy-to-consume API products from API code, with features for API governance, security, and operational management.

Source
Adyen: Does Adyen have monthly subscription or setup fees?

No, Adyen has no setup fees or monthly recurring charges. You pay only for each transaction processed. The transaction fee structure remains the same regardless of transaction volume or business size.

Source
Akana: How does Akana help secure APIs?

Akana addresses the security challenges that come with more APIs and more endpoints, providing tools for enterprise API governance and compliance management.

Source
Adyen: What's Adyen's Interchange++ pricing option?

Adyen offers an Interchange++ transparent pricing model that passes interchange and scheme fees directly to merchants instead of bundling them into a percentage rate. This allows visibility into exact costs for each payment method.

Source
Adyen: Can I process payments in multiple currencies with Adyen?

Yes, Adyen supports 100+ payment methods across multiple currencies. You can link multiple bank accounts in different currencies to avoid currency conversion fees on international transactions.

Source
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