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APIs · pricing

Lithic pricing

Lithic publishes a single tier. Below is what it costs, what it covers, and how that compares with the apis tools listed alongside it.

As of 1 September 2026, Lithic pricing is on request. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.

Entry price
On request
Model
Quote
Tiers
1
Free tier
Not on record

Lithic plans, side by side

Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.

Lithic pricing tiers
PlanPriceFeatures listedStep up from the tier below
LithicOn request3Entry tier

What the product covers

The full Lithic feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.

Other

  • Direct network connections
  • Processor Client mode
  • Lithic Program Management
  • Card lifecycle APIs
  • Sandbox environment
  • Real-time authorization controls

People bring Lithic in for a fintech wanting direct visa or mastercard network access rather than routing through a third-party processor, a company that already holds its own issuing licence and wants api access without full programme management, a neobank or expense platform wanting lithic to manage bank and network relationships end to end, a product team prototyping a card programme in sandbox before committing to a launch. If that is not the job you are buying for, the alternatives to Lithic are worth a look before you commit to a tier.

How that compares in APIs

Too few apis tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.

Lithic entry price against other APIs tools
ToolEntry priceModelRatedHead to head
Lithic (this page)On requestquote-
MambuOn requestquote-vs Lithic
Fintech FarmOn requestquote-vs Lithic
FlybitsOn requestquote-vs Lithic
NeonomicsOn requestquote-vs Lithic
Brite PaymentsOn requestquote-vs Lithic
MenigaOn requestquote-vs Lithic

Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Lithic badges page.

Before you pay for Lithic

Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.

What it can tell you is the shape of the ladder: a single tier at On request. With no free tier on record, the cheapest way to answer the rest is to compare Lithic against the tools that do have one before committing.

Lithic runs on web, api, and is published by Lithic of San Francisco, California, United States. The full record is on the Lithic review, and the rest of the category is under best apis tools.

Lithic pricing on the vendor's own site

Lithic pricing questions

How much does Lithic cost?
Lithic publishes a single tier, Lithic, at On request.
Does Lithic have a free plan?
Not on the record we hold: Lithic is listed as quote. Whether a free trial is offered is not something this record captures, so check the vendor's site.
Which apis tools can I use without paying?
1 of the 8 apis tools listed alongside Lithic have a free tier: Enable Banking.
What am I actually paying for with Lithic?
The record lists 6 features across 1 area: other. In practice it is brought in for a fintech wanting direct visa or mastercard network access rather than routing through a third-party processor, a company that already holds its own issuing licence and wants api access without full programme management, a neobank or expense platform wanting lithic to manage bank and network relationships end to end.
Does Lithic charge per user?
The record carries a price and a billing period for each of its 1 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
Are these Lithic prices current?
They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
What should I compare Lithic against before paying?
The closest apis tools in this directory are Mambu, Fintech Farm, Flybits, Neonomics. Each has a side-by-side comparison with Lithic covering price, platforms and features.

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