APIs · pricing
Basis Theory pricing
Basis Theory publishes 3 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 31 August 2026, Basis Theory pricing is $995/month across 3 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- $995/month
- Model
- Per month by token volume
- Tiers
- 3
- Free tier
- Not on record
Basis Theory plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Starter | $995/month | 6 | Entry tier |
| Scale | On request | 3 | Priced on request |
| Enterprise | On request | 6 | Priced on request |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Starter
$995/monthThe entry tier. It covers 20,000 tokens included, production pci level 1 environment, us region only, 1mb payload limit, 24 hours of logs, pci attestation of compliance.
Scale
On requestOver Starter, this tier adds:
- Quoted
- Higher token volumes
- Additional regions
Enterprise
On requestOver Scale, this tier adds:
- Additional compliance options for PII and PHI
- Responses for 95 percent of PCI SAQ D
- Unlimited monthly interactions per token
- Custom log retention and payload size
- Uptime guarantees
What the product covers
The full Basis Theory feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Tokenisation API
- Hosted elements
- Outbound proxy
- PCI attestation of compliance
- Processor portability
- Reactors
- Access controls and audit
- PII and PHI options
People bring Basis Theory in for a payments company that wants card on file without bringing its own infrastructure into pci scope and paying for the assessment that follows, a merchant locked into a processor by that processor vault that wants to hold its own tokens and route to more than one acquirer, a fintech collecting bank account and identity data that needs it isolated from its application database before an enterprise security review, a team that needs to send stored card data to a third party for a one-off integration without that data traversing its own servers. If that is not the job you are buying for, the alternatives to Basis Theory are worth a look before you commit to a tier.
How that compares in APIs
Too few apis tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Basis Theory (this page) | $995/month | Per month by token volume | - | |
| Mambu | On request | quote | - | vs Basis Theory |
| Fintech Farm | On request | quote | - | vs Basis Theory |
| Flybits | On request | quote | - | vs Basis Theory |
| Neonomics | On request | quote | - | vs Basis Theory |
| Brite Payments | On request | quote | - | vs Basis Theory |
| Meniga | On request | quote | - | vs Basis Theory |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Basis Theory badges page.
Before you pay for Basis Theory
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 3 tiers between $995/month and On request, with the jump itemised above. With no free tier on record, the cheapest way to answer the rest is to compare Basis Theory against the tools that do have one before committing.
Basis Theory runs on web, ios, android, linux, and is published by Basis Theory, Inc. of Cleveland, Ohio, United States. The full record is on the Basis Theory review, and the rest of the category is under best apis tools.
Basis Theory pricing questions
- How much does Basis Theory cost?
- Basis Theory publishes 3 tiers, from $995/month for Starter up to On request for Enterprise. The cheapest paid tier is $995/month.
- Does Basis Theory have a free plan?
- Not on the record we hold: Basis Theory is listed as Per month by token volume. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- What is the difference between Starter and Scale on Basis Theory?
- Scale costs On request against $995/month, and adds quoted, higher token volumes, additional regions.
- Is the Enterprise plan on Basis Theory worth it?
- That depends entirely on whether you need what it adds, which on the published record is additional compliance options for pii and phi, responses for 95 percent of pci saq d, unlimited monthly interactions per token, custom log retention and payload size. It costs On request against $995/month for Starter. Softwr has not used either tier, so this page can tell you what changes, not whether it is worth the difference to you.
- What am I actually paying for with Basis Theory?
- The record lists 8 features across 1 area: other. In practice it is brought in for a payments company that wants card on file without bringing its own infrastructure into pci scope and paying for the assessment that follows, a merchant locked into a processor by that processor vault that wants to hold its own tokens and route to more than one acquirer, a fintech collecting bank account and identity data that needs it isolated from its application database before an enterprise security review.
- Does Basis Theory charge per user?
- The record carries a price and a billing period for each of its 3 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Basis Theory prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Basis Theory against before paying?
- The closest apis tools in this directory are Mambu, Fintech Farm, Flybits, Neonomics. Each has a side-by-side comparison with Basis Theory covering price, platforms and features.
