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Cybersecurity · head to head

Trulioo vs Xlinesoft

Trulioo logo

Trulioo

Cybersecurity

Identity and business verification against national data sources in nearly 200 countries

From
On request
Free plan
No
Full reviewWebsite
Xlinesoft logo

Xlinesoft

Developer Tools

PHPRunner and ASPRunner.NET: low-code builders that turn databases into web apps

From
$599/one-time
Free plan
No
Full reviewWebsite

The short version

  • Each has a real cost: Trulioo per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.; Xlinesoft the purchase includes one year of support and upgrades only; after that, newer versions require a paid upgrade.
  • They diverge on capability: Trulioo covers Person match, Xlinesoft covers Database to web application.
  • Prices and features above were last checked on 12 November 2026.

Where they differ

Only the attributes on which Trulioo and Xlinesoft actually diverge.

Attributes where Trulioo and Xlinesoft differ
AttributeTruliooXlinesoft
Starting priceOn request$599/one-time
Pricing modelquoteone-time
PlatformsWeb, APIWindows, macOS, Linux, Web
CategoryCybersecurityDeveloper Tools

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Trulioo

  • Person match
  • Business verification
  • Watchlist screening
  • Document and biometric
  • Single API
  • Workflow orchestration

Only in Xlinesoft

  • Database to web application
  • Page Designer and themes
  • Events, custom code and AI assistance
  • Security and dynamic permissions
  • Reports, charts and dashboards
  • Wide database support
  • Enterprise authentication
  • Application templates and plugins

What people use each for

The jobs each tool is most often brought in to do.

Trulioo

  • A payments firm onboarding across dozens of countries where building a data-source integration per market is impracticalnot Xlinesoft
  • A marketplace verifying business sellers and needing beneficial ownership rather than just a company numbernot Xlinesoft
  • A fintech wanting a cheap frictionless first check and reserving document scanning for the minority that fail itnot Xlinesoft
  • A bank expanding into a market where document upload completion rates are poor and registry matching works betternot Xlinesoft

Xlinesoft

  • Building an internal web application on top of an existing SQL databasenot Trulioo
  • Replacing a Microsoft Access application with a browser-based onenot Trulioo
  • Creating admin interfaces and customer or partner portals with role-based accessnot Trulioo
  • Agencies and freelancers delivering self-hosted database applications to clientsnot Trulioo
  • Teams that need low-code tooling but must keep applications on their own serversnot Trulioo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Trulioo

  • Per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.
  • Coverage breadth is real but depth is uneven; a country on the map may be served by one thin source with low match rates, which you only discover in a live test.
  • You are charged per query including no-match results, so a market with poor source coverage burns budget producing nothing usable.
  • Because it aggregates third-party data, data residency and consent handling depend on the underlying provider terms, which complicates GDPR assessments in some jurisdictions.
  • Document and biometric capability is competent but not the strongest in the market, so buyers whose primary need is document fraud detection usually pair it with a specialist.

Xlinesoft

  • The purchase includes one year of support and upgrades only; after that, newer versions require a paid upgrade.
  • Multiple database connections, REST API connections and single sign-on through Active Directory, Okta or SAML are Enterprise-only, which raises the price from $599 to $999 per developer.
  • Self-hosted only. Hosting, database administration, backups, runtime updates and access-control configuration remain the customer's job, as Xlinesoft's own product facts page states.
  • Applications built on Microsoft Access require a Windows web server.
  • PHPRunner and ASPRunner.NET are separate products with separate licences, so moving a project between PHP and .NET is not covered by one purchase.

Pricing, plan by plan

Trulioo

On request
  • Trulioo Platform$undefined/year
    • Priced per check with rates varying by country and data source
    • Person, business and watchlist checks charged separately
    • Volume commitment negotiated annually

Xlinesoft

$599/one-time
  • PHPRunner Professional$599/one-time
    • Single developer licence
    • Core application-building product
    • One year of email support and upgrades
  • PHPRunner Enterprise Edition$999/one-time
    • Single developer licence
    • Multiple database and REST API connections
    • Data encryption
  • PHPRunner MultiDev Edition$3599/one-time
    • Three Enterprise Edition licences
    • Multiple developers working on the same project at the same time
    • One year of email support and upgrades
  • ASPRunner.NET Professional$599/one-time
    • Generates ASP.NET web applications
    • Same database coverage and security model as PHPRunner
    • Enterprise Edition available

Which should you pick?

Choose Trulioo if

  • You need person match.
  • You work on Web, API.
  • You also want business verification.
Trulioo review

Choose Xlinesoft if

  • You need database to web application.
  • You work on Windows, macOS, Linux, Web.
  • You also want page designer and themes.
Xlinesoft review

Questions people ask

Is Trulioo or Xlinesoft better?
Neither clearly leads. Trulioo starts at On request and Xlinesoft at $599/one-time, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Trulioo or Xlinesoft?
Trulioo starts at On request and Xlinesoft at $599/one-time.
Does Trulioo or Xlinesoft run on more platforms?
Trulioo runs on Web, API. Xlinesoft runs on Windows, macOS, Linux, Web.
What is Trulioo best used for?
Trulioo is most often used for a payments firm onboarding across dozens of countries where building a data-source integration per market is impractical, a marketplace verifying business sellers and needing beneficial ownership rather than just a company number, a fintech wanting a cheap frictionless first check and reserving document scanning for the minority that fail it, a bank expanding into a market where document upload completion rates are poor and registry matching works better. Of those, a payments firm onboarding across dozens of countries where building a data-source integration per market is impractical and a marketplace verifying business sellers and needing beneficial ownership rather than just a company number are not what Xlinesoft is typically brought in for.
What can Trulioo do that Xlinesoft cannot?
Trulioo covers Person match, Business verification, Watchlist screening, Document and biometric. Xlinesoft covers Database to web application, Page Designer and themes, Events, custom code and AI assistance, Security and dynamic permissions.

Answered from the vendors’ own pages

Trulioo: Does it need a document?

Not for the core product. Data-source matching uses name, address and date of birth, which is why completion rates are higher than document flows.

Xlinesoft: How much does PHPRunner cost?

PHPRunner Professional is $599, Enterprise Edition is $999 and MultiDev Edition, which includes three Enterprise licences, is $3,599. Professional and Enterprise prices are per developer, and each purchase includes one year of email support and free upgrades.

Source
Trulioo: Are unmatched queries billed?

Yes, in general you pay per query rather than per successful match. Negotiate this explicitly if you are entering markets with thin coverage.

Xlinesoft: Which databases does PHPRunner support?

MySQL, MariaDB, Microsoft SQL Server, PostgreSQL, Oracle, Microsoft Access, IBM DB2, Informix, SQLite and ODBC-compatible databases. Using multiple database connections in one project is an Enterprise Edition feature.

Source
Trulioo: Can it verify companies as well as people?

Yes. Business verification including beneficial ownership is a distinct product line and a common reason to choose Trulioo over document-first vendors.

Xlinesoft: Is there a free trial?

Yes. PHPRunner can be downloaded and evaluated for 21 days, and public live demos show the generated applications, with add, edit and delete disabled.

Source
Xlinesoft: Where do PHPRunner applications run?

On your own web server. The documented options are Apache and Microsoft IIS with a compatible PHP runtime and database extensions, and a built-in web server is available for local testing. The development application itself runs on Windows, macOS and Linux.

Source
Xlinesoft: What does the Enterprise Edition add?

Multiple database and REST API connections, data encryption, and enterprise authentication including Active Directory, Okta, Azure AD, OpenID and SAML, on top of all Professional features.

Source
Xlinesoft: What is ASPRunner.NET?

Xlinesoft's equivalent builder for ASP.NET. It generates database-driven ASP.NET web applications with the same kind of forms, reports, charts, permissions and Page Designer, and is sold separately from $599.

Source
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